I am dumbfounded by people who think their credit rating and/or their home is their wealth.
Your credit rating and your home are not your wealth.
Your wealth pays you money. Your debt does not pay you money. Your house does not pay you money.
A wealthy person never has to work again if he/she chooses not to because they have assets that they cap tap into that will pay their bills indefinitely. Homes and credit cards do not do that.
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