Here is an excellent ETF:
I bought AOD in late 2008. Look at the charts for yourself and see how well they have done.
You might say the yield is too high and can't be maintained.
BUT, AOD doesn't buy shares that pay 20% dividends or higher, they just invest, recieve the dividend, then buy a new share. They keep rotating the investment and collecting dividends.
If you are looking at dividend paying ETF's for passive income, don't overlook AOD.
Be sure to see www.financialindependenceuniversity.com
Saturday, February 20, 2010
Friday, February 19, 2010
10 Vital Keys to Life Success
Success may seem elusive at times.
We may strive to achieve goals, read inspirational books and really work hard to make the quality shift we may desire in our lives. When that doesn't work we blame it on luck.
However, success has nothing to do with luck.
Success is a question of learning the key laws that govern the outcomes of your effort and taking action to move your Dream forward. My personal experience has been a rich journey that led me to identify what I consider as the Ten Vital Keys to Life Success. Nowadays, in my work as a Life Coach I base my facilitation on these keys which have proved to be the most effective way to cope with Life's challenges and achieve Life Success.
Here's a very brief overview of the 10 Keys that can take you to the next level in life:
1) Challenge your Self-limitations : The biggest culprit in destroying Dreams is our own self-sabotaging thoughts. We need to work on these before even considering further progress. There are a lot of ways to do this including by working on what I call your 'Golum' thoughts and creating empowering Beliefs. Golum is the personification of the protective thoughts that run in our heads at times and which limit our life by putting excessive fear in risking and in trying out new things. Our Golum might tell us things like: 'You've failed before, what's to stop you from failing again' or 'Don't go out of your comfort zone or you will get pain'. Challenging these thoughts and creating new empowering beliefs is a crucial step to trigger off your journey towards life success.
2) Charge your Body and Language: The way we move our body and the language we use have a powerful effect on our feelings and emotions. Working on particular body movements and specific words we use can create a shift in our emotional status and motivational levels. By energizing our body movements and using transformational words we can shift our mental states to more empowering ones.
3) Clarify your Principles and Values: We all need a compass to direct our journey. We also need to be aware of who we really are - what innate qualities dwell within us that are just waiting to be tapped and celebrated. Clarifying your Core Values through specific Values clarification exercises is a vital step towards empowering you to take clear decisions without too much hesitation. Clarifying your Values will help you to identify your personal gifts and what direction you will choose to honor in your life.
4) Connect to your Dream and Life Purpose: Clear Values will help you to delve deeper and identify your Life Purpose. Through exercises such as the LifeMaps program© you can discover the True Mission and meaning of your life as well as tap the BIG Dream you want to achieve.
5) Create it in your Mind: Once you discover your Dream and Life Purpose you need to start working on Manifesting it. The first creation is in the mind. By believing in your Dream and doing specific visualization exercises you will pave the way for success.
6) Commit Yourself Completely: Commitment is a crucial factor in ensuring success. You can't look over your shoulder once you have a passionate Dream to follow. There's no turning back when you have inspired yourself to achieve higher standards and identified what you will no longer accept in your life. There comes a time when you will need to 'burn the bridges' and march forward with a clear sense of commitment.
7) Convert your passion into Action: There is no such thing as effortless success. Don't believe anyone who tells you that you can just sit back and attract good luck and abundance simply by thinking yourself into it. In order to succeed you must take massive action - right away after you take the decision to live your Dream.
8) Continue persisting with consistency: Persistence and perseverance is what finally births success. It is the sheer will to continue on your chosen path, the focus of consistently hanging on to your Dream, watching the signs that Providence provides and immediately acting on them.
9) Consolidate and Expand: Once your Dream starts manifesting it's important to continue raising your standards, expanding your boundaries and taking time to recreate yourself. Consistently doing things that raise your standards will ensure that you develop yourself to your peak performance
10) Contribute to a Higher Cause: Achieving self mastery will prompt you to look beyond your self-fulfillment. Your new confidence and success will attract others to you and you will find yourself able to lead and communicate a shared Dream. Your ability to create a Legacy that will outlive you will be the apex of True Life Success.
Looking back over the years I just marvel at the amazing changes that these 10 Vital Keys have brought into my life. I am also marveled each time I experience the powerful and life changing effects that occur in the people I coach when they start applying these keys in their life.
So, are you ready to take the driver's seat and start living your Dream?
To receive a FREE Report that provides information on the 10 Vital Keys to Life Success and other resources visit http://www.insightzonecoach.com. or http://www.insightzonecoach.com/blog
Reggie Aquilina is the Founder of Insight Zone Academy. He is a Life Coach and works in the field of Adult Learning and Development. He is actively involved in providing e-learning resources related to Life Coaching and he is the creator of the Life Coaching Home Study Course: The 10 PowerKeys Program.
Article Source: http://EzineArticles.com/?expert=Reggie_Aquilina
We may strive to achieve goals, read inspirational books and really work hard to make the quality shift we may desire in our lives. When that doesn't work we blame it on luck.
However, success has nothing to do with luck.
Success is a question of learning the key laws that govern the outcomes of your effort and taking action to move your Dream forward. My personal experience has been a rich journey that led me to identify what I consider as the Ten Vital Keys to Life Success. Nowadays, in my work as a Life Coach I base my facilitation on these keys which have proved to be the most effective way to cope with Life's challenges and achieve Life Success.
Here's a very brief overview of the 10 Keys that can take you to the next level in life:
1) Challenge your Self-limitations : The biggest culprit in destroying Dreams is our own self-sabotaging thoughts. We need to work on these before even considering further progress. There are a lot of ways to do this including by working on what I call your 'Golum' thoughts and creating empowering Beliefs. Golum is the personification of the protective thoughts that run in our heads at times and which limit our life by putting excessive fear in risking and in trying out new things. Our Golum might tell us things like: 'You've failed before, what's to stop you from failing again' or 'Don't go out of your comfort zone or you will get pain'. Challenging these thoughts and creating new empowering beliefs is a crucial step to trigger off your journey towards life success.
2) Charge your Body and Language: The way we move our body and the language we use have a powerful effect on our feelings and emotions. Working on particular body movements and specific words we use can create a shift in our emotional status and motivational levels. By energizing our body movements and using transformational words we can shift our mental states to more empowering ones.
3) Clarify your Principles and Values: We all need a compass to direct our journey. We also need to be aware of who we really are - what innate qualities dwell within us that are just waiting to be tapped and celebrated. Clarifying your Core Values through specific Values clarification exercises is a vital step towards empowering you to take clear decisions without too much hesitation. Clarifying your Values will help you to identify your personal gifts and what direction you will choose to honor in your life.
4) Connect to your Dream and Life Purpose: Clear Values will help you to delve deeper and identify your Life Purpose. Through exercises such as the LifeMaps program© you can discover the True Mission and meaning of your life as well as tap the BIG Dream you want to achieve.
5) Create it in your Mind: Once you discover your Dream and Life Purpose you need to start working on Manifesting it. The first creation is in the mind. By believing in your Dream and doing specific visualization exercises you will pave the way for success.
6) Commit Yourself Completely: Commitment is a crucial factor in ensuring success. You can't look over your shoulder once you have a passionate Dream to follow. There's no turning back when you have inspired yourself to achieve higher standards and identified what you will no longer accept in your life. There comes a time when you will need to 'burn the bridges' and march forward with a clear sense of commitment.
7) Convert your passion into Action: There is no such thing as effortless success. Don't believe anyone who tells you that you can just sit back and attract good luck and abundance simply by thinking yourself into it. In order to succeed you must take massive action - right away after you take the decision to live your Dream.
8) Continue persisting with consistency: Persistence and perseverance is what finally births success. It is the sheer will to continue on your chosen path, the focus of consistently hanging on to your Dream, watching the signs that Providence provides and immediately acting on them.
9) Consolidate and Expand: Once your Dream starts manifesting it's important to continue raising your standards, expanding your boundaries and taking time to recreate yourself. Consistently doing things that raise your standards will ensure that you develop yourself to your peak performance
10) Contribute to a Higher Cause: Achieving self mastery will prompt you to look beyond your self-fulfillment. Your new confidence and success will attract others to you and you will find yourself able to lead and communicate a shared Dream. Your ability to create a Legacy that will outlive you will be the apex of True Life Success.
Looking back over the years I just marvel at the amazing changes that these 10 Vital Keys have brought into my life. I am also marveled each time I experience the powerful and life changing effects that occur in the people I coach when they start applying these keys in their life.
So, are you ready to take the driver's seat and start living your Dream?
To receive a FREE Report that provides information on the 10 Vital Keys to Life Success and other resources visit http://www.insightzonecoach.com. or http://www.insightzonecoach.com/blog
Reggie Aquilina is the Founder of Insight Zone Academy. He is a Life Coach and works in the field of Adult Learning and Development. He is actively involved in providing e-learning resources related to Life Coaching and he is the creator of the Life Coaching Home Study Course: The 10 PowerKeys Program.
Article Source: http://EzineArticles.com/?expert=Reggie_Aquilina
Tuesday, February 9, 2010
Become a Millionaire by 30
You can become a millionaire by age 30.
Take a look at www.renegadeuniversity.net to see how.
The thing is to get started.
Don't let losers get you off course.
Take a look at my site and see what I learned while quitting the school of hard knocks. Read some of the books I read. Learn about traffic building and the basics of investing.
Take a look at www.renegadeuniversity.net to see how.
The thing is to get started.
Don't let losers get you off course.
Take a look at my site and see what I learned while quitting the school of hard knocks. Read some of the books I read. Learn about traffic building and the basics of investing.
Seven Secrets of Wealth Creation
1) Add value. What this means is to work harder, smarter and work longer hours. You need to make your product or service more valuable.
2) Buy things that make money (mutual funds, stocks, bonds, investment properties, small businesses, etc). You should invest at least 10% of your income. Remember you probably want to buy investments after the masses have sold. Then, sell when a bubble develops. Also, you can buy the shares of excellent companies during a recession or when temporary trouble emerges for a particular company. If you think the new CEO of a company can turn a floundering company around, you may want to buy some shares. Due diligence is a necessity.
3) Activate the laws of attraction and belief. Think about what you want. Never think about what you don't want. Your mind is like a magnet. Your mind attracts what it focuses on. Believe and act as if you are a success in the making.
4) Find a career in a field you love. Go to college if necessary, but get yourself a job that you enjoy. You will acquire more than money if you do. Brian Tracy always says once you find a job you really love, you'll never work another day in your life.
5) Turn your car into a university on wheels. Remember, one idea from a book or audio book or radio program can make you a millionaire. You can find affordable audio programs and you can also rent audio programs. There are also a few good financial programs on terrestrial radio too. Learn to do something like manage a company or become a better salesman.
6) Find a good mentor, advisors, and form a mastermind alliance. A good mentor is like a map and compass in uncharted territory. Unless you are an expert at everything, you need competent advisors, like a CPA, a lawyer and a financial planner. A good mastermind will cover your blind spots, and keep you focused and motivated.
7) Set your major goal and a specific written plan for achieving your goal. Don't change your
major goal, its harder to hit a moving target. Make sure your major goal is realistic. Take action every day on your major goal and be persistent!
You can find some excellent books, audio books and free information at http://www.financialindependenceuniversity.com David K. Drews is the web master of http://www.financialindependenceuniversity.com and is a graduate of the school of hard knocks. Ignore his teachings at your peril.
Article Source: http://EzineArticles.com/?expert=David_Drews
2) Buy things that make money (mutual funds, stocks, bonds, investment properties, small businesses, etc). You should invest at least 10% of your income. Remember you probably want to buy investments after the masses have sold. Then, sell when a bubble develops. Also, you can buy the shares of excellent companies during a recession or when temporary trouble emerges for a particular company. If you think the new CEO of a company can turn a floundering company around, you may want to buy some shares. Due diligence is a necessity.
3) Activate the laws of attraction and belief. Think about what you want. Never think about what you don't want. Your mind is like a magnet. Your mind attracts what it focuses on. Believe and act as if you are a success in the making.
4) Find a career in a field you love. Go to college if necessary, but get yourself a job that you enjoy. You will acquire more than money if you do. Brian Tracy always says once you find a job you really love, you'll never work another day in your life.
5) Turn your car into a university on wheels. Remember, one idea from a book or audio book or radio program can make you a millionaire. You can find affordable audio programs and you can also rent audio programs. There are also a few good financial programs on terrestrial radio too. Learn to do something like manage a company or become a better salesman.
6) Find a good mentor, advisors, and form a mastermind alliance. A good mentor is like a map and compass in uncharted territory. Unless you are an expert at everything, you need competent advisors, like a CPA, a lawyer and a financial planner. A good mastermind will cover your blind spots, and keep you focused and motivated.
7) Set your major goal and a specific written plan for achieving your goal. Don't change your
major goal, its harder to hit a moving target. Make sure your major goal is realistic. Take action every day on your major goal and be persistent!
You can find some excellent books, audio books and free information at http://www.financialindependenceuniversity.com David K. Drews is the web master of http://www.financialindependenceuniversity.com and is a graduate of the school of hard knocks. Ignore his teachings at your peril.
Article Source: http://EzineArticles.com/?expert=David_Drews
How to Think Big
Most people think too small. They chase small rewards, and that's what they get, small rewards. Donald Trump has been quoted as saying that it's a good thing most people think small, because that leaves the big stuff for him. "If you're going to think at all, you might as well think big", says the Donald.
How do you think big? Rather than say, "I plan to release a one hour audio", you could say, "I plan to release a series of excellent audio programs which will be a must have in my industry."
A good idea is to think in broader terms. You can take a job where you do one little thing all day, or you can prepare a business that will serve many, either through automation or more employees, or both. If you can add more value to your product or service than anyone else, and effectively serve more people than anyone else, wealth and success will follow.
Solving bigger problems leads to massive success. I used to work with a guy who worried way too much about tiny problems and issues at work. When he wasn't doing that, he was proposing to the company things that would not make money or add to the bottom line at all. When you think about solving a problem, think in terms of the World, or your country, or your industry, or a whole demographic, etc. Solve a big problem and sell your service to people who have that problem. Then get to work making a business plan and finding investors. Make sure your services are seen as superior and worth the price paid by your customers. If the world thinks your products or services solve their problems, you have succeeded on a big scale.
Associate with people who think big. Work for a company that is trying to make it big, by solving big problems. Start or join a mastermind made up of people who have serious ambition. Enjoy some coffee with those studious and ambitious business majors at school.
Piggy back on the back of an entrepreneur by working as an assistant, or at least follow his/her books, articles, corporate web site, and blog. This will give you some insight as to where that entrepreneur is going and where your industry is headed. You could invest in the company (or fund) that your role model entrepreneur is running. You are more likely to follow it if you own some of it.
When you make decisions regarding your success in business and life, ask yourself questions like: how will this increase the bottom line of my business? Am I taking a big enough project? Is the time requirement worth the reward? Will this help me take on bigger projects in the future? Can I take this company public? Can I expand this business internationally? Am I managing enough risk? You get the idea, think big.
In conclusion, make sure you are working hard enough on the things that matter the most, and be sure to always follow through when it comes to your customers.
David K Drews runs http://www.financialindependenceuniversity.com - a site that will get you started thinking big, and preparing for a dream retirement. The best books and audio programs for people who think big are featured in the bookstore.
Article Source: http://EzineArticles.com/?expert=David_Drews
How do you think big? Rather than say, "I plan to release a one hour audio", you could say, "I plan to release a series of excellent audio programs which will be a must have in my industry."
A good idea is to think in broader terms. You can take a job where you do one little thing all day, or you can prepare a business that will serve many, either through automation or more employees, or both. If you can add more value to your product or service than anyone else, and effectively serve more people than anyone else, wealth and success will follow.
Solving bigger problems leads to massive success. I used to work with a guy who worried way too much about tiny problems and issues at work. When he wasn't doing that, he was proposing to the company things that would not make money or add to the bottom line at all. When you think about solving a problem, think in terms of the World, or your country, or your industry, or a whole demographic, etc. Solve a big problem and sell your service to people who have that problem. Then get to work making a business plan and finding investors. Make sure your services are seen as superior and worth the price paid by your customers. If the world thinks your products or services solve their problems, you have succeeded on a big scale.
Associate with people who think big. Work for a company that is trying to make it big, by solving big problems. Start or join a mastermind made up of people who have serious ambition. Enjoy some coffee with those studious and ambitious business majors at school.
Piggy back on the back of an entrepreneur by working as an assistant, or at least follow his/her books, articles, corporate web site, and blog. This will give you some insight as to where that entrepreneur is going and where your industry is headed. You could invest in the company (or fund) that your role model entrepreneur is running. You are more likely to follow it if you own some of it.
When you make decisions regarding your success in business and life, ask yourself questions like: how will this increase the bottom line of my business? Am I taking a big enough project? Is the time requirement worth the reward? Will this help me take on bigger projects in the future? Can I take this company public? Can I expand this business internationally? Am I managing enough risk? You get the idea, think big.
In conclusion, make sure you are working hard enough on the things that matter the most, and be sure to always follow through when it comes to your customers.
David K Drews runs http://www.financialindependenceuniversity.com - a site that will get you started thinking big, and preparing for a dream retirement. The best books and audio programs for people who think big are featured in the bookstore.
Article Source: http://EzineArticles.com/?expert=David_Drews
Wednesday, February 3, 2010
The Psychology of Money
The society demands that we be politically correct - this is the new view of what being civilized means. The way we make money and the way we spend money is influenced by the society greatly. It is possible to understand the human relationship with money by looking at the psychology of money.
Insecurity
Society tells us that we need money to have security. This is even affecting relationships where you are not likely to 'bag' the woman of your dreams if you are not financially stable. Money provides shelter, clothing, food, and education for your kids. In the not so distant past, just having a farm was all the security you needed. Due to the fact that money is associated with security, you have to work long hours, sometimes at the expense of your family, you have to save money for the future, people are wedding at a much older age, people are not as generous, and people are engaging in criminal activities much more.
Doing what is right
We want to do what is right, but you need to first determine what is right to you. You should realize that money is just a means to an end and it is a way of accomplishing your dreams, not the actual dream. If you understand this, you will be able to enjoy life more. If you know what is right, you will be motivated to work harder and you will have more money. However, if you work for the sake of paying your bills, you are not likely to find happiness. You should consider giving to charity, educating your brother's son, or doing anything else that will make you feel good about yourself.
Get-rich-quick
Many people want to get rich as quickly as possible and to retire early. You should avoid this temptation because the truth is that you will never have enough money. Trying to get rich quickly will prevent you from enjoying life and you will not even have time for your friends and/or family. You are also more likely to engage in criminal activities or to fall into get-rich-quick scams.
Marcus is dedicated to providing financial education that helps individuals create wealth for themselves and their families.
Marcus is the author of the book, 'Wealth Workout - the Simple Seven Step Formula for Financial Success', and the contributor to various money, finance, stock market and property publications in UK. For more information on how to make more money and to get a wealth workout please click here wealth-workout.
Article Source: http://EzineArticles.com/?expert=Marcus_De_Maria
Insecurity
Society tells us that we need money to have security. This is even affecting relationships where you are not likely to 'bag' the woman of your dreams if you are not financially stable. Money provides shelter, clothing, food, and education for your kids. In the not so distant past, just having a farm was all the security you needed. Due to the fact that money is associated with security, you have to work long hours, sometimes at the expense of your family, you have to save money for the future, people are wedding at a much older age, people are not as generous, and people are engaging in criminal activities much more.
Doing what is right
We want to do what is right, but you need to first determine what is right to you. You should realize that money is just a means to an end and it is a way of accomplishing your dreams, not the actual dream. If you understand this, you will be able to enjoy life more. If you know what is right, you will be motivated to work harder and you will have more money. However, if you work for the sake of paying your bills, you are not likely to find happiness. You should consider giving to charity, educating your brother's son, or doing anything else that will make you feel good about yourself.
Get-rich-quick
Many people want to get rich as quickly as possible and to retire early. You should avoid this temptation because the truth is that you will never have enough money. Trying to get rich quickly will prevent you from enjoying life and you will not even have time for your friends and/or family. You are also more likely to engage in criminal activities or to fall into get-rich-quick scams.
Marcus is dedicated to providing financial education that helps individuals create wealth for themselves and their families.
Marcus is the author of the book, 'Wealth Workout - the Simple Seven Step Formula for Financial Success', and the contributor to various money, finance, stock market and property publications in UK. For more information on how to make more money and to get a wealth workout please click here wealth-workout.
Article Source: http://EzineArticles.com/?expert=Marcus_De_Maria
3 Things You Need to Get Rich
If you are like me you have probably read all of the books, and invested a lot of time and money in figuring out how to get rich. Getting rich basically boils down to 3 things.
1. The Right Mindset: Your reality starts in your mind. Your thoughts are powerful. Your thoughts eventually turn into your words, which make up your belief system, which dictates the actions that you take, and your actions create the results in your life.
When we see specific results, those results trigger more thoughts, and the cycle continue.
Our thoughts are affected by programming. We are programmed by the different people and things in our life.
I call the person or thing that influences us the most our dominant influence. Your dominant influence could be a relative, a friend, a mentor, an enemy, a religious organization, a religion, a government, the media (i.e. television, radio, internet, newspapers, etc...), music, any thing or person that you listen to mostly, any thing or person that you see mostly, etc...
If your dominant influence is not supporting the thought process and belief system that is giving you the results that you want in your life, then you need to be reprogrammed.
2. A Positive Personal Cash Flow: Regardless of how much money you make, if you spend more than you make you will be broke.
Having a positive personal cash flow is a matter of habit. Some people have a habit of spending money on stuff. They buy all of the latest technology, nice clothes, nice cars, and nice houses.
They will never get rich because they are more interested in looking rich.
Every time you by a product that is supposed to teach you how to or help you get rich, you are cutting into your personal cash flow.
Rich people by assets and assets put money in your pocket. Poor and middle class people buy stuff, which keeps them poor and middle class, while possibly making them look rich.
Having a positive personal cash flow will give you more money to save and invest. You will have money to invest in assets.
3. Good systems: In order to get rich you will probably need a combination of businesses, real estate, and paper assets.
Since we all have only 24 hours in a day you need to have good systems in place in order to run your assets without your total involvement.
Good systems will free up your time so you will be more productive and be able to focus on developing your mind and knowledge, increasing your cash flow, and buying more assets.
Jeremiah Carstarphen, The Cartoon Coach
You can get rich if you have 3 things: The right mindset, Good money management skills, and good systems. Get better, be better, do better. Pick up my FREE e-course at:
http://www.thecartooncoach.com
Article Source: http://EzineArticles.com/?expert=Jeremiah_Carstarphen
1. The Right Mindset: Your reality starts in your mind. Your thoughts are powerful. Your thoughts eventually turn into your words, which make up your belief system, which dictates the actions that you take, and your actions create the results in your life.
When we see specific results, those results trigger more thoughts, and the cycle continue.
Our thoughts are affected by programming. We are programmed by the different people and things in our life.
I call the person or thing that influences us the most our dominant influence. Your dominant influence could be a relative, a friend, a mentor, an enemy, a religious organization, a religion, a government, the media (i.e. television, radio, internet, newspapers, etc...), music, any thing or person that you listen to mostly, any thing or person that you see mostly, etc...
If your dominant influence is not supporting the thought process and belief system that is giving you the results that you want in your life, then you need to be reprogrammed.
2. A Positive Personal Cash Flow: Regardless of how much money you make, if you spend more than you make you will be broke.
Having a positive personal cash flow is a matter of habit. Some people have a habit of spending money on stuff. They buy all of the latest technology, nice clothes, nice cars, and nice houses.
They will never get rich because they are more interested in looking rich.
Every time you by a product that is supposed to teach you how to or help you get rich, you are cutting into your personal cash flow.
Rich people by assets and assets put money in your pocket. Poor and middle class people buy stuff, which keeps them poor and middle class, while possibly making them look rich.
Having a positive personal cash flow will give you more money to save and invest. You will have money to invest in assets.
3. Good systems: In order to get rich you will probably need a combination of businesses, real estate, and paper assets.
Since we all have only 24 hours in a day you need to have good systems in place in order to run your assets without your total involvement.
Good systems will free up your time so you will be more productive and be able to focus on developing your mind and knowledge, increasing your cash flow, and buying more assets.
Jeremiah Carstarphen, The Cartoon Coach
You can get rich if you have 3 things: The right mindset, Good money management skills, and good systems. Get better, be better, do better. Pick up my FREE e-course at:
http://www.thecartooncoach.com
Article Source: http://EzineArticles.com/?expert=Jeremiah_Carstarphen
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