If You're Still Living at Home

If you're still living rent free with your parents, save as much money as possible.
If you are not spending $600+ on rent, put $600 plus a month into a brokerage account.

Let's say after you move out funds become very limited. At least you have $20K or so that will grow until you raise your income.

If you saved enough, there would come a point where saving more wouldn't move your net worth that much.

Take a look at www.renegadeuniversity.net and start applying the hard learned lessons I posted there.

Most young people wouldn't bother. But you should. And forget what "they" say.