What do you think of this?
One ETF with the following funds:
20% SP 500
20% VNQ (Real estate index, U.S.)
20% Biotech index (FBT, IBB, BBH)
20% Robotics etf (ROBO)
20% CLM income CEF
There could be a second ETF that uses leverage on the above portfolio. A leveraged ETF would provide a hefty dividend. (One could use PIP in place of CLM, as CLM is a CEF).
You could add an India ETF too.
No promises or guarantees of any kind implied. This isn't really an "ultimate" portfolio.
Happy hunting.
Saturday, November 8, 2014
How to Achieve Short Term Goals
It can feel like a daunting responsibility to embark on achieving your upcoming objectives. This overwhelming feeling can lead us to energetic stagnation making us confused and sad. Once these feelings take root we could benefit from an external boost to return to empowerment and mental clarity. Below are three steps that you can use to find your way out of the cloud to achieve your short term goals.
Move in the direction: Once you know the short term goal you want to achieve, start moving yourself physically in that direction. If you have a full-time job then, it is imperative that you begin to write a schedule of when you can do one or two objectives per week in the direction of accomplishing your short term goal. If you want to be a real estate agent then, you start by finding out what classes are available, what real estate trade organizations that you can join and read success stories to learn how others are thriving in your career aim. An important step towards achieving your short term goals is to move in the direction of what you want to do.
Gratitude Practice: When starting a journey to accomplish an objective it is easy to see what is missing or wrong with us. However, practicing gratitude keeps your mind open to possible opportunities and ideas that you would not receive if your mind is full replaying the lack and negative thoughts from your mental playlist. If you have a job that you do not like at this time, be grateful of the income that it provides that enables you to join a real estate organization and have access to all of its knowledge. Teaching your mind what to think and discard is a requirement when working toward short term goals. A success coach can show you how to work on discarding your negative thoughts.
Visualize: When you are sitting around and your mind drifts back to lack or 'what's wrong thoughts,' redirect them by seeing yourself living the life you want. If you need some help visualizing, write it down. The physical action of writing can lead your thoughts in the direction you want to go. Going back to the real estate example, if you want to become a real estate agent or broker in your area see yourself showing beautiful homes to prospective buyers. In your down time, watch Million Dollar Listing and see yourself showing and serving your clients excellently to get their dream home. These actions will support you in accomplishing your short term goals.
Although it is easy to agree with and believe the above steps are beneficial to reach short term goals, it is difficult sometimes to do them. Just as New Year's Eve resolutions, we start out well but then one thing leads to another, and we stop. We will write down our goals and resolutions, but not complete one thing we had listed. Before you realize it, one incomplete task becomes two then three. When this happens, contacting a success coach would be helpful. Success coaches can see your goals and co-create a plan of action when you feel confused on how to get started and support you in the process. Success coaches are your accountability partners; they believe that you can accomplish your goal, and they inspire you with ideas regarding actions you can take to reach your short term goals.
There is a practical approach to achieve your goals. Actions, thoughts and beliefs can turn your life around when they are all compatible and moving toward to the same aim. If you find that you are in need of support, you are among many that also have the same situation. If this happens contact a success coach to help you move forward, get clear, empowered and reach your short term goals.
Move in the direction: Once you know the short term goal you want to achieve, start moving yourself physically in that direction. If you have a full-time job then, it is imperative that you begin to write a schedule of when you can do one or two objectives per week in the direction of accomplishing your short term goal. If you want to be a real estate agent then, you start by finding out what classes are available, what real estate trade organizations that you can join and read success stories to learn how others are thriving in your career aim. An important step towards achieving your short term goals is to move in the direction of what you want to do.
Gratitude Practice: When starting a journey to accomplish an objective it is easy to see what is missing or wrong with us. However, practicing gratitude keeps your mind open to possible opportunities and ideas that you would not receive if your mind is full replaying the lack and negative thoughts from your mental playlist. If you have a job that you do not like at this time, be grateful of the income that it provides that enables you to join a real estate organization and have access to all of its knowledge. Teaching your mind what to think and discard is a requirement when working toward short term goals. A success coach can show you how to work on discarding your negative thoughts.
Visualize: When you are sitting around and your mind drifts back to lack or 'what's wrong thoughts,' redirect them by seeing yourself living the life you want. If you need some help visualizing, write it down. The physical action of writing can lead your thoughts in the direction you want to go. Going back to the real estate example, if you want to become a real estate agent or broker in your area see yourself showing beautiful homes to prospective buyers. In your down time, watch Million Dollar Listing and see yourself showing and serving your clients excellently to get their dream home. These actions will support you in accomplishing your short term goals.
Although it is easy to agree with and believe the above steps are beneficial to reach short term goals, it is difficult sometimes to do them. Just as New Year's Eve resolutions, we start out well but then one thing leads to another, and we stop. We will write down our goals and resolutions, but not complete one thing we had listed. Before you realize it, one incomplete task becomes two then three. When this happens, contacting a success coach would be helpful. Success coaches can see your goals and co-create a plan of action when you feel confused on how to get started and support you in the process. Success coaches are your accountability partners; they believe that you can accomplish your goal, and they inspire you with ideas regarding actions you can take to reach your short term goals.
There is a practical approach to achieve your goals. Actions, thoughts and beliefs can turn your life around when they are all compatible and moving toward to the same aim. If you find that you are in need of support, you are among many that also have the same situation. If this happens contact a success coach to help you move forward, get clear, empowered and reach your short term goals.
JoAnn Youngblood King is a CTA Certified Success Coach, Author and Owner of Live Your Potential is a member of the Coaching Training Alliance, the Association of Coaching & Consulting Professionals on the Web and the International Association of Coaching. JoAnn, who has a diploma in Small Business Management, is a Business Trainer and Facilitator for Project Enterprise, an organization that provides access to business loans, business development services and networking opportunities for entrepreneurs and small business owners. To find out more about achieving your goals visit http://www.liveyourpotential.blogspot.com/2014/09/a-success-coach-helps-you-activate-your.html
Article Source: http://EzineArticles.com/?expert=JoAnn_Youngblood_King
Invest Like a Rebel
If you want to build wealth by investing in stocks it pays to know something that others do not know. Accomplishing this is deeply related to investing in an unconventional way, or investing like a rebel.
First there is the basic principal. The majority of people are not interested in stocks yet most of those people would agree that they could use a few extra bucks. The basic principal of knowing what others do not relates to your interest in stocks and the recognition that investing in them can be financially beneficial. That realization is important because a lot of people don't make that connection and will never buy a stock. Simply knowing this and acting on it puts you ahead of the wealth building curve and solidifies your unconventional nature.
The basic principal of knowing what others do not refers to an advantage in knowledge versus the general populous. However, to be a successful investor you must evolve to know something that most other investors do not know. This proves to be more difficult. In my experience, you can gain a considerable investing advantage when you get to know something that most other investors do not know. To me, if you can't find an advantage in stocks it's best to just buy an index fund.
Gaining an edge in stocks is deeply rooted in being unconventional and investing like a rebel - and most investors do not know this. Generally, investors are comfortable staying with large well known blue chip stocks, and sticking to conventional wisdoms like 'you must diversify' and 'no more than 5% of the portfolio in one holding'. It makes sense that if you invest like everyone else, you'll probably end up underperforming the index, just like most professional mutual fund managers. So the goal is to avoid the common methods of the masses of underperforming mutual funds. As a do it yourself investor you can enjoy freedoms that fund managers do not have. There is no need to worry about a director or manager criticising your every move. It's easier to invest outside the box and adopt a rebel mentality.
In my opinion, rebel investing means exclusively sticking to small and medium sized stocks as opposed to the big dinosaurs the funds own. It means not diversifying in sectors you don't understand - personally I avoid mining and oil and gas stocks all together. It means not benchmarking or following any allocation rules - feel free to have 25% or more of your portfolio in one stock. It means sticking to underfollowed, simple, easy, growing businesses at a fair price and avoiding the widely known stocks that are constantly covered in the media. It means having the temperament and conviction to let your winners run.
Whatever rebel investing means to you, it always helps to have a solid foundation. Learning from the past great investors is the best way to develop the basics. I recommend Peter Lynch, Warren Buffet, Ben Graham and Ken Fisher. Also a must read is Reminiscences of a Stock Operator. In my experience, a basic investment foundation paired with an unconventional investment method is a framework for outperforming in stocks.
First there is the basic principal. The majority of people are not interested in stocks yet most of those people would agree that they could use a few extra bucks. The basic principal of knowing what others do not relates to your interest in stocks and the recognition that investing in them can be financially beneficial. That realization is important because a lot of people don't make that connection and will never buy a stock. Simply knowing this and acting on it puts you ahead of the wealth building curve and solidifies your unconventional nature.
The basic principal of knowing what others do not refers to an advantage in knowledge versus the general populous. However, to be a successful investor you must evolve to know something that most other investors do not know. This proves to be more difficult. In my experience, you can gain a considerable investing advantage when you get to know something that most other investors do not know. To me, if you can't find an advantage in stocks it's best to just buy an index fund.
Gaining an edge in stocks is deeply rooted in being unconventional and investing like a rebel - and most investors do not know this. Generally, investors are comfortable staying with large well known blue chip stocks, and sticking to conventional wisdoms like 'you must diversify' and 'no more than 5% of the portfolio in one holding'. It makes sense that if you invest like everyone else, you'll probably end up underperforming the index, just like most professional mutual fund managers. So the goal is to avoid the common methods of the masses of underperforming mutual funds. As a do it yourself investor you can enjoy freedoms that fund managers do not have. There is no need to worry about a director or manager criticising your every move. It's easier to invest outside the box and adopt a rebel mentality.
In my opinion, rebel investing means exclusively sticking to small and medium sized stocks as opposed to the big dinosaurs the funds own. It means not diversifying in sectors you don't understand - personally I avoid mining and oil and gas stocks all together. It means not benchmarking or following any allocation rules - feel free to have 25% or more of your portfolio in one stock. It means sticking to underfollowed, simple, easy, growing businesses at a fair price and avoiding the widely known stocks that are constantly covered in the media. It means having the temperament and conviction to let your winners run.
Whatever rebel investing means to you, it always helps to have a solid foundation. Learning from the past great investors is the best way to develop the basics. I recommend Peter Lynch, Warren Buffet, Ben Graham and Ken Fisher. Also a must read is Reminiscences of a Stock Operator. In my experience, a basic investment foundation paired with an unconventional investment method is a framework for outperforming in stocks.
John Laframboise is founder and author at http://www.riseofamillionaire.com, a personal finance Blog that follows his progress to become a millionaire. John has held positions within the Canadian banking industry and has a Bachelor of Commerce from the University of Windsor in Canada.
Article Source: http://EzineArticles.com/?expert=John_Laframboise
Wednesday, November 5, 2014
Try Afformations Instead of Affirmations
Afformations are a different way to bring what you want to your life...
I've been practicing positive affirmations for the last year and they have been working for me.
I just read about AFFORMATIONS and I think the two methods can work for anybody, as you BELIEVE (and feel) in what you are saying. If I say, "I'm happy today," I need to believe that I'm a very happy person, and I start to look for reasons to be happy. I think it is the same as if I ask, "Why am I so happy today?" - so I need to give myself some reasons, too!
Noah St. John, author of The Secret Code of Success, has created The Afformations Method. He maintains that the subconscious mind responds to questions instead of conscious statements (i.e., affirmations), and this is why your life may not change when you are saying affirmations.
Using Noah's method, instead of saying, "I'm feeling good today," you need to say, "Why am I feeling so good today?" And your mind automatically begins to search for an answer to your question.
Noah describes two types of questions: Empowering and Disempowering questions. Disempowering questions are the ones we ask ourselves in negative self talk: "Why do I feel so bad today?" "Why can't I get the things I want?" "Why am I too fat?" Asking yourself these kinds of negative questions will give you negative results, like negative affirmations will.
"Empowering questions cause your mind to focus on the positive. The only answers to empowering questions are answers or experiences that produce feelings of self-esteem and a positive self-image! Empowering questions lead to answers that tell the Truth about Who You Really Are," Noah says in his book. "The purpose of The Afformations® Method is to change your disempowering questions to empowering questions."
Disempowering question: Why am I a lonely woman?
Empowering question: Why am I a popular woman?
Disempowering question: Why am I such an ugly person?
Empowering question: Why am I so pretty/handsome?
Of course, you need to be aware what kinds of questions you are asking yourself, then ask empowering questions every day, and you will get better results!
I just started to practice Afformations with affirmations:
Affirmation: I'm a successful woman!
Afformation: Why am I a successful woman?
Affirmation: I have a wonderful man by my side!
Afformation: Why do I have a wonderful man by my side?
Affirmation: I'm Pretty, Sexy and Smart!
Afformation: Why am I so Pretty, Sexy and Smart?
(Hmmmm... I have a lot of answers here... lol...)
I'm sure it will work for me, as long as I believe what I'm saying. Any of these methods won't work for you if you don't believe in what you are saying - and practicing. I would love to hear about your experience with affirmations and afformations; share it with us!
I've been practicing positive affirmations for the last year and they have been working for me.
I just read about AFFORMATIONS and I think the two methods can work for anybody, as you BELIEVE (and feel) in what you are saying. If I say, "I'm happy today," I need to believe that I'm a very happy person, and I start to look for reasons to be happy. I think it is the same as if I ask, "Why am I so happy today?" - so I need to give myself some reasons, too!
Noah St. John, author of The Secret Code of Success, has created The Afformations Method. He maintains that the subconscious mind responds to questions instead of conscious statements (i.e., affirmations), and this is why your life may not change when you are saying affirmations.
Using Noah's method, instead of saying, "I'm feeling good today," you need to say, "Why am I feeling so good today?" And your mind automatically begins to search for an answer to your question.
Noah describes two types of questions: Empowering and Disempowering questions. Disempowering questions are the ones we ask ourselves in negative self talk: "Why do I feel so bad today?" "Why can't I get the things I want?" "Why am I too fat?" Asking yourself these kinds of negative questions will give you negative results, like negative affirmations will.
"Empowering questions cause your mind to focus on the positive. The only answers to empowering questions are answers or experiences that produce feelings of self-esteem and a positive self-image! Empowering questions lead to answers that tell the Truth about Who You Really Are," Noah says in his book. "The purpose of The Afformations® Method is to change your disempowering questions to empowering questions."
Disempowering question: Why am I a lonely woman?
Empowering question: Why am I a popular woman?
Disempowering question: Why am I such an ugly person?
Empowering question: Why am I so pretty/handsome?
Of course, you need to be aware what kinds of questions you are asking yourself, then ask empowering questions every day, and you will get better results!
I just started to practice Afformations with affirmations:
Affirmation: I'm a successful woman!
Afformation: Why am I a successful woman?
Affirmation: I have a wonderful man by my side!
Afformation: Why do I have a wonderful man by my side?
Affirmation: I'm Pretty, Sexy and Smart!
Afformation: Why am I so Pretty, Sexy and Smart?
(Hmmmm... I have a lot of answers here... lol...)
I'm sure it will work for me, as long as I believe what I'm saying. Any of these methods won't work for you if you don't believe in what you are saying - and practicing. I would love to hear about your experience with affirmations and afformations; share it with us!
Patricia Anaya, creator of brainy woman, has a passion for creating projects that help people, especially women and children. Brainy woman opens up a lot of possibilities to touch women's lives and help them to improve self-esteem." She's also passionate about offering the very best in content and commentary, humor and high-quality merchandise that supports http://www.brainywoman.com's signature motto, Love Yourself! Tell the World, I'm Pretty, Sexy and Smart!
Article Source: http://EzineArticles.com/?expert=Patricia_Anaya
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