Dave Ramsey Quotes

"Live like no one else so later you can live like no one else!"
"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this."
"I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke."
"If you buy a $28,000 car, in four years it will be worth about 11,000 bucks."
"…the average car payment is $378 over 55 months. Most people get a car payment and keep it thoughout their lives. As soon as a car is paid off, they get another payment because they 'need' a new car. If you keep a $378 car payment thoughout your life, which is 'normal,' you miss the opportunity to save that money. If you invested $378 per month from age 25 to age 65, a normal working lifetime, in the average mutual fund averaging 12 percent (the 70-year stock market average), you would have $4,447,084.01 at age 65. Hope you like the car!"
"Winning at money is 80 percent behavior and 20 percent head knowledge. Most of us know what to do, but we just don't do it."
"Get in Total Attack Mode. All you have to do is execute, execute, execute now. If your friends that are broke aren't making fun of you, then you are not on track. If your family says, "Look, they've joined a cult!" then you are right on track."
"Looking to spend $100 per month on life insurance? You could pay $7 a month toward term insurance and invest the remaining $93. But go with a cash-value policy if you'd rather have someone else earn interest on your investments."
"Listen to someone who has won with money. Not your broke brother-in-law."
"I like the way I've built wealth better than the way you haven't."
"I don't want to walk across hot coals because it is fun, but if I can be shown how a short, painful walk will do away with the lifetime of worry, frustration, stress, and fear that being constantly broke brings me, then bring on the hot coals."