Proverbs, a book of the Old Testament, was compiled by King Solomon almost 3,000 years ago. Nonetheless, this monarch's secrets remain as relevant and practical as when first penned. This is not surprising. Human nature has not changed in the intervening millennia.
The third chapter of Proverbs, which was written to stand alone, gives ten secrets of success. The first seven secrets and the last each come with a promise, showing what can be expected (as a rule of thumb) when its admonition is followed. In this article, I have adapted those secrets as business advice.
Secret 1: Keep the law; you'll get more out of your day, live longer, and have greater peace.
We are moral beings. Living by moral principles makes business more straightforward, keeps our footing secure and shields us from a good deal of worry, heartache, and disgrace. When we are doing what is right, we can concentrate more on the issues at hand than when we are distracted by negatives such as the fear of discovery. (Rule 1 is based on Proverbs 3:1,2)
Secret 2: Be kind and honest; then you will find favor with God and men.
Most of us appreciate the person who gives us an encouraging word, stands with us when we make a mistake, and doesn't throw the book at us. We appreciate those who don't hog our credit. And we appreciate those who keep their word. A study showed that one of the few characteristics that the majority of self-made millionaires have in common is that they keep their word. (Based on Proverbs 3:3,4)
Secret 3: Trust completely in God; you'll find direction and be a lot healthier.
None of us can see the end from the beginning. But those who trust in God need not fret when business undergoes a reverse. They don't kill themselves if the stock market plunges or a factory burns down. They believe God will ultimately bring good out of such events. Quite simply put, if we look to God in our business dealings, he guides us, even if we don't realize it at the time. Knowing this helps us to overcome serious reverses. Read the lives of Cyrus McCormick, John Wanamaker, or Lewis B. Tappan if you doubt this. Studies have shown that those who consider themselves believers lead happier lives over all. (Based on Proverbs 3:5-8)
Secret 4: Be generous toward God and people; you'll have more to show for it.
Solomon recognized that those who honor God first out of whatever they acquire (which includes giving to true charities), tend to prosper. One reason may be mental health. People who feel grateful tend to be happier. People who share with others have a pleasure misers can never know. Also, when we give, we are forced to think more carefully how to employ what we have left. This makes us better managers. (Based on Proverbs 3:9-10)
Secret 5: Accept correction; it is a sign God loves you.
We need to learn from our mistakes. In my own life, rebuke has often been my best teacher. If God thinks you are salvageable, he will correct you. (Based on Proverbs 3:11-12)
Secret 6: Learn the principles and science behind your business; you'll make fewer mistakes, have better grounds for your decisions, and sleep easier.
Solomon wrapped his sixth secret of success inside words of praise for wisdom. The fact is, we should learn the science and sound principles behind whatever business we engage in. The laws of economics cannot be flouted with impunity any more than the laws of aerodynamics. (Based on Proverbs 3:13-24)
Secret 7: Stay calm during crisis; trust the Lord instead, and your foot won't slip.
Kipling wrote a poem which begins and ends like this:
If you can keep your head when all about you Are losing theirs and blaming it on you...
Yours is the Earth and everything that's in it, And - which is more - you'll be a Man my son!
His poem is an appropriate commentary on Solomon's seventh secret. (Based on Proverbs 3:25,26)
Secret 8: Pay in a timely fashion.
No one appreciates being told the check is in the mail when it isn't. Pay your employees and creditors in a timely fashion if there is any possible way to do so. It gains you the respect and confidence of those you deal with. (Based on Proverbs 3:27,28)
Secret 9: Tolerate Competition.
Do you remember the days of gas wars, when stations tried to drive each other out of business by undercutting their prices? In Southeast Asia, gangs killed competitors in franchise wars between similar products. This is a poor business model. Today we know that if you put two pharmacies or two grocery stores on a corner, both will usually do better than either one alone. Competition is good for those who work hard and use innovative methods to hold the highest standards against competitors. (Based on Proverbs 3:29,30)
Secret 10:
Engage in fair business practices; then you'll have the Lord on your side.
Any kind of coercive business dealing, whether by a corporation, mob, labor union, guild, or government, hurts the economy as a whole. When Spain expelled its Jews, its economy collapsed. When Acorn harassed bankers who would not give mortgage loans to those who could not repay, it contributed to a situation in which the housing market collapsed and the United States went into an economic meltdown. On a smaller scale, businesses which trick people into signing documents, or who offer sneaky fine print, lose credibility. There are web sites I visited once but won't visit again because they tricked me with pre-checked subscription buttons. These are all forms of coercion. Deal openly and fairly. The long-term benefits go far beyond anything in this world. As Solomon put it, the Lord's curse is in the house of the wicked: but he blesses the habitation of the just. "Surely he scorns the scorners: but he gives grace to the humble. The wise shall inherit glory: but shame shall be the promotion of fools." (Based on Proverbs 3:31-35)
Dan Graves, MSL, is an author and web developer. His books include Scientists of Faith, Doctors Who Followed Christ, The Earth Will Reel from its Place, The Archbishop Who Killed a Man, Great Women in Christian History, and This Day in Christian History. Visit his web sites at http://www.dsgraves.com or Solomon and Christ.
Article Source: http://EzineArticles.com/?expert=Dan_Graves
Saturday, October 24, 2009
The 10 Priciples of Success
Many believe that success is for a chosen few who have been marked for greatness by destiny. That is not true. Success can be a part of everyone's life, if they understood the 10 principles of success.
Success is not a matter of fate or destiny and neither does it come to you by chance. You need to work towards it and drag it into your life. It's very rare that to find success looking for you. More often than not, you need to chase it down and make it yours.
So, what are the ten principles of success? Take a look.
1. Be Consistent
If you notice a lot of successful people, you are bound to notice some common traits in them. Adopt those traits and maintain them consistently.
2. Have a Vision
It is important to have a vision and know very clearly what it is you want from life. If you are not sure, or the picture in your head is hazy, you can forget about achieving anything.
3. Make an Action Plan
Knowing what you want is one thing, and knowing how to get it is something else. Organize your ideas and make a strategy for yourself.
4. Believe in Yourself
If you don't believe you can achieve it, you will never be able to convince others of your vision. Never doubt yourself. Tell yourself again and again that you will succeed.
5. Take Responsibility
Take responsibility for your actions, for the consequences of those actions, for your future, for your decisions, and for your life. No matter how many times you fail, get up and start again. Don't let failures decide the course of your life. Treat them as a stepping stone to success and persevere.
7. Make your Goals SMART
Your goal should be Specific, Measurable, Attainable, Realistic, and Time Bound. These are the essentials of a workable goal.
8. Continue Learning
Never stop learning. Learning means growth. When you stop learning, you stop growing. If you stop growing, you will die. And dead people can never be successful.
9. Do Not Shirk from Asking for Help
There is no shame in seeking help and guidance from people. It would be shameful if you let something like false pride stand in the way of attaining success.
10. Be an Asset to People around You
Unless you add value to the society in some form or manner, you are not going to be successful.
Hopefully, these 10 principles of success will help guide yo
u in your quest for that which you seek with all your heart.
Visit Goal Setting Tips to learn how to set yourself up for success and get free tips on how to effectively set goals.
Victor Ghebre is the editor of Settinggoals101.com where you get practical tips and information on goal setting, motivation, leadership and more.
Article Source: http://EzineArticles.com/?expert=Victor_Ghebre
Success is not a matter of fate or destiny and neither does it come to you by chance. You need to work towards it and drag it into your life. It's very rare that to find success looking for you. More often than not, you need to chase it down and make it yours.
So, what are the ten principles of success? Take a look.
1. Be Consistent
If you notice a lot of successful people, you are bound to notice some common traits in them. Adopt those traits and maintain them consistently.
2. Have a Vision
It is important to have a vision and know very clearly what it is you want from life. If you are not sure, or the picture in your head is hazy, you can forget about achieving anything.
3. Make an Action Plan
Knowing what you want is one thing, and knowing how to get it is something else. Organize your ideas and make a strategy for yourself.
4. Believe in Yourself
If you don't believe you can achieve it, you will never be able to convince others of your vision. Never doubt yourself. Tell yourself again and again that you will succeed.
5. Take Responsibility
Take responsibility for your actions, for the consequences of those actions, for your future, for your decisions, and for your life. No matter how many times you fail, get up and start again. Don't let failures decide the course of your life. Treat them as a stepping stone to success and persevere.
7. Make your Goals SMART
Your goal should be Specific, Measurable, Attainable, Realistic, and Time Bound. These are the essentials of a workable goal.
8. Continue Learning
Never stop learning. Learning means growth. When you stop learning, you stop growing. If you stop growing, you will die. And dead people can never be successful.
9. Do Not Shirk from Asking for Help
There is no shame in seeking help and guidance from people. It would be shameful if you let something like false pride stand in the way of attaining success.
10. Be an Asset to People around You
Unless you add value to the society in some form or manner, you are not going to be successful.
Hopefully, these 10 principles of success will help guide yo
u in your quest for that which you seek with all your heart.
Visit Goal Setting Tips to learn how to set yourself up for success and get free tips on how to effectively set goals.
Victor Ghebre is the editor of Settinggoals101.com where you get practical tips and information on goal setting, motivation, leadership and more.
Article Source: http://EzineArticles.com/?expert=Victor_Ghebre
Friday, October 23, 2009
Skill Sets and Knowledge
There are two types of knowledge, general knowledge and specialized knowledge. Knowledge, however, will not attract wealth unless it is organized and results in a definite plan of action designed to accumulate wealth.
You see, knowledge itself is not power as is often thought. Knowledge is actually potential power. The power comes about when the knowledge leads to a definite action plan that results in a pre-determined outcome.
It is a well known fact that millions of college graduates, filled with "knowledge" do not go on to amass great wealth. There is a weakness in many cases that can be attributed to a, "lack of ambition".
It is essential that you know how to purchase knowledge. Define the purpose for which the knowledge is required. This of course should match your clearly defined goals. Then check the sources of this knowledge, such as your own experience and education, networking and masterminding with others in your chosen field, colleges and universities, public libraries and book stores and specialized training courses available on your target subject.
The key here is to gain knowledge that makes you a "specialist" in your chosen field. This specialized knowledge will place you in the top 10% or higher in your field and will cause you to become valuable to others. (The industry term often used here is to, "become the hunted instead of the hunter").
As I am writing this in particular to online entrepreneurs, I will hasten to add a remark that I have often heard Mike Dillard say, "The most successful and highly paid people in any field usually have the largest libraries."
I remember something my dad always told me, "we are never too old to learn", and in our field it is essential that we stay current. We are in a very dynamic field where change is continuously happening. Keep on top of the change. Never feel like you have "arrived", and so you no longer have to invest in increasing your value or knowledge.
The remaining element is imagination. Napoleon Hill said it best, "Capability means imagination, the one quality needed to combine specialized knowledge with ideas, in the form of organized plans designed to yield riches."
I have always maintained that innovation is a key ingredient in creating your success.
Melanie PhillibertInternet Consultant and Trainer and EntrepreneurCertified Marketing Consultanthttp://www.GPTWealthCreation.com
http://www.youtube.com/mphillibert
Article Source: http://EzineArticles.com/?expert=Melanie_Phillibert
You see, knowledge itself is not power as is often thought. Knowledge is actually potential power. The power comes about when the knowledge leads to a definite action plan that results in a pre-determined outcome.
It is a well known fact that millions of college graduates, filled with "knowledge" do not go on to amass great wealth. There is a weakness in many cases that can be attributed to a, "lack of ambition".
It is essential that you know how to purchase knowledge. Define the purpose for which the knowledge is required. This of course should match your clearly defined goals. Then check the sources of this knowledge, such as your own experience and education, networking and masterminding with others in your chosen field, colleges and universities, public libraries and book stores and specialized training courses available on your target subject.
The key here is to gain knowledge that makes you a "specialist" in your chosen field. This specialized knowledge will place you in the top 10% or higher in your field and will cause you to become valuable to others. (The industry term often used here is to, "become the hunted instead of the hunter").
As I am writing this in particular to online entrepreneurs, I will hasten to add a remark that I have often heard Mike Dillard say, "The most successful and highly paid people in any field usually have the largest libraries."
I remember something my dad always told me, "we are never too old to learn", and in our field it is essential that we stay current. We are in a very dynamic field where change is continuously happening. Keep on top of the change. Never feel like you have "arrived", and so you no longer have to invest in increasing your value or knowledge.
The remaining element is imagination. Napoleon Hill said it best, "Capability means imagination, the one quality needed to combine specialized knowledge with ideas, in the form of organized plans designed to yield riches."
I have always maintained that innovation is a key ingredient in creating your success.
Melanie PhillibertInternet Consultant and Trainer and EntrepreneurCertified Marketing Consultanthttp://www.GPTWealthCreation.com
http://www.youtube.com/mphillibert
Article Source: http://EzineArticles.com/?expert=Melanie_Phillibert
Sunday, October 18, 2009
7 Tips for Your Mastermind
Mastermind groups are formed by professionals for a number of reasons. The three top reasons being:
1.To generate new ideas and share best practices in an effort to increase revenue and create efficiencies in each member's businesses.
2.To establish a space for accountability, goal setting and encouragement amongst entrepreneurs who are not necessarily reporting up to or being pushed by a Manager. (They are the captain of their own ship)
3.To network and cultivate possible referral relationships with other professionals.
Professionals generally enter into mastermind groups with great enthusiasm and high expectations. However, after six months to a year of meeting, many groups find that the excitement has a tendency to wane and unfortunately, the attendance then follows suit.
Here are 7 helpful tips to help keep your Mastermind group engaged, consistently attended and growing...
Tip #1-Make sure you have a variety of professionals attending who share similar pains. I've talked to Mortgage Professionals who have formed mastermind groups made up solely of Realtors or Financial Planners. This may seem like utopia for YOU, but the group will eventually suffer and may even begin to feel that your attempt to put together a mastermind group was purely self serving. Fresh perspectives, unique approaches & creative business models are more easily derived from groups that include different types of professionals. Of course, only include professionals who share in your pains (i.e. generating leads, branding one's self, team, marketing, effective sales scripts, budgeting, etc.)
Tip #2-Include creative "shake-ups." Make one of your Mastermind sessions an event that the entire group attends, like a seminar or presentation on sales techniques or social media, a chamber mixer or meetup.com event. Assign chapter readings and group discussion from popular business or self help books, like Think and Grow Rich, The Success Principles, The Tipping Point, or Taming Your Gremlin. Use one session to train on a particular product, system or new technology the group is interested in. Spend one session watching a Brian Tracy, Tony Robbins, Jack Canfield or Wayne Dyer DVD.
Tip #3-Establish a rotating guest speaker list. Assign each mastermind group member a month that they are responsible for inviting a guest speaker. The guest speaker could be a physical fitness expert, a life or business coach, a social media guru, a holistic healer, a local top salesman, a Manager sharing his/her team leadership secrets, a branding expert, a local blogging superstar, etc.
Tip #4-Share the knowledge. Post your agenda, guest speakers' names, take-aways and "aha" moments and newfound knowledge from your mastermind groups on your blog, LinkedIn and Facebook profiles. Encourage everyone in the mastermind group to do the same.
Tip #5-Don't be a venue hog. Find other locations, other than YOUR office, to hold your mastermind sessions and change it up from time to time. I had a client hold one at a local park with great success. You can also go to your local library, favorite coffee house, wine bar or bistro, community center or recreation center, pastry shop or even one of your group member's residences.
Tip #6-Introduce the 20 Questions game. When utilizing "group think" to help solve a member's current issue, dilemma, roadblock, bottleneck, conflict, etc., have each member ask that person questions about their current situation, not to exceed 20 questions. No one is to suggest or tell the person what to do, nor make statements or share their opinion. They are simply to ask questions to help the one individual experience a breakthrough and to do so without comparing, assuming one person has the solution, or inadvertently creating tension or conflict in the group.
Tip #7-Survey the group. Never assume that your members are satisfied with the current format, agenda, guest speakers, direction and/or vision of the mastermind group. You know what they say about "assuming." The best way to keep your mastermind group alive and kicking is to be open to changing things up, trying new things and most importantly, listening to the V.O.M. (voice of the mastermind)
The power of the mastermind comes from each member's unique experiences, knowledge and willingness to share. As the leader of the mastermind, you owe it to yourself and the group to be picky about whom you choose to invite as a member. Set the bar high! Find individuals who are smarter, more creative, more innovative and more financially savvy than you are.
It's like Jack Canfield once said, "You are the average of the five people, outside of your family, that you hang out with the most." Take the time to find the "right" members and choose to raise your average.
Victoria Del Frate is the President of Success Gateway, Inc. and the creator of http://www.icancoaching.net and http://icanplan.biz
Victoria has successfully coached dozens of mortgage and real estate leaders whose needs have ranged from systems implementation, business plan development, team building and customer service platform improvements to accountability, time management and life balance concerns.
"My passion is working one-on-one with highly motivated professionals to maximize their personal effectiveness as they develop their vision, define their goals, take action and build strong foundations to ensure their continue success"-Victoria Del Frate
"Coaching is a calling, a passion, a way of life. Each victory, each level you help another human being achieve, to me, is the most worthy contribution one can make in a lifetime. Through coaching, I help others and myself to live "on purpose" every day."-Victoria Del Frate
Victoria's mortgage business planning website, I CAN Plan has been showcased on Mortgage Girlfriends and has been touted as, "The best, on-line, mortgage planning tool" by industry leaders. She was also recently interviewed by Karen Deis as one of the industry's, top business planning experts.
Article Source: http://EzineArticles.com/?expert=Victoria_Del_Frate
1.To generate new ideas and share best practices in an effort to increase revenue and create efficiencies in each member's businesses.
2.To establish a space for accountability, goal setting and encouragement amongst entrepreneurs who are not necessarily reporting up to or being pushed by a Manager. (They are the captain of their own ship)
3.To network and cultivate possible referral relationships with other professionals.
Professionals generally enter into mastermind groups with great enthusiasm and high expectations. However, after six months to a year of meeting, many groups find that the excitement has a tendency to wane and unfortunately, the attendance then follows suit.
Here are 7 helpful tips to help keep your Mastermind group engaged, consistently attended and growing...
Tip #1-Make sure you have a variety of professionals attending who share similar pains. I've talked to Mortgage Professionals who have formed mastermind groups made up solely of Realtors or Financial Planners. This may seem like utopia for YOU, but the group will eventually suffer and may even begin to feel that your attempt to put together a mastermind group was purely self serving. Fresh perspectives, unique approaches & creative business models are more easily derived from groups that include different types of professionals. Of course, only include professionals who share in your pains (i.e. generating leads, branding one's self, team, marketing, effective sales scripts, budgeting, etc.)
Tip #2-Include creative "shake-ups." Make one of your Mastermind sessions an event that the entire group attends, like a seminar or presentation on sales techniques or social media, a chamber mixer or meetup.com event. Assign chapter readings and group discussion from popular business or self help books, like Think and Grow Rich, The Success Principles, The Tipping Point, or Taming Your Gremlin. Use one session to train on a particular product, system or new technology the group is interested in. Spend one session watching a Brian Tracy, Tony Robbins, Jack Canfield or Wayne Dyer DVD.
Tip #3-Establish a rotating guest speaker list. Assign each mastermind group member a month that they are responsible for inviting a guest speaker. The guest speaker could be a physical fitness expert, a life or business coach, a social media guru, a holistic healer, a local top salesman, a Manager sharing his/her team leadership secrets, a branding expert, a local blogging superstar, etc.
Tip #4-Share the knowledge. Post your agenda, guest speakers' names, take-aways and "aha" moments and newfound knowledge from your mastermind groups on your blog, LinkedIn and Facebook profiles. Encourage everyone in the mastermind group to do the same.
Tip #5-Don't be a venue hog. Find other locations, other than YOUR office, to hold your mastermind sessions and change it up from time to time. I had a client hold one at a local park with great success. You can also go to your local library, favorite coffee house, wine bar or bistro, community center or recreation center, pastry shop or even one of your group member's residences.
Tip #6-Introduce the 20 Questions game. When utilizing "group think" to help solve a member's current issue, dilemma, roadblock, bottleneck, conflict, etc., have each member ask that person questions about their current situation, not to exceed 20 questions. No one is to suggest or tell the person what to do, nor make statements or share their opinion. They are simply to ask questions to help the one individual experience a breakthrough and to do so without comparing, assuming one person has the solution, or inadvertently creating tension or conflict in the group.
Tip #7-Survey the group. Never assume that your members are satisfied with the current format, agenda, guest speakers, direction and/or vision of the mastermind group. You know what they say about "assuming." The best way to keep your mastermind group alive and kicking is to be open to changing things up, trying new things and most importantly, listening to the V.O.M. (voice of the mastermind)
The power of the mastermind comes from each member's unique experiences, knowledge and willingness to share. As the leader of the mastermind, you owe it to yourself and the group to be picky about whom you choose to invite as a member. Set the bar high! Find individuals who are smarter, more creative, more innovative and more financially savvy than you are.
It's like Jack Canfield once said, "You are the average of the five people, outside of your family, that you hang out with the most." Take the time to find the "right" members and choose to raise your average.
Victoria Del Frate is the President of Success Gateway, Inc. and the creator of http://www.icancoaching.net and http://icanplan.biz
Victoria has successfully coached dozens of mortgage and real estate leaders whose needs have ranged from systems implementation, business plan development, team building and customer service platform improvements to accountability, time management and life balance concerns.
"My passion is working one-on-one with highly motivated professionals to maximize their personal effectiveness as they develop their vision, define their goals, take action and build strong foundations to ensure their continue success"-Victoria Del Frate
"Coaching is a calling, a passion, a way of life. Each victory, each level you help another human being achieve, to me, is the most worthy contribution one can make in a lifetime. Through coaching, I help others and myself to live "on purpose" every day."-Victoria Del Frate
Victoria's mortgage business planning website, I CAN Plan has been showcased on Mortgage Girlfriends and has been touted as, "The best, on-line, mortgage planning tool" by industry leaders. She was also recently interviewed by Karen Deis as one of the industry's, top business planning experts.
Article Source: http://EzineArticles.com/?expert=Victoria_Del_Frate
Robert T. Kiyosaki's Teachings
Robert Kiyosaki is a well known author and successful businessman!
A large part of Kiyosaki's teachings focus on generating passive income by means of investment opportunities, such as real estate and small businesses, with the ultimate goal of being able to support oneself by such investments alone. Kiyosaki also defines "assets" as things that generate money, such as rental properties or businesses, and "liabilities" as things that cost money, such as house payments, cars and so on. Kiyosaki also proclaims financial leverage to be critically important in becoming rich.
He stresses what he calls "financial literacy" as the means to obtaining wealth. He says that life skills are often best learned through experience and that there are important lessons not taught in school. He says that formal education is primarily for those seeking to be employees or self-employed individuals, and that this is an "Industrial Age idea". And according to Kiyosaki, in order to obtain financial freedom, one must be either a business owner or an investor, generating passive income.
Kiyosaki uses the "rich dad, poor dad" series of books to illustrate his view that the majority of people are stuck in what he refers to as "the rat race"-living paycheck to paycheck and spending all of their time working to pay bills. In his books, Kiyosaki advocates tax-advantaged investment vehicles, such as real estate or businesses, rather than ownership of securities. This idea is further developed in his later books and "Rich Dad" became Kiyosaki's personal brand for various publishing ventures.
Although Kiyosaki recommends investing in real estate usually for rental income, there is one thing that he doesn't seem to teach...how to pay-off your rental property and even your house in one-third the time! If you would like to know how to rapidly pay-off your mortgage and other debts and supercharge your retirement account, visit my site for a free report at:
www.financialadvantages.com
My name is Steve Herman and 5 years ago I discovered a way to rapidly pay-off debt and rapidly fund a retirement account! my website is http://www.financialadvantages.com
Article Source: http://EzineArticles.com/?expert=Steve_Herman
A large part of Kiyosaki's teachings focus on generating passive income by means of investment opportunities, such as real estate and small businesses, with the ultimate goal of being able to support oneself by such investments alone. Kiyosaki also defines "assets" as things that generate money, such as rental properties or businesses, and "liabilities" as things that cost money, such as house payments, cars and so on. Kiyosaki also proclaims financial leverage to be critically important in becoming rich.
He stresses what he calls "financial literacy" as the means to obtaining wealth. He says that life skills are often best learned through experience and that there are important lessons not taught in school. He says that formal education is primarily for those seeking to be employees or self-employed individuals, and that this is an "Industrial Age idea". And according to Kiyosaki, in order to obtain financial freedom, one must be either a business owner or an investor, generating passive income.
Kiyosaki uses the "rich dad, poor dad" series of books to illustrate his view that the majority of people are stuck in what he refers to as "the rat race"-living paycheck to paycheck and spending all of their time working to pay bills. In his books, Kiyosaki advocates tax-advantaged investment vehicles, such as real estate or businesses, rather than ownership of securities. This idea is further developed in his later books and "Rich Dad" became Kiyosaki's personal brand for various publishing ventures.
Although Kiyosaki recommends investing in real estate usually for rental income, there is one thing that he doesn't seem to teach...how to pay-off your rental property and even your house in one-third the time! If you would like to know how to rapidly pay-off your mortgage and other debts and supercharge your retirement account, visit my site for a free report at:
www.financialadvantages.com
My name is Steve Herman and 5 years ago I discovered a way to rapidly pay-off debt and rapidly fund a retirement account! my website is http://www.financialadvantages.com
Article Source: http://EzineArticles.com/?expert=Steve_Herman
Maximize Your IQ and Brain Potential
How do you know that your brain is performing according or may be exceeding your expectations as well? You may believe that the answer to this question is by taking a certain IQ test that would determine your level of intelligence. Certain theories are found to be the guidelines that are being used in poring over the brain's performance.
Our brain has the capability of combining both linguistic as well as mathematical aptitude because its is unified in a way. The parts of the brain can be stimulated by certain problem solving activities that may contribute to its performance which involves the spatial, rhythmic, kinesthetic and inter/intra personal growth.
The question now is what tactics can you use to be able to increase your brain's performance? And this question would be answered based on your accomplishments and the results of your achievement so you may have to take note of that.
The initial thing that one should look into is what you are definitely good about. There are different skills where one can actually derive intelligence from. what ever skill you think you're good at. that would be your achievement. A lot of people are not aware of what skills are they really good at. If you really are creative, then you can work on any artistic act that involves creative thinking.
There are so many things that we can work on potentially and even exceed expectations. Some may be more inclined to some indoor sports and excel through performance. You may try getting into gymnastics, dancing or even designing as well just to make sure which would be more comfortable for you to test your abilities. If you find out what your good at and you get to surpass what's average, you'll definitely be happy with the results of your accomplishments. But if you don't even give yourself a chance to see what you can do, then you're absolutely missing the point here.
Do you want to be one of the geniuses like Einstein? There are some people who are said to be standing out from the average intelligent person and they are the ones called geniuses. Although it doesn't take to be a genius just so you can succeed in life. All you have to do is to maximize your brain's capability to function through exceeding the normally expected degree that you expect it to work. If you are aware on how to use your brain's fullest capacity then you will always be possibly doing things in the right way and gain an achievement in the end.
Although it's not that easy to maximize your brain's ability to exceed your expectation if it's not equipped with enough information, so what you can do on your end is to load your brain with helpful information that would serve as a food for it. Together with the learning are the experiences that you encounter day by day, this can as well be absorbed by your brain and it can as well help in the potential expansion of your brain's function.
Read a book, a chapter in an encyclopedia or try listening to music being performed by one of the musicians that you prefer. You'll definitely boost up your brain's performance through this.
Vlad Stivenson, author of numerous IQ Tests and developer of personality test
Article Source: http://EzineArticles.com/?expert=Vlad_Stivenson
Our brain has the capability of combining both linguistic as well as mathematical aptitude because its is unified in a way. The parts of the brain can be stimulated by certain problem solving activities that may contribute to its performance which involves the spatial, rhythmic, kinesthetic and inter/intra personal growth.
The question now is what tactics can you use to be able to increase your brain's performance? And this question would be answered based on your accomplishments and the results of your achievement so you may have to take note of that.
The initial thing that one should look into is what you are definitely good about. There are different skills where one can actually derive intelligence from. what ever skill you think you're good at. that would be your achievement. A lot of people are not aware of what skills are they really good at. If you really are creative, then you can work on any artistic act that involves creative thinking.
There are so many things that we can work on potentially and even exceed expectations. Some may be more inclined to some indoor sports and excel through performance. You may try getting into gymnastics, dancing or even designing as well just to make sure which would be more comfortable for you to test your abilities. If you find out what your good at and you get to surpass what's average, you'll definitely be happy with the results of your accomplishments. But if you don't even give yourself a chance to see what you can do, then you're absolutely missing the point here.
Do you want to be one of the geniuses like Einstein? There are some people who are said to be standing out from the average intelligent person and they are the ones called geniuses. Although it doesn't take to be a genius just so you can succeed in life. All you have to do is to maximize your brain's capability to function through exceeding the normally expected degree that you expect it to work. If you are aware on how to use your brain's fullest capacity then you will always be possibly doing things in the right way and gain an achievement in the end.
Although it's not that easy to maximize your brain's ability to exceed your expectation if it's not equipped with enough information, so what you can do on your end is to load your brain with helpful information that would serve as a food for it. Together with the learning are the experiences that you encounter day by day, this can as well be absorbed by your brain and it can as well help in the potential expansion of your brain's function.
Read a book, a chapter in an encyclopedia or try listening to music being performed by one of the musicians that you prefer. You'll definitely boost up your brain's performance through this.
Vlad Stivenson, author of numerous IQ Tests and developer of personality test
Article Source: http://EzineArticles.com/?expert=Vlad_Stivenson
The Truth About Debt
Myth: Debt is a tool and should be used to help create prosperity.Truth: Debt isn't used by wealthy people nearly as much as we are led to believe.
Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt, then you're a slave, in the sense that you do not have the freedom to use your money to help change your family tree.
According to a recent USA Today article about debt, 78 percent of Baby Boomers have mortgage debt, 59 percent have credit card debt, and 56 percent have car payments. It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy really build their wealth. Debt is dumb. Welcome to the real world!
Dave Ramsey's Background
When training for my first career in real estate, I remember being told that debt was a tool. "Debt is like a fulcrum and lever," allowing us to lift what we otherwise could not. We can buy a home, a car, start a business, or go out to eat and not be bothered with having to wait. I remember a finance professor telling us that debt was a two-edged sword which would cut for you like a tool but could also cut into you and bring harm.
The myth has been sold that we should use OPM (other people's money) to prosper. The academic garbage is spread really thick on this issue. We are told with sufficient snobbery and noses in the air that sophisticated and disciplined financiers use debt to their advantage. Careful there, you'll get a sunburn on your upper lip.
My contention is that debt brings on enough risk to offset any advantage that could be gained through leverage of debt. Given time - a lifetime - risk will destroy the percieved returns purported by the myth-sayers. I once was a myth-sayer myself and could repeat the myths very convincingly. I was especially good with the "debt is a tool" myth. I have even sold rental property that was losing money to investors by showing them, with very sophisticated internal rates of return, how they would actually make money.
Boy, what a reach. I could spout the myth with enthusiasm, but life and God had some lessons to teach me. Only after losing everything I owned and finding myself bankrupt did I think that risk should be factored in, even mathematically. It took my waking up in "intensive care" to realize how dumb and dangerous this myth is. Life hit me hard enough to get my attention and teach me.
According to Proverbs 22:7, "The rich rule over the poor and the borrower is slave to the lender" (NKJV). I was confronted with this scripture and had to make a conscious decision of who was right - my broke finance professor who taught that debt is a tool, or God, who showed the obvious disdain for debt. Beverly Sills had it right when she said, "There is no shortcut to any place worth going."
The Debt MythYou have probably heard a lot of the sub-myths, which fall in line behind the big one that says "debt is a tool." Are you beginning to understand that debt is NOT a tool? This myth and all its little sub-myths have been spread far and wide. Always keep in mind the idea that if you tell a lie often enough, loud enough, and long enough, the myth becomes accepted as a fact. Repetition, volume and longevity will twist and turn a myth, a lie, into a commonly accepted way of doing things.
No more. Debt is not a tool; it is a method to make banks wealthy, not you. The borrower is truly servant to the lender. Your largest wealth-building asset is your income. When you tie up your income, you lose. When you invest your income, you become wealthy and can do anything you want.
How much could you give, save and spend every month if you had no payments? Your income is your greatest wealth-building tool, not debt. Your Total Money Makeover begins with a permanently changed view of the debt myths.
This content is provided by DaveRamsey.com and may be used only in its entirety with all links included. Dave Ramsey is changing the face of America by helping people beat debt and build wealth with his best-selling book, The Total Money Makeover, and nationally syndicated radio show, The Dave Ramsey Show. Read more of what Dave says about debt.
Article Source: http://EzineArticles.com/?expert=Dave_Ramsey
Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt, then you're a slave, in the sense that you do not have the freedom to use your money to help change your family tree.
According to a recent USA Today article about debt, 78 percent of Baby Boomers have mortgage debt, 59 percent have credit card debt, and 56 percent have car payments. It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy really build their wealth. Debt is dumb. Welcome to the real world!
Dave Ramsey's Background
When training for my first career in real estate, I remember being told that debt was a tool. "Debt is like a fulcrum and lever," allowing us to lift what we otherwise could not. We can buy a home, a car, start a business, or go out to eat and not be bothered with having to wait. I remember a finance professor telling us that debt was a two-edged sword which would cut for you like a tool but could also cut into you and bring harm.
The myth has been sold that we should use OPM (other people's money) to prosper. The academic garbage is spread really thick on this issue. We are told with sufficient snobbery and noses in the air that sophisticated and disciplined financiers use debt to their advantage. Careful there, you'll get a sunburn on your upper lip.
My contention is that debt brings on enough risk to offset any advantage that could be gained through leverage of debt. Given time - a lifetime - risk will destroy the percieved returns purported by the myth-sayers. I once was a myth-sayer myself and could repeat the myths very convincingly. I was especially good with the "debt is a tool" myth. I have even sold rental property that was losing money to investors by showing them, with very sophisticated internal rates of return, how they would actually make money.
Boy, what a reach. I could spout the myth with enthusiasm, but life and God had some lessons to teach me. Only after losing everything I owned and finding myself bankrupt did I think that risk should be factored in, even mathematically. It took my waking up in "intensive care" to realize how dumb and dangerous this myth is. Life hit me hard enough to get my attention and teach me.
According to Proverbs 22:7, "The rich rule over the poor and the borrower is slave to the lender" (NKJV). I was confronted with this scripture and had to make a conscious decision of who was right - my broke finance professor who taught that debt is a tool, or God, who showed the obvious disdain for debt. Beverly Sills had it right when she said, "There is no shortcut to any place worth going."
The Debt MythYou have probably heard a lot of the sub-myths, which fall in line behind the big one that says "debt is a tool." Are you beginning to understand that debt is NOT a tool? This myth and all its little sub-myths have been spread far and wide. Always keep in mind the idea that if you tell a lie often enough, loud enough, and long enough, the myth becomes accepted as a fact. Repetition, volume and longevity will twist and turn a myth, a lie, into a commonly accepted way of doing things.
No more. Debt is not a tool; it is a method to make banks wealthy, not you. The borrower is truly servant to the lender. Your largest wealth-building asset is your income. When you tie up your income, you lose. When you invest your income, you become wealthy and can do anything you want.
How much could you give, save and spend every month if you had no payments? Your income is your greatest wealth-building tool, not debt. Your Total Money Makeover begins with a permanently changed view of the debt myths.
This content is provided by DaveRamsey.com and may be used only in its entirety with all links included. Dave Ramsey is changing the face of America by helping people beat debt and build wealth with his best-selling book, The Total Money Makeover, and nationally syndicated radio show, The Dave Ramsey Show. Read more of what Dave says about debt.
Article Source: http://EzineArticles.com/?expert=Dave_Ramsey
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