Tuesday, April 29, 2008

Financial Freedom Tips- A New Perspective

Financial freedom is not easy to achieve. You need to know this before I share anything else with you. You have to learn concepts to change your current way of thinking to attain financial freedom. Here are some tips for you to help change your thinking:
1) Stop blaming other people for your financial disaster. Pointing the finger at other people or circumstances only leaves you with three fingers pointing back at you. You have to take responsibility for your spending habits.
2) Write down your goals for your "net worth". You notice I did not say yearly income. If you want to truly be financially free you must start investing and saving. The amount you start with does not matter. Start somewhere!
3) Think of ways you can help thousands of people. Whatever you currently do for a living, take that and find a way to expose the idea to thousands. Think big. Get away from thinking small.
4) Make a list of the things you are grateful for. When we express gratitude we send our positive energy to everything around us and positive energy comes back to us. A good habit to get into is expressing your gratitude each morning when you wake up. That is a great way to start your day.
5) Read books about people who are financially free and wealthy. We have great leaders in our world who have already paved the path for us. Don't reinvent the wheel, just take what they have already done and build from there.
6) Promote your business or occupation with passion. Being passionate about your career is the best way become financially free. The more excitement you express to other people the more they will be willing to give you their money.
7) Hire a good financial planner. Make sure you find someone who has an excellent track record. Ask to see their performance papers. If they ask to see your portfolio and they are not willing to show you what they have accomplished go find somebody else.
8) Create a passive income. Get into businesses that you can set-up one time and make money repeatedly. These types of businesses are the best for creating passive income and setting you free.
9) Get out of your comfort zone. When you start to change your finances you will sometimes experience discomfort. This is normal. You will be uncomfortable until you get adjusted to the idea of managing your money properly.
10) Take action. Most people will only read these ideas and never change anything. If you are willing to take action then your financial future will be bigger than you ever dreamed.
Financial freedom doesn't have to be mysterious. Keep it simple, take action and reap the rewards. So come on and step out of your comfort zone. No one is going to do it for you!
Did you find those facts on financial freedom useful? You can learn a lot more about financial freedom from author, Kenny Perkins at http://myspace.com/mywebcamcoach If you are looking for a finance coach we recommend this site http://www.usfreeads.com/1201460-cls.html
Article Source: http://EzineArticles.com/?expert=Kenny_Perkins

Is Dilbert Supposed to Ring True?

The Retire Early Home Page asks, "Does Dilbert ring true?" I was thinking...maybe the corporations of the world want Dilbert to ring true? Think about the nonsense you hear at work: people breaking the law and getting promoted, bonehead non lawyer managers trying to practice law, people pretending they don't remember what you just told them, the "ambitious" with their petty schemes and pranks, oh, and don't forget the mooches. Maybe there is a bizarre reason why... I wonder. But until we find out start studying at:

http://www.financialindependenceuniversity.com/

Are You Worried About Your Financial Future?

You should be! Pensions and entitlements are not enough or even available for most people.
You may not know the difference between real investments and scams and how much to pay for financial advice. But I can offer help. I can show you an excellent primer for becoming financially independent. I doubt you are too old or too young to have a chance. Take a look at http://www.financialindependenceuniversity.com/ if you want to take charge of your future. There are absolutely no scams or spam at FIU. So what do you have to lose besides two hours of reading?

If You Want Economic Growth...

...I would donate to www.clubforgrowth.org . Jack Kemp and the guys at CFG are an effective organization. Take a look at the site above. If what you want is financial independence, you want Jack Kemp and CFG speaking your rights and the United States best interests. The democratic congress is getting us no where.

Thursday, April 24, 2008

Goals: Three Papers to Review Every Morning

In order to achieve your major goal, you will need a clear plan. First, write out your major goal sheet, similar to the way Napoleon Hill and Brian Tracy instructed. Include:
1) State your major goal, 2) Lay out your plan for achieving your goal, 3) List the benefits of achieving this goal (i.e. why you want it), 4) Your current status (be honest), 5) The deadline you set for yourself to achieve your goal, 6) List at least seven obstacles to achieving your goal, 7) List the knowledge you will have to acquire to achieve your goal, and 8) A list of the people who will help. If you have to make adjustments to your plan, that is fine. Make adjustments as needed. But I would not change your major goal.
Second, fill up a page with your greatest achievements. Include things like awards in school or at your job or financial accomplishments, personal accomplishments, sports accomplishments, etc, etc. Fill up one page with your biggest achievements, anything will do! Review this sheet after you review your major goal statement. Sounds kinda wild, but it is a good thing to do before undertaking a challenging goal. (I got this idea from Larry Waschka in his book, "The Complete Idiot's Guide to Getting Rich".)
Third, ask yourself this question: Why have you not achieved your major goal already? Write down every reasonable explanation you can think of. Make sure you avoid the mistakes you made before and grasp opportunity the next time. Learn from your mistakes.
Type up these three papers and review them every morning. Doing so will keep you focused on your major goal and give you the confidence and motivation to achieve it.
Good luck!!
David K Drews is the web master of http://www.independentwealth.us/
Article Source: http://EzineArticles.com/?expert=David_Drews

How to Motivate Yourself and Mean It

Self-motivation is the act of giving one’s own person incentive or encouragement to do something. In other words, it’s the way you get yourself up and moving, as well as to keep going when the going gets tough. Different people motivate themselves in different ways. I have found that before you can motivate yourself, you have to know what drives you. Effects of Motives Are you the kind of person that thinks about the long-term effects a certain action will have? If so, you can motivate yourself to get either the positive result or to avoid the negative one. For example, if you must report into work by a certain time, one the negative effects of getting there late would be some kind of disciplinary action. By the same token, a positive effect of being on time would be you continue to receive a paycheck. Whichever one of these motivates you more depends on which compels you more, the positive or the negative effect. Visualization Perhaps you are a visual kind of person. The best motivation would be to literally visualize your goals or dreams. I would go as far as to advise you to find a physical image of your goal or dream and put it up somewhere you will see it everyday. If you want to live in a big, fancy house, then find a picture of a big, fancy house. Cut it out and hang it up over your desk, on the refrigerator, or anywhere it will be a constant, visual reminder of your goals and dreams. Then write down everything you want to have in that house. Hang that up next to the picture. The more detailed you are the more real it becomes, until that house goes from being a dream to a "one day soon" reality. Healthy Competition Well, if you are not one of the above-mentioned types of people, than you are probably one that likes a little healthy competition. This can also be a very effective way to motivate you. For example, if you are going to be running a race you would probably push yourself harder in order to win. You would workout more, and practice harder and longer in order to be faster, stronger, and smarter than your competition. When you are motivated to win you will do whatever it takes to achieve that. Planning In order to motivate yourself, and keep yourself motivated, you need to determine what your personality is and what your goals are. Then you have to come up with a plan to reach those goals. At initial stages, it is important that you should judge your capabilities impartially. Once you are able to judge your abilities, set realistic goals. Chalk out your strategy to achieve these goals. Often "Yes I can do it!" approach do wonders. Believe in yourself, in your own abilities. Have optimistic approach towards every aspects of life, strive hard to achieve the success, reach your targets and you will come to know the magic of self-belief. Ultimately, if you believe in yourself, you can motivate yourself to do anything!
By Shashi RaiPublished: 9/28/2007 www.buzzle.com

Interested in Real Estate?

If you are spinning your wheels at your job and if you are interested in real estate, consider becoming a realtor. Google your local community college and sign up for the classes. Here in Oregon, only eight classes are required and tuition for 2 classes is about $500. You can take classes online too. Give it a try! Many Realtors become real estate investors. By the time you complete your classes the market might be good again.
www.realtor.com

Teddy Roosevelt Quote

“It is not the critic who counts: not the man who points out how the strong man stumbles or where the doer of deeds could have done better. The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again, because there is no effort without error or shortcoming, but who knows the great enthusiasms, the great devotions, who spends himself for a worthy cause; who, at the best, knows, in the end, the triumph of high achievement, and who, at the worst, if he fails, at least he fails while daring greatly, so that his place shall never be with those cold and timid souls who knew neither victory nor defeat.” - Theodore Roosevelt

IBM Has Most Nano Patents

Which Countries and Companies are Leading the Way in Nanotechnology Patenting?
Researchers from the University of Arizona and the US National Science Foundation examined nanoscale science and engineering patents at the US Patent & Trademark Office from 1976-2003. 12 They found that 8,630 nanotech-related patents were issued by the US PTO in 2003 alone, an increase of 50% over the previous three years. The top 5 countries represented were: US (5,228 patents), Japan (926), Germany (684), Canada (244) and France (183). The top 5 entities winning nanotech-related patents included four multinational electronic firms and one university: IBM (198 patents), Micron Technologies (129), Advanced Micro Devices (128), Intel (90) and University of California (89).

http://www.azonano.com/Details.asp?ArticleID=1379

Learn to Network

It's hard to be in business today, certainly in the professional services sector, without having heard the term 'networking'. Regarded by many as the Marmite of business, it is said that you either are a networker or you aren't. And if you think you aren't, you shouldn't even try to do it.
Rubbish!
First of all, networking is essential to any business. The business you get from personal recommendation will be some of the best business you ever do - they have pretty much made up their minds to use you before they even call you, and they are a lot less concerned with price. And it's not just for solicitors and accountants - when your pipes burst, how did you decide on a plumber to come out and fix it? Was it someone you had heard good things about before? Maybe you didn't know anyone, so you called a friend and asked if they knew a good plumber? Joe Bloggs Plumbers just won the business of fixing your pipes through networking.
And how about your word of mouth?
Not enough people concentrate on generating referrals and getting people to mention their business to others. Millions of pounds of business is done every year through referral and recommendation. If you're not getting any of it, you need to think long and hard about why not.
So you've got yourself to a networking event, you tell the people there about what you have to offer, and then ask if they want to buy it, right? Wrong! If you do this you have become the person at a networking event that everyone wants to avoid - the one handing out business cards like they're dealing a poker game; the one who asks you nothing and tells you more than you could ever want to knowabout what they do.
So how do you do it? The best way to network is to build trust, build relationships, to think about what you can do for the other people in the room before you think about what you might get. Be a 'people person', be genuinely interested in the people you meet at events. Great networkers want to help as well as get help - because they like helping others, not just because it might get them some business in the future.
Networking is about building a relationship that eventually leads to business being done, either between you and your new contact, between you and someone they recommend, or between them and someone you recommend. Don't discount that last one - they have to get something out of your relationship as well, otherwise it isn't a relationship. If you help them get more business, they will do the same for you - in fact they'll feel obliged to.
Where can I network?
The short answer is absolutely anywhere! Remember Joe Bloggs Plumbers, the guys who fixed your pipes? You don't find many plumbers at networking events, but they still get referrals. Networking happens when you talk to your colleagues at work, when you go to the pub with your friends, it happens when you overhear a conversation in the bus queue. Networking is about the impression you leave people with, and you make impressions all day, every day.
Of course you will make more effective contacts for referrals at specialised networking events, but remember there are several different kinds of events you can go to. Some of the most established are breakfast meetings, which usually start around 7.00am and finish around 9.00am. Meetings are usually weekly and the format is very focused and regimented. For those who like this format, there is a lot of business to be done, but it is an acquired taste. Try it out, but bear in mind whether or not you can keep up with the regular early mornings and very formal structure. Also, most breakfast meetings are restricted to one person from each business sector, so you are not as likely to meet people you can form alliances and joint ventures with, which is a very important, and often overlooked part of networking.
There are also several different kinds of event organised by groups such as local government organisations, such as race days, golf days and others. These can be a lot of fun, but are very often filled with people who are there for the golf rather than to do business, and you may have to kiss a lot of frogs to find your prince. Networking events are really a matter of preference and perspective, and you should go to as many events as you can at first, and then stick with the ones that work for you.
In summary, there is a simple and effective way to network that anyone can do:
1. Get to know people as people, not prospects.
2. Everything happens after a meeting, not during. Always, always follow up.
3. Give referrals as well as expect to receive them.
4. Keep in touch on a regular basis.
Best of luck with your networking!
Andrew Rondeau transformed himself from a $4 an-hour petrol-pump attendant to a highly successful Senior Manager earning $500k every year.
Discover how you can remove your fear and reduce your stress of being a new manager by receiving Andrew's free Management e-Course and report: http://www.greatmanagement.org/
Article Source: http://EzineArticles.com/?expert=Andrew_Rondeau

Key Resume Mistakes to Avoid

The major purpose of Resume/CV is to get you to the interview rooms. Therefore, for jobs seekers this is the step that requires great deal of care and holds vital significance in the whole process of Job Hunting.
Now I have listed down some key mistakes to avoid so that your Resume/CV could give you better results the next time you send it.
1- Avoid Grammatical Mistakes:
At times this has been observed and has been sated by the employers that one of the most negative that could go against any candidate is having grammatical errors in their Resume/CV. Thus, preventive measure should be taken. Before taking a printout for final submission whole document should be carefully corrected for any grammatical mistakes.
2- One Resume/CV will do:
Another turn off for the employers has been that the Resume/CV which they have received has nothing to do with the job opportunity. What the Job Seekers do is that they take many printouts of one CV and send it to all the employers. What the employers actually are looking for is a specific CV which has been created for them only. So substantial care if required.
3- Lack of Details:
At times irrelevant information is provided and relevant information seems to be missing from the Resume/CV. Therefore, we need to make sure that the key information will remain present there. Remain to the point and not to mention irrelevant details. However, do list about your accomplishment in a story form.
4- Incorrect Contact Information:
Another thing that needs attention is that you should not provide incorrect information in the resume. As this process usually entails getting in touch with you. But, if the information is not as correct that it should be then it will again fail to full fill its purpose.
5- Consultation:
Before sending your resumes do get it checked by some individuals. It's always a good idea to get your Resume/ CV checked by some expert. They will provide you professional feedback and might also recommend you for something better in future.
So, these are the major mistakes which you need to avoid and by doing so you will be increasing the probability of letting the Resume/CV attain its objective.
Syed Muzaffar Aqleem Tirmizi is part of the operational management in leading cellular operator in Pakistan, specializing in providing training solutions for individuals, teams and organizations. He also specializes in training needs, analysis and mentoring. Has a very energetic and motivating style with a strong focus on exceeding the organizational expectation and with his infectious energy he empowers other individuals to achieve their full potential. For your training needs or operational analysis could be contacted at tirmizi@tirmizifinancials.com or visit http://www.tirmizifinancials.com or http://www.ma-tirmizi.com
Article Source: http://EzineArticles.com/?expert=Syed_Muzaffar_Aqleem_Tirmizi

The Magic Pill

Wouldn't it be amazing if there was a magic selling pill? Just pop your pill and start selling like an unstoppable train.
Isn't it incredible how people are always looking for the easy solution to everything? Plastic surgery instead of going on a diet, ready meals instead of cooking, holiday planners, and so forth. Well in the world of sales it's not much different and there are lots of sales professionals out there who would benefit greatly from a quick reality check in this area. One of the most common problems I encounter in sales coaching is getting sellers to accept responsibility for their failings. It's always somebody else's fault. Of course mistakes can occur in the marketing process, sales managers get things wrong from time to time and our sales colleagues will occasionally get all the best customers and leads. The important thing is to maintain focus and to not let these little things get to you.
Here are six quick fix solutions when sales just aren't happening:
1. You know what they say, "If it's not broken, why fix it?" However, if the opposite is happening don't make the mistake of going round in circles. Change your methods and try something completely new. It will often be the small changes that can trigger change. Why not introduce yourself differently; add some new words that you wouldn't normally use. It's a method that has really helped me in the past and I'm sure it can work for you.
2. "Don't take no for an answer!" When the chips are down we tend to give in far too quickly. The first negative response is only a taster. Make sure you create a fight back plan of action. Have a prepared set of answers for objections. This works really well when you need that extra boost. Statistics say that most people buy after two objections.
3. "Acknowledge, acknowledge, acknowledge." Repeat back what the customer tells you, especially when they are expressing their opinions. This is important for two reasons, firstly it buys you time when you need to prepare a response, and secondly, it makes the customer feel that their voice is being heard.
4. "Reward yourself for a job well done!" We often don't give ourselves enough credit for a job well done. We just hope to get recognition from others but that often doesn't come as much as it should. So treat yourself to something nice when you win over a difficult customer. Reward yourself for all your efforts, even if you haven't hit your daily target. Hard work doesn't always result in sales but they will come in time if you persist with calm and patience.
5. "Focus on your greatest strength." If you need a booster, do what you do well! So simple yet so true. It's easy to fall into the trap where you think about what you can't do well. This is another vicious circle that has to be broken. One good way of doing this is by concentrating on past conquests that were a direct result of personal selling strengths.
6. "Search for inspiration." One great way to pick yourself up off the ground in sales is by listening to the experts. It's becoming more and more common to listen to audio files instead of reading books. One of the reasons for this is our lack of time. We can't always afford the luxury of sitting down for an hour to read a good book on selling techniques. So why not do the equivalent when you're stuck in traffic. The great thing about audio books is that they condense information in a way that conveys the same message in less time.
I hope these techniques can provide with a boost when sales aren't going according to your plans. Okay maybe there isn't a magic pill for sales professionals but there are lots of others remedies if you're willing to look for them.
This article was written by David Lynch, author of "Making The Seller" for more FREE sales tips and techniques you can visit http://www.makingtheseller.com
http://www.makingtheseller.com
Article Source: http://EzineArticles.com/?expert=David_Lynch

Tuesday, April 22, 2008

Is Your Personal Comfort Zone Holding You Back?

Recently a start-up social marketing Silicon Valley executive was quoted as saying "If you are comfortable when you launch your site you waited too late."
In other words, if one felt comfortable then this secure, comfortable feeling was an indication that one had fallen behind the innovation curve, a detriment to success. The implication was that innovation is inherently a tenuous and uncertain thing and that making it into a 'comfort' thing is very bad strategy.
Theodore Roosevelt called the comfort zone the "the Gray Twilight" and those that dwelt there "poor spirits". They neither enjoyed much nor suffered much and in fact in his opinion they didn't really live very much either.
If we look back to the origins of social psychology and evolutionary psychology we quickly learn that never were our ancestors in a so-called comfort zone. Life was tough and a daily struggle for survival. That doesn't mean there was never time to relax and enjoy...just not much time.
The most recent human evolution theories speculate that human gene mutations occurred 50,000 and a million years ago. These mutations were important because they increased the size of the brain and cranial capacity.
The 'purpose' of these mutations was to give our human team the survival edge; being able to think has distinct evolutionary advantages.
The ability to think gave both the individual and the tribe the edge. When things got difficult the thinking brain could figure out ways to find a solution.
Our noble cousins the apes and chimpanzees could not do that or at least do it on our level. That's why our monkey-looking ancestors are called hominid and those "other animals" are called apes.
The net result is one species is in the zoo and the other on the outside looking in.
The hard truth is we are not wired for comfort. We are wired for challenge and contrast. Maybe feeling "comfortable in one's own skin" is not how we are wired. Can our very own self-certainty be holding us back?
Are we mistaking self-confidence for a free and inquiring mind? Is a free and inquiring mind, arguably our evolutionary advantage, inherently uncomfortable?
Can routine achievement and success leave one in a comfort zone that dampens both potential and true innovation? Are free, inquiring and open minds threatened by social norms and conformity? Do the comfort zones of achievement and success actually prevent further achievement and success?
Does the establishment of our comfort zone make us averse to any risk that threatens our hard earned comfort zone? Is that the real reason so many of us are resistant to fundamental change?
The concept can be expanded from individuals to tribes, communities and societies.
Do societies eventually become self-certain and comfortable bringing about their decline? Do societies get tired or just lazy?
Is the concept of "resting on our laurels" simply another way of saying the comfort zone has been reached and "that's all folks?"
Certainly Silicon Valley has proven that those living within their own comfort zones create very little and cannot compete successfully with those that do. Without the driving edge of curiosity and an inherent disdain for the status quo comfort zone little innovation takes place.
What if Michelangelo or Thomas Edison had stayed in their respective comfort zones?
Interestingly a few realize this psychological nightmare and artificially construct challenges that will get them out of their comfort zone; the implication being that if they are comfortable and do nothing they will accomplish little.
On the lower end, motivation for change occurs when one slips from the comfort zone to areas of pain, anxiety and frustration. No motivation or change occurs until the pain threshold is passed and unfortunately the human capacity for absorbing anxiety and frustration is very high.
Then there are others that feed on challenge, exploration and the thrill of the new. The biggest risk they view in their lives is settling into their comfort zone 'black hole' and never being able to get out. When they start feeling comfortable they know something is wrong. Terribly wrong.
After a while those in their long term comfort zones have little say, learn little new and may in fact be the victims of negative brain plasticity. Anecdotally we can see this in our everyday lives; those that camp out in their comfort zones have little thinking capacity, few ideas and not much of interest to say.
This leads us to the distressing conclusion there is no cure for stupid. Potential is only realized when the individual moves out of their comfort zone.
In the end, each of us determines if there is anything good to say about being in one's own "comfort zone". But the evidence clearly points to "comfort" as an obstacle to success.
Jack Deal is the owner of JD Deal Promotional Marketing, Santa Cruz and Monterey, CA. Related articles may be found at http://www.jddeal.com/blog/personal_development and http://www.freeandinquiringmind.typepad.com
Article Source: http://EzineArticles.com/?expert=Jack_Deal

Wednesday, April 16, 2008

The Pursuit of Happyness

Besides Mark Cuban's blog and Tony Robbins' financial freedom CD, you can rent "The Pursuit of Happyness" on dvd. The Pursuit of Happyness is an excellent account of a struggling salesman (Chris Gardner) who becomes a stock broker. The Pursuit of Happyness ends when Gardner (played by Will Smith) is hired to be a broker. The dvd is very good. Chris Gardner's story is up there with Tony Robbins and Mark Cuban. So go rent it.

The Pareto Principle, by Dale King

According to Wikipedia, "The Pareto Principle" (also known as the "80-20 Rule," the law of the vital few and the principle of factor sparsity) states that for many phenomena, 80% of the consequences stem from 20% of the causes. The idea has rule-of-thumb application in many places, but it is commonly misused. For example, it is a misuse to state that a solution to a problem "fits the 80-20 rule" just because it fits 80% of the cases; it must be implied that this solution requires only 20% of the resources needed to solve all cases.
In layman's terms, the 80/20 Rule simply means that the relationship between input and output is rarely, if ever, balanced. When applied to activities, it means that approximately 20% of your efforts produce 80% of the results.
Learning to recognize and then focus on that 20 percent is the key to success and also the key to effective time management.
The Pareto Principle was suggested by management thinker Joseph M. Juran. It was named after the Italian economist Vilfredo Pareto, who observed that 80% of income in Italy was received by 20% of the Italian population. The assumption is that most of the results in any situation are determined by a small number of causes. This idea is often applied to data such as sales figures: "20% of clients are responsible for 80% of sales volume." Such a statement is testable, is likely to be approximately correct, and may be helpful in decision making.
Richard Koch has written extensively on how to apply the principle in all walks of life.
Koch, a former management consultant and entrepreneur took the 80/20 Rule, adapted it to his personal and professional life and wrote a series of books on the topic beginning with 1998's "The 80/20 Principle: The Secret to Success by Achieving More with Less."
Koch has also used his concepts to make a fortune from several private equity investments made personally.
In his second book on the phenomenon, The Power Laws, he discusses the 80/20 principle as a basic principle for how the universe works, and sees the process of evolution, as described by Charles Darwin, as a special case of the 80/20 principle at work.
He also emphasizes that the 80/20 principle should not only be seen as method for making decisions or selections, but it should be combined with W. Brian Arthur's concepts of positive feedback and increasing returns.
In business, the 80/20 Rule can be applied in many different areas. For example:
* SUPPLIES - 80% of your supplies comes from 20% of your vendors.
* Inventory - 80% of your product comes from 20% of your inventory.
* Sales Productivity - 80% of your sales come in from 20% of your sales force.
* Employees - 80% of the work will be done by 20% of the employees.
* Customers - 80% of sales will come from 20% of your customers.
* Complaints - 80% of complaints come from 20% of your customers.
* Advertising - 80% of business from advertising will come from 20% of the advertising.
It's important to keep in mind that the 80/20 rule is a ratio. This means, if the total selection is less, then the total sales will also be less. The 80/20 Rule can also be applied to websites as well. For example, 80% of your traffic only visits 20% of the pages on your site. And publishers of "How To" information have known for ages that 80% of those who purchase their products will never utilize the information. Likewise, 80% of those who attend seminars to improve their lives will never utilize the information they learned at the seminar.
In closing, Pareto's Principle, the 80/20 Rule, should serve as a daily reminder to focus 80 percent of your time and energy on the 20 percent of those activities that are really important. It's not enough to just "work smart", you also need to work smart on the right things.
Dale King is the owner of GuruKnowledge.org The Ultimate Internet Marketing Resource!
If you're tired of all the money-making hype, lies and scams...read this! http://guruknowledge.org/pages/The-Super-Affiliate-Handbook
Article Source: http://EzineArticles.com/?expert=Dale_King

Monday, April 14, 2008

Trump 101, By the Donald

Trump 101 is an excellent book for the young and ambitious and the mature and experienced. Trump 101 is made up of about 25 short chapters which summarize Donald Trump's views on success. Mr. Trump included questions from the Trump University Blog. The q&a feature enhances Trump 101 and makes it more usable. What sort of this does the Donald have to say? He stresses the importance of learning, planning, and setting the bar higher.

I downloaded the audio version and listened to it. The price is right.

Book Review - Brian Tracy _ Goals

Goals, by Brian Tracy, is an out of this world manual on goals. The 21 chapters cover everything you could possibly ask about goal setting. Brian teaches you to achieve personal, financial, and professional goals. The chapter on using your super conscious mind was truly compelling and worth reading. Brian also chronicles his rags to riches story in this book. Brian's personal story is up there with Tony Robbins and Mark Cuban. I have read the book twice and plan to get the audio download soon.
You can't go wrong on with this book. Goals is available in the bookstore at http://www.financialindependenceuniversity.com/.

Wednesday, April 9, 2008

Your Credit Makes You Rich?

I am dumbfounded by people who think their credit rating and/or their home is their wealth.
Your credit rating and your home are not your wealth.
Your wealth pays you money. Your debt does not pay you money. Your house does not pay you money.
A wealthy person never has to work again if he/she chooses not to because they have assets that they cap tap into that will pay their bills indefinitely. Homes and credit cards do not do that.

Sorry, But Our Schools Suck

I know some of our teachers are trying. I know that some teachers really care. But the generation coming up is largely not financially literate at all. Half our country believes the rich should pay more taxes. The only people saying the masses should try get wealthy are conservative talk show hosts. Yes, building wealth takes time and there are no guarantees the best business plans and stock picks will work, but about 5% of Americans are millionaires.
It would not take much to require students to take a longer personal finance class. I propose a two semester Personal Finance class. In this class, students will read "The Millionaire Next Door", "Rich Dad, Poor Dad", and "Goals", by Brian Tracy. The class needs to be reading intensive. Students with reading problems should listen to the audio versions. The best financial books I have ever read, and I have read a lot are available at the www.financialindependenceuniversity.com bookstore.
I can just hear the "elite" leftist teachers cursing, screaming, and hissing at this suggestion. But I stand by it. You should too. Our schools are hardly cranking out young investors and entrepreneurs. But our schools desperately need to. Parents need to get involved.
As a side note, there are way too many people with liberal arts degrees with $30-100K student loans that can't figure out how to make money or that want to make money.

Develop a Sense of Urgency

Perhaps the most outwardly identifiable quality of a high performing man or woman is "action orientation."
Take Time to Think and PlanHighly productive people take the time to think, plan and set priorities. They then launch quickly and strongly toward their goals and objectives. They work steadily, smoothly and continuously and seem to go through enormous amounts of work in the same time period that the average person spends socializing, wasting time and working on low value activities.
Getting into "Flow"When you work on high value tasks at a high and continuous level of activity, you can actually enter into an amaz ing mental state called "flow." Almost everyone has experienced this at some time. Really successful people are those who get themselves into this state far more often than the average.
In the state of "flow," which is the highest human state of performance and productivity, something almost miraculous happens to your mind and emotions. You feel elated and clear. Everything you do seems effortless and accurate. You feel happy and energetic. You experience a tremendous sense of calm and personal effectiveness.
Become a high achiever by getting more done in less timeWouldn't you like to have more success, today? I have figured out a way to help you achieve your daily tasks in less time. With my organization skills, you can really focus on what is important in your daily work. When you separate the urgent from the important, you can plan every day in advance. Become More Alert and AwareIn the state of "flow," identified and talked about over the centuries, you actually function on a higher plane of clarity, creativity and competence. You are more sensitive and aware. Your insight and intuition functions with incredible precision. You see the interconnectedness of people and circumstances around you. You often come up with brilliant ideas and insights that enable you to move ahead even more rapidly.
Develop a Sense of UrgencyOne of the ways you can trigger this state of flow is by developing a "sense of urgency." This is an inner drive and desire to get on with the job quickly and get it done fast. This inner drive is an impatience that motivates you to get going and to keep going. A sense of urgency feels very much like racing against yourself.
Create a "Bias for Action"With this ingrained sense of urgency, you develop a "bias for action." You take action rather than talking continually about what you are going to do. You focus on specific steps you can take immediately. By employing this technique you concentrate on the things you can do right now to get the results you want and achieve the goals you desire.
Action ExercisesHere are two things you can do immediately to put these ideas into action:
First, select one major task confronting you and launch into it immediately. Don't hesitate. Move fast.
Second, start doing this every morning, first thing, until it becomes a habit.
Taken from and written by Brian Tracy www.briantracy.com
The best Brian Tracy audio books are available at www.financialindependenceuniversity.com

7 High Powered Motivation Tips

(I wrote my own motivation article. Take a look at the other articles in past posts that are good too.)
So you have lofty goals but you don’t quite have enough motivation. I have seven high powered ideas that are guaranteed to help.

Read a few inspirational stories. Nothing will get you moving like reading a rags to riches success story. Try Mark Cuban’s blog or Tony Robbins’ own account of his rise to the top.

This next idea really works too. Fill up a sheet of paper with your greatest accomplishments. Go as far back as you need to, but fill up a sheet of paper with your greatest accomplishments. Review this paper before you begin your day and you will be pumped and ready to move on to new successes.

The next tip is something you hear a lot, but people never do it: MAKE A PLAN.
Make a business plan, a plan for the completion of your degree, or a plan for your life. Write and rewrite your plans until they are highly workable and detailed. Write down your goal, your deadline, the people who will help, obstacles you will have to overcome, the knowledge you will have to acquire, and the things you have to do to reach your goal.
Practice back from the future thinking. Imagine you achieved your goal, then work your way back to where you are now. Motivational speaker Brian Tracy is huge on back to the future thinking.

Next, take action. Take massive, consistent action as Tony Robbins always says. Do the most important thing you can do to move you toward your goal.

You will hit roadblocks. So what do you do? You need more motivation and some help. I have two more ideas. First, meet with your mastermind and ask for help. Your mastermind should get you absolutely on fire. Second, visualize achieving your goal. Visualize your goals in detail and be sure to feel the emotions you likely will feel when your goal is reached.
The last idea is to create a customized subliminal CD or MP3. Tailor your affirmations to your specific goals and challenges. Be creative and be sure to look at the sample affirmations at my web site.

Tuesday, April 8, 2008

Take Charge of Your Financial Future

I was looking at www.fool.com at the "Miracle of Compounding" article. I thought I would pass this message on: get started. There is no excuse not to. Get started now.
If you are a teenager and you start saving and investing now, you could be fabulously wealthy by the time you are 45. Go to www.fool.com and play with their calculators (they are free).
Get rich quick schemes burn bad. Get rich quick schemes are what many sixty-year olds turn to when they are completely unprepared for retirement. Do not let this happen to you!
Go to www.financialindependenceuniversity.com to start making a plan to become rich. FIU crystallizes the best financial advice, tips, rules of thumb, etc that I have learned by investing, learning tough lessons, sitting in class, listening to successful people, reading, and dumping my old debts. You don't have to learn the hard way. Follow the link.

Your Focus

Some say, "your focus becomes your reality". I'd say this is true. So focus on prosperity, achievement, and empowerment. Never focus on poverty, homelessness, hopelessness, or misery.
There is plenty of money in the world and you must do all you can to ensure you have enough and be able to help those who are broke.

So You Want to Become a Billionaire

So you and ten million other people want to become billionaires. I am not a billionaire, but I will give you some ideas that will at least give you a chance to become a billionaire. In Forbes.com a few years ago, I read that the world would see trillionaires by 2030. Where will these trillionaires come from? Probably nanotechnology, robotics, organics, alternative energy, bio and neurotechnology. So as you can imagine, these fields will likely produce many billionaires.
If you have a mind for science, it seems like a good idea to start or even less preferably to join a disruptive technology firm. If you can’t, here is what you do: piggy back on top of disruptive tech entrepreneurs by buying their traded stock. Sure we are a ways off from real disruptive technology, but start amassing capital and keep up on the news surrounding disruptive technology. If you look at the Forbes Billionaires and Forbes 400 issues, you will see that billionaires come from a lot of fields. So don't think you need to ditch the real estate or Internet field or another field to become a billionaire. Acquire capital and piggy back on talented tech entrepreneurs as an investment. Don't overlook venture capital firms and excellent technology mutual funds.
There are obviously no guarantees and you can fail. But if you insist on becoming a billionaire, these ideas will give you a shot. In the meantime, start studying investments, looking for the right stockbroker, reading about disruptive technology, and finding more money to invest.

Sunday, April 6, 2008

A Story You Have to Hear

A few posts ago, I gave you the link to Mark Cuban's blog, where Mark tells us the story of how he went from rags to riches. That was really good and if you have not read the blog, go back and read it. But if you want to hear a rags to riches story that is just as good, look at the CD pictured at www.financialindependenceuniversity.com You will love this affordable CD!

Saturday, April 5, 2008

If You Are Interested in a Political Career...

...and are a conservative, consider going to the Leadership Institute.
LI was started by Mortan Blackwell in an effort to train young conservatives. Many staffers and congressmen went to LI schools. FIU highly recommends going to the Leadership Institute, if you are interested in a political career. http://www.leadershipinstitute.org/
Political jobs can pay very well.

Preparation

Many people watch opportunities pass them by throughout their lives. Opportunities to grow wealth, to get better jobs, to flourish and so on. Do you know why opportunities pass people by? Preparation. The lack of it to be more exact. It was Abraham Lincoln who said, "give me six hours to chop down a tree and I will spend the first four sharpening the axe." That is the spirit of one who prepares. More time should be spent preparing for the opportunity.
Most people spend their lifetime imagining the opportunity coming their way, however they spend little or no time preparing for the opportunity. Here is a principle: Opportunity needs a docking station. That docking station is preparation.
If you are going through life without any plans for the future, then chances are you are not preparing. If you have a dream and you are not taking any actions towards that dream, you are not preparing. Preparation is the process that keeps athletes on the ball courts long after everyone else has left. Preparation is what wakes successful leaders two or more hours before the average person, to work on their goals.
What are some actions that an average person can take that can be considered preparation? Take education for example. If you have a high school diploma, then you should be working on an undergraduate degree. If you have an undergraduate degree, then you should be working on a graduate degree. Perhaps formal schooling would not benefit you. Perhaps your goal is to be a singer or a speaker. Then spend time learning how to sing or speak. Do not rely on your natural talents only. Thank God for those talents, but spend time sharpening yourself. Listen to experts in the fields you want to get into. Read books. Turn your car into a learning institution. Listen to books on CD's. All of these are examples of preparation. It is any action you are taking towards you being ready for when that time comes.
So you work full time. If you work for a company that has a tuition reimbursement plan, take advantage of it. Whatever the amount of the tuition is, it is 'more' money that the company is willing to give you to better you! I always count my annual salary, plus my bonuses and my tuition reimbursement to get a more accurate picture of what the company paid me. Tuition reimbursement is a good incentive for you to increase your marketability.
Hopefully you are working in an area that you enjoy and would like to remain in that field. If that is the case, take courses in that field. Your job is already providing you with the experience. So just add your "paper qualifications" to it. In fact, this is typically the stipulation for tuition reimbursements; It has to be job related.
When you are done with the degree or certification, you have made yourself more marketable. You have spent extra hours of your days going to school or taking courses. Now when opportunities for promotion within or outside the company comes, you will be able to confidently step up.
Mark A. SinghLeading In Life
Article Source: http://EzineArticles.com/?expert=Mark_A._Singh

Friday, April 4, 2008

Becoming the Best

People, who become the best at anything, typically begin their journeys by emulating the attitudes and habits of other successful people. Here are a few of the main characteristics shared in common by those who become the best. Visit mariosalvi.com for more information.
Optimism: People who reach the top always believe things can get better, or that there's a better way to do something.
Vision: Successful people can see their futures. They know what the end results will look like when they reach their goals. Although they live in the present, they don't let themselves become stuck in the here and now. They take action everyday for the better future they envision.
Hunger for Personal Growth: No matter how successful they become, top achievers never stop moving to the next level. They hunger to be the best in every area of their lives. They constantly place themselves in situations where they can grow.
Leadership: Successful men and women expect leadership from themselves. They know they're not average followers. They always equip themselves with the skills they need to lead, and they lead others to achieve success. They make a difference in everything they do.
Legacy: Successful leaders don't merely achieve goals for themselves-although they surely enjoy the rewards of their achievements. They achieve to benefit others: family, friends, charities and their community. They choose to leave a legacy that will make the world a better place.
Helpfulness: Leaders help other people achieve their goals and dreams. When leaders help others, they understand that they're also helping themselves-that the good they put out into the world will come back to them and help them achieve what they want. They know that success does not come to someone who stands alone.
No Excuses: Even the best often fail along the way. When they do fail, they don't make excuses. They take responsibility for their actions and move on. They get back up and focus on doing it right the next time. They know that it's the actions they take repeatedly that will determine their character. They make no excuses- they just expect results.
Making failure an Ally: The best never see failure as an enemy. If they do, they'll lose the battle before it even begins. Instead, they make failure their ally. They consider failure a learning experience, and recognize that every failure brings them a step closer to success. After a failure, they use the knowledge they've gained to move forward with more energy and focus.
While others live by default, settling for a mediocre life in which they see themselves as victims of their circumstances-the best envision a better life and take the necessary action to achieve their dreams. They take risks and stare their fear of failure right in the face. The best hold onto their vision of success, and never entertain the alternative. That is how they achieve victory.
About: Author and success coach, Mario Anthony Salvi has been studying self-mastery philosophies, techniques, and concepts for over 25 years. He is an active member of the Florida Speakers Association (FSA), and the International Coaching Federation (ICF), including earning a coaching certification through Bob Proctor's (of The Secret) LifeSuccess program. He believes that we're all born with infinite potential, and is widely known as being an empowering and highly effective coach specializing in coaching individuals in making positive changes in their 'Success Blueprint' resulting in increasing potential toward greater achievements and success. Visit http://www.mariosalvi.com and empower your world to Success.
© 2007 SuccessPlus International, Inc., All Rights Reserved
Article Source: http://EzineArticles.com/?expert=Mario_Salvi

10 Ways to Get Unstuck

Here is how to get your life, work or personal goals out of that rut...right now!
1. Clarify matters that remain unclear.
Are you stuck because you are in a mental fog? How can you possibly move forward with confidence if you don't know where you are headed? What exactly are you doing and what end result are you seeking? Resolve these issues!
2. Collaborate with someone.
Don't hesitate to reach out to people who can help you complete tasks, brainstorm or solve problems. Swallow your pride if you must; delegate what you can't do on your own and pay to receive this help if necessary! Whatever you do...get the help you need to get unstuck and make progress.
3. Ask for a deadline extension.
If you are working on other people's projects, ask for a deadline extension so you can "get yourself together!" Don't stress yourself unnecessarily because the project is due and you are experiencing "brain freeze." Ask for more time if you need it!
4. Fight the overwhelm factor.
Break down the task into bite-sized pieces and schedule specific days or periods of time to work on specific parts of the task. This will eliminate overwhelm, get you unstuck and make your work more enjoyable and manageable.
5. Conquer your personal fears and "just do it!"
Think about it...whatever happens after you deal with "your fear" is going to be much better than being paralyzed with fear and doing absolutely nothing with your life or about your work! So, why not take the worthwhile risk and go for what you really want?
6. Gather information about your area of focus.
Find out how others have successfully resolved the issues you are now facing and apply those principles to your situation. Knowledge liberates!
7. Know thyself and especially thy limits.
For example: if you feel that you have "bitten more than you can chew" be open and honest about it. If you feel that you have miscalculated the magnitude of the work involved in a project... inform the person who has assigned the task. They may offer a solution or ask you to work only on the specific areas you can handle.
8. Get some rest!
Are you stuck because you are tired and can't think straight? How many mistakes or miscalculations have you made as a result of fatigue? How many tasks seem insurmountable to a fatigued mind? Get some sleep and return to the task with fresh vigor!
9. Stop the struggle and get in the flow.
Sometimes it's important to be "stuck" and let life play out. It's important to learn and grow from the experience of what's happening and why it's happening at that moment. Who are you becoming as a result of being "stuck?" The life lessons are priceless!
10. Abandon ship.
As a last resort, if you are feeling miserable because you are "stuck" doing something you don't like, experiencing excessive stress over something you truly believe you can't do or make progress on...be kind to yourself and "dump" it!
Caroline Jalango is a life strategist and motivational coach for women who want to do better for themselves. She is the author of "Settle for Less No More" and "You Deserve to Feel Good" motivational books for women who want to succeed. For more topics like this, visit http://www.motivationzone.com to gain the momentum to do better for yourself and get the results you want!
Article Source: http://EzineArticles.com/?expert=Caroline_Jalango

Thursday, April 3, 2008

Finding Your Reason to Become FI

Why do you want to be financially independent? What drives you and motivates you? What spurs you into action? Is it a dehumanizing job? To spend more time with your family? Do you want to be financially independent before you have a family? Do you just want to spend your time differently, doing things like golfing or billiards or traveling? Take some time and reflect on what you truly want and also the things that drive you to escape the rat race. Finding your motivators will enhance the clarity of your goal and how badly you want it.
Next, make a plan to achieve your goal of financial independence (FI). You can use www.independentwealth.us to help you make a plan. Cut yourself off from bulls__ tv, radio, and web sites that lead you away from wealth by temporarily distracting you. Meditation would be a good idea.
Now, enhance your plan. How can you earn and save more? How could you earn a raise? Could you start a small business? What could you read that would help you? Get yourself really focused on creating wealth, adding value, finding suitable investments, and/or planning a venture.
You will likely hit rough spots. Keep going. An excellent attitude will be an invaluable asset. Continue to believe in your goal and dream of financial independence.

Why Seeing The "Finish Line" Is Critical To Your Success

One thing I reinforce, time and time again with my clients, is to have a written list of goals for everything that they want in their lives. It may be their health goal, such as to lose weight or to stop smoking; a communication / relationship objective, such as better dialogue and more quality time with their spouse and children, or mending a broken relationship; or a humanitarian purpose such as helping and teaching others. In fact, in my Success System: The Power Of Thought - How To Get What You Want, When You Want It, I teach this success strategy of how to develop your clearly defined goals, step by step.
You see, ninety percent of the population has no ideas or plans for what they want out of life! Without grabbing hold of a solid plan these "drifters" will not have direction or the peace of mind to maximize their lives.
When you have no central purpose in your life, you fall an easy prey to petty worries, fears, troubles, and self pity. All of these are indications of a lack of strength in your life, which leads to failure, unhappiness, and loss. Without strength, you can not persevere.
The scientist, Louis Pasteur said, "Let me tell you the secret that has led me to my goal. My strength lies solely in my tenacity."
How does one develop more tenacity, or determination?
One way is: before starting out to work on any of your goals; you must look ahead and know where the finish line is. You must select a road that will lead to somewhere, rather than nowhere.
I used to work in an office with a woman who made a banner and attached it to the wall of her cubicle. "There is NO finish line!" the sign screamed in four-inch-high, bold letters. As I would pass by her desk, I thought "what a peculiar mantra to live and do business by". What "There is NO finish line!" meant to me was; "No finish line, means no clearly defined written goal, means the road leads to nowhere, and no way to get to a result...".
Needless to say, the project she worked on failed miserably.
When you keep your goals clearly defined and SEE them happening you will be more determined and will persevere under any circumstances. Every action you take in life, needs to have a starting line AND a finish line. You will increase your chances of success manifold and get what you want, when you want it.
Copyright 2008 by Keith A. Shaw and Mind Body Spirit Central.com.
Keith A. Shaw, President of http://www.MindBodySpiritCentral.com Headquartered in Mount Laurel, New Jersey, Keith is an authority on motivation, success, self improvement, health and wellness.
Article Source: http://EzineArticles.com/?expert=Keith_A._Shaw