Financial Independence University

Pascal Quote

2012-01-19T18:14:00.001-08:00

"Nothing is so insufferable to man as to be completely at rest, without passions, without business, without diversion, without study. He then feels his nothingness, his forlornness, his insufficiency, his dependence, his weakness, his emptiness. There will immediately rise from the depth of his heart weariness, gloom, sadness, fretfulness, vexation, despair.”

-Blaise Pascal

Boundary Spanning After 2012 Election - What Will the Future Hold for Investors and Business People?

2012-01-19T16:14:00.000-08:00

What happens if Obama wins in Novemeber?
What happens if a first term Republican is as bad as Bush 43 in his second term?

This is an important question for investors and entrepreneurs to ask themselves, their MasterMind groups, their success gurus and their licenced advisors.

Well if a new GOP president is just an Obama Lite, we could expect:

- spending to remain out of control, which will ultimately result in a credit default
- crony capitalism to continue
- no meaningful changes to U.S. energy policy
- no changes to the Education Dept. (cost of tuition, political correctness, graduates without usable and marketable skills, anti business indoctrination, and anti-Western indoctrination, boondoggle "education" projects, etc.
- no reduction for corporate tax rate or capital gains tax rate.
- the Federal Reserve to print money and run up inflation
- needless new regulations on business
- no tort reform
- the breaking of campaign promises would cause more apathy and embolden the other side.

I hope I'm wrong, but this is what I see. Save the rah rah party line stuff.

One possible investment winner could be IBM. IBM, besides having the largest number of nanotechnology patents also is a government contractor.

Then we have gold and silver.

Then we have the bonds of foreign countries that are on more solid footing.

Apartment REITs I can see doing well.

Of course we can see Wal Mart and fast food restaurants doing OK.
Any company that supplies the US government could become an investment choice.

Affirmation for Taking Action

2012-01-06T19:53:00.000-08:00

Conditions are perfect for .

As Tim Ferris said conditions will never be perfect and the universe won't line up the pins. People have read the 4 Hour Work Week and still screw this up.

So use this affirmation and launch your plan. Take your shot.

To an awesome 2012.

When You're Hot You're Hot, When You're Not You're Not

2012-01-02T20:42:00.000-08:00

Don't attempt to force success. You know when you are hot. You know when you are not.

Dolts frequently try to get us to attempt things prematurely or when we are cold.

When you are on a hot streak, keep it going. If you're on a roll, stay on it.

Use your momentum. Its tough to use your momentum when you are cold.

I have seen a lot of marketers and salesmen grasp at straws when they are cold or when the deck is stacked or the game is rigged.

Look at what loser politicians do when they are down - they'll attack and smear or worse.

Keep away from toxic people, phony friends and losers when you are hot (or cold, lol).
Also, keep an open mind and clear perspective when you are on a roll.
Once you become complacent or overconfident you will self destruct.

If you are really cold and not on a hot streak:
- get a good workout
- get in touch with your values, strengths, vision, plan, and purpose.
- attempt things, at first, that suit your strengths and skill set.

I hope this helps you achieve your 2012 Resolutions.

Think BIG and Improve People's Lives

2012-01-02T20:30:00.000-08:00

People say to think big all the time. But how many of these people who say think big are thinking big?
In what way should we think big?

Ask yourself these questions:

- How I provide my service or product to as many businesses as possible across the world?
- What could I sell to people across the world over and over?
- Could I improve an existing product and by doing so transform any field or niche?
- How can I add more value than my competitors?

As MJ Demarco said, "to make millions - impact millions."

Also, ask yourself these questions:

- Is the delivery fast enough?
- Are the instructions easy to understand?
- Does my product improve people's lives?
- If so, do you have testimonials?
- How good is our customer support?
- Are we listening to our customer's praise, suggestions, complaints, etc.?
- Do we have add on products? Are our add on products excellent?
- Is your product better and cheaper?

The point here is to listen to the people in your niche and over deliver. Impact people in an awesome way by improving their lives.

You need your customers to sell and advertise for you.

Affirmation for Ideas and Creativity

2011-12-29T20:05:00.000-08:00

The ideas I need materialize.

Say the above affirmation to yourself during a quiet moment.

Use Your Role Models Even When they are Not Around

2011-12-29T19:45:00.000-08:00

Ask yourself what your role model or mentor would do if they were in your shoes.

Be honest with yourself.

Your role models and mentors were not lazy. I am sure they were the ones who made things happen.

Be the person who makes things happen. Get the most from your time.

Put the same amount of passion into your work as your mentors and role models.

A Key Concept for Your Success in 2012

2011-12-28T21:32:00.000-08:00

Have high standards for yourself. Don't lower your standards. Your standards are for you.

You don't have to be ridiculous.

Hold yourself accountable for your spending and saving.
Hold yourself accountable for doing excellent work at school, your side project and your main job.

If you set a weight loss goal for 2012, maintain the standard you set for yourself.

Crowd out negative thoughts and people from your mind. This is up to you to protect your vision and goal.

A MasterMind group is excellent for accountability.

You May be the Eyes and Ears of Your Boss - Why not be the Eyes and Ears of Your Master Mind

2011-12-28T21:25:00.000-08:00

The management of any company you can think of and all politicians need eyes and ears.

Leaders need information on what is working and new information on other strengths.

Leaders need to identify threats to their businesses.

If you have or are starting a business, you need a MasterMind group to observe and scan the environment for you. You should do the same for people in your MasterMind.

Keep your employer and your MasterMind informed of crooks and trolls. Pass on any vital info they might need.

Leadership Quote

2011-12-28T21:07:00.001-08:00

"Leadership is about being a role model. Leadership is about living one's life to higher standards."

-- Robert T. Kiyosaki

How to Create Passive Income and Retire Early

2011-12-23T14:45:00.000-08:00

Well, after you read my last post you think a billion dollar net worth is way too realistic. Maybe. The the lure is strong.

What if we just want to retire with $50,000 or so in passive income?

Do the following and see mastermind-university dot com :

- Take profits. When your stock shows a profit, at least sell the principal. The market is tough now.
- Buy into trends AND know what you own.
- Investigate a lot of big dividend payers and bonds. Don't limit yourself.
- Spread your money around.
- Watch some inverse etf's and funds.
- Be realistic regardless of what you hear or read. The economy isn't great. Be able to explain to your spouse, or kid why you made the investment you made. Use facts, common sense and logic. Admit mistakes. Admit it if your investments are too risky and make corrections.
- Read about investments. What did the gurus read? What to MBA candidates read? Get started.
- Follow the news on your stocks and your watch list.
- Have a competent MasterMind and a competent advisor cover your blind spots and expand your reach.

- Think of ways to make extra income. There are lots of people selling on ebay and amazon. Lots of people have side businesses and etc. What small deal can you think of? Invest your extra earnings.

- Think of ways to save money without hurting your lifestyle too bad. See the site I mentioned.

- Be nice to everyone. Its easier to build a huge network when its not all about you, or if you are really inconsiderate. Your employers and people you deal with every day should be able to say good things about you. You should pay compliments to others too. Your networks and lists could provide a job or some sales or some other deal. (Or preferential treatment.)

- Work hard at your job and your side projects. Sloppy work won't get you to early retirement. Focus on the bottom line. What makes the income for your work or business? Do those things.

- Admit it to yourself if you are broke. A baseless fantasy that a million bucks is around the corner is a path to disaster.

How to Become a Billionaire

2011-12-23T14:06:00.000-08:00

1) Improve the world. Invent a product or service that makes everyone in the world's life better. I wrote a book about MasterMind groups. If you are going to get people in your MasterMind group, you have to improve a few people's lives. Show them how to make more money. Show your protege friend the ropes to the field you are in. Then figure out how to get paid for serving more people.

Positively impact a billion people and you should be a billionaire.

2) Add more and MORE value than your competitors. Look at the iphone and the droid. Their customers have a value packed deal. If word gets out that a good special report you wrote will solve X problem, you could sell a lot of your products with the traffic you get.

Impact a billion people better, faster and cheaper than your competitors.

3) Give your government an edge through technology. You can improve a function of the government with the right product or service. There is a little more to it than defense, intelligence, and law enforcement. Computer programs may be needed to cut costs and streamline, etc.

4) Make deals. Joint ventures could pan out. Who has what you need? Do you have what they need? Make a deal. Consider a joint venture.

5) Do more deals. How many things going does Trump have? What I have been thinking is: entertain more and more people through various projects. Maximize the use of your time like Trump does. You don't know ahead of time what will really work on a massive scale. Have as many deals as you and your team can manage.

If you dont have the resources to pay a 10 person company, talk to your MasterMind group.

6) Brainstorm outside the box. Don't go to bed when your creative juices are flowing. Write down and brainstorm your best out of the box ideas. Improve things that already exist.

7) Investigate the buzz. Or have someone investigate the buzz for you. Search the world for the best wealth building opportunities.

Will there be a Run Up of Silver in 2012?

2011-12-23T13:06:00.000-08:00

There are some indications coming from various economic sources that may be pointing to solar flare activity in the realm of all things silver. If you're someone that has been buying silver bullion or if you're someone that's considering dipping your toe into the market this could be very good news. Let's take a look the top 3 reasons that will ignite its upward burst.

1) As I write today, with the price of spot gold at $1605/oz and spot silver sitting at $29/oz, the current silver to gold ratio is 55:1. Mathematically speaking, it would take 55 ounces of silver to purchase 1 ounce of gold. Historically, the gap between the two has been about 15:1 and so if go simply remains at it current price and the silver gap decides to revert back to its norm silver will jut upward to $107/oz. A nice jump for doing nothing except letting nature take its course.

2) Dollar printing. The price of gold and the value of the dollar have always travelled in two opposite directions. The more dollars in circulation the higher the price of gold. And, this isn't due to a rise in the value of gold. It's due directly to the value of the dollar. More dollars in circulation means a drop in the value of said dollars resulting in the rise in the price of commodities. Oil has the same response as gold to the increase of the money supply. Just ten years ago the price of gold was just under $300/oz. Has its value risen? No, but, the supply of money has and it has risen rapidly.

The full impact of the recent flood of money printed has yet to hit our shores, but, is making its way around the world and can be seen in all of its ugliness in countries such as Greece and England, as well as the countries of the Middle East. The impact here will be just as profound.

3) Inflation twisted numbers. Our "always looking out for your best" government officials have a knack for "fudging" certain statistics. Inflation is one of those. John Williams at Shadowstats.com tracks the true inflation rates and in a recent interview with King World News (Dec. 20, 2011) gives us this quote:

The earlier all-time high of $850.00 of January 21, 1980 would be $2,472 per troy ounce, based on November 2011 CPI-U-adjusted dollars, $8,702 per troy ounce based on SGS-Alternate-CPI-adjusted dollars.

In like manner, the all-time high price for silver in January 1980 of $49.45 per troy ounce, although approached earlier this year, still has not been hit since 1980, including in terms of inflation-adjusted dollars. Based on November 2011 CPI-U inflation, the 1980 silver price peak would be $144 per troy ounce and would be $506 per troy ounce in terms of SGS-Alternate-CPI-adjusted dollars."

John Williams also believes we're headed for massive hyperinflation and that the price of gold will likewise rise exponentially. Talk of gold hitting $7000+/oz and silver reaching $500+/oz is becoming more and more common in economic writings.

Bonus reason: The crushing demand for silver. Most people don't realize the true industrial value of silver. The metal can be found in batteries, bearings, electronics, soldering and automotive parts. Silver is essential for the production of plastic and can be found in jewelry, tableware and insulation. It has its uses in solar energy, water purification systems, glass and x-ray equipment. According to the The Silver Institute, the demand for silver has risen from 877 million ounces in 2001 to 1056 million ounces in 2010. Add in Chinas' voracious, unquenchable appetite for the metal and a global awakening, yet to come, of the need to protect oneself from currency devaluation via the purchase of gold and silver and the result will be explosive.

Much more information can be found on my website: CheapestGoldandSilver.com

Ray Dudley has become one of those "extreme couponers" over the last few years and has recently applied his couponing tactics to the arena of purchasing silver bullion with great success. Believing the word "retail" to have nasty implications he seeks all things "cheap(er)".

More of my sights can be found on my blog: http://www.cheapgoldandsilver.com

Article Source: http://EzineArticles.com/?expert=Ray_Dudley

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Financial Independence on a Budget

2011-12-16T17:23:00.000-08:00

At mastermind university dot com it is written to:

- Save 1/2 of all pay increases.
- Save unexpected income.

If you don't think you are making enough money now, start small anyway.
How do you manage when you need a sick day? How do people survive after they quit a concentration camp?

You can find a way to save.

The welfare hootchie mama's don't agree. But pay them no mind.

You Can Fight Poverty and Learned Helplessness...

2011-11-30T22:33:00.000-08:00

... its somewhat easy.

Send your kids and young adults who act like they are:

- helpless
- overwhelmed
- conspired against
- hungry
- like an out of touch bureaucrat without the paycheck
- concerned about having a decent retirement
- using the delay game against themselves...

and send them to: http://www.mastermind-university.com/

I do not endorse glittering "new" things. New usually just means socialist or indicates a borderline fraud. The word "new" is misused frequently.

Follow through by quizzing your student, kid, inmate, patient, or employee about what he or she learned.

The above site takes the best ideas for financial independence I have learned in my life and they are on the Internet for free.

Berkshire Hathaway a Buy

2011-11-21T23:27:00.001-08:00

Posted by Dr. Steve Sjuggerud, True Wealth Archives, Featured Article -->on November 14, 2011 10:53 am

Warren Buffett “arguably the greatest investor in history“ put a fresh $23.9 billion dollars to work in new investments in the third quarter of 2011.
Itsthe most in at least 15 years, according to Bloomberg.
As usual, Buffett is taking advantage of all the turmoil in the markets these days. The cheaper stocks get, the better I like to buy them, Buffett said in September.
Buffett put nearly $24 billion of cash to work through his company“ Berkshire Hathaway."
Shares of Berkshire Hathaway are a buy in my True Wealth newsletter. Berkshire is trading near its book value which is a (very rough) gauge of liquidation value.
Whenever you can put your money with the greatest investor in history at close to liquidation value, you should.
According to the latest annual report from Berkshire Hathaway, Buffett has grown the company's book value by 490,409% from when he took over through the end of 2010. (Yes, that's 490,409% growth â€“ that's not a misprint!)
With that kind of extraordinary track record, you'd think investors would be willing to pay a premium for his skills. Usually they are. Take a look at the chart below.
You can see that the stock traded for about two times book value in the late 1990s. And it traded around 1.5 times book value for most of the 2000s, until the financial crises.
Over the last 20 years, shares of Berkshire Hathaway haven't gotten as cheap as they are today (trading near book value) very often.
* In 1992, they almost got as cheap as they are today and the shares nearly doubled in a year.
* In 2000, they fell to near book value and the stock rose 50% in a year.
* In March 2009, the shares bottomed near book value. They soared about 70% over the next year.
Dan Ferris, a longtime friend who writes the investment letter Extreme Value, recently estimated a fair value for shares of Berkshire Hathaway for his subscribers. Dan's fair value for Berkshire is about 56% higher than its share price today (and Dan's math seemed conservative to me).
Two weeks ago, Dan told his Extreme Value subscribers, "If you asked me for one that's a perfect place for new subscribers to begin taking advantage of our ideas, I'd have to choose Berkshire Hathaway.
Last month, Buffett put a fresh $24 billion to work in investments. He was simply following his own advice to be fearful when others are greedy, and greedy when others are fearful.
Others are fearful. It's time for you to be greedy and consider buying shares of Berkshire Hathaway today. They come in shares and B shares they're different prices, but they'll perform the same.

Today they're not trading at much of a premium at all over book value. This situation rarely happens. When it does, take advantage of it! History shows you should be well rewarded.

Good investing,

Steve Sjuggerud

www.topstockanalysts.com

Are You Financially Uneducated or Misinformed about Money?

2011-11-21T23:02:00.000-08:00

Companies on TV are mostly just after your money.

People's minds are battering rams for propaganda, abuse, and advertising for stuff we don't need to buy.

A lot of financial education is scewed and warped. Some gurus are terrible.
Public schools teach what the elite want them to teach.

Come learn to be financially independent. Come meet others facing the same challenges.

Decide yourself. Don't let the "they" decide for you.

Join http://finance.groups.yahoo.com/group/IndependentWealth/ today!!

Fiscal Conservatives for a New Beginning

2011-11-21T22:51:00.000-08:00

I hear the supporters of Michele Bachmann, Newt Gingrich, Herman Cain, Ron Paul, and the rest, screaming for common sense policies and standards.

A lot of conservatives are isolated. Many conservatives are hurting from the Great Recession.

I do not see the conservatives where I live particpating in groups where financial independence is the common goal. We used to be the party of the rich.

I say, success minded conservatives need to unite here:

http://finance.groups.yahoo.com/group/IndependentWealth/

Come take a look. Vote in our Presidential poll.

The moderators do what the group descriptions says. No bait and switch.

Forget TV. Forget "they". Forget the Jones'es. Act to secure your future and your families future.

Community of Investors and Achievers

2011-11-09T20:05:00.000-08:00

Get your proactive, motivated self and your NZT48!

I have got some people together who are investing for early retirement, follow Robert T. Kiyosaki and a few other fine gurus.

If you want to retire early or become a billionaire, you need to get around the right people.

Come check it out this community of achievers. Read the description carefully.

This group is moderated by the author of The Black Book of the Master Mind.

http://finance.groups.yahoo.com/group/IndependentWealth/

How to Be a Billionaire -- Book Review

2011-09-17T03:37:00.000-07:00

How to Be a Billionaire - Proven Strategies from the Titans of Wealth- Written by Martin S. Fridson

This book looks at the titans of wealth. It was published in 2000 so you won't see some of the new money from Google and Facebook in here but the principles are the same. Whenever you can leverage thoughts from such an elite group of people, it is worth it to take the time to study it.

Quick useless trivia stats to put in perspective how much a million, billion and trillion really are - If you were to count that amount of money and assume that you count $1 dollar every second then here is how it works out:
1. It would take you 12 days to count $1,000,000 dollars.
2. It would take you 32 years to count $1,000,000,000 dollars.

3. It would take you over 32,000 years to count $1,000,000,000,000 dollars.
Let's not even discuss the U.S. debt. I guess we should make all the politicians sit in the room and count until they hit it. It may be a more productive use of their time since they get so much done now!

Why is this important to me? This book may not be important to you for good reasons. It takes huge sacrifice to become a billionaire. These titans of wealth are the elite of money making humanity. This takes work. If you think of the best professional athletes then you will understand the dedication it really takes. Muhammad Ali started boxing at 10 years old and practiced his whole life. Boxing was his life's passion and it took that type of dedication to be the best. He did not just step in the ring one day and become the best. It took him years of self-sacrifice, dedication and sweat equity to get it done. The same is true for all the Billionaires profiled in this book. On the other hand, there is great knowledge to be used if your goals are big but maybe not that big. Let's say you want a more balanced life then you can still use these principles to make a ton of money and garner security and the good things that money can buy without pouring all of your time in the endeavor. The principles you will see in this book take OPM, OPE and OPT to the extremes. I have talked about these concepts in other summaries. It is interesting how you see the same principles pop up in profiling success.

This book is packed with 9 principles used by different people to become billionaires. You may or may not agree but the data is conclusive on their success. I will touch on all of them but dig into the top 3 in more detail

1. Take Monumental Risks- "Fortune assists the brave" - H.L Hunt and John Kluge bankrolled their fortunes at the poker table. These men learned more about deals and money gambling then they did in traditional university. John borrowed $5000 from the bank and only used $1000 of it and then sold the business for $500,000. When he told the bank, the comment was "that is some leverage" - He asked - What is leverage? Years later he was sorry he asked. He amassed his fortune in Radio and LBO's (Leveraged Buyouts)

2. Do business in a new way - Sam Walton and Ross Perot both saw weaknesses in the market that they exploited. They built a culture of execution and market dominance. Wal-Mart may be the first company in history to generate $1 Trillion in revenue. This will summarize everything - According to Ross Perot - "The first EDSER to see a snake kills it. At GM, first thing you do is organize a committee on snakes. Then you bring in a consultant who knows a lot about snakes......Then you talk about if for one year." This is why Perot left GM after selling EDS to them.

3. Dominate your market - John D. Rockefeller and Bill Gates. Both were highly successful and dominated everything they touched. Both men created enemies and people ALWAYS questioned their tactics. With that aside you can't deny what they accomplished. They played to win. The story of Microsoft is one of shear dominance in the market. Gates exploited a whole and created an entire industry out of thin air. People questioned that Monopoly power that Microsoft had and they would be correct in pointing it out. This should be a goal of any entrepreneur - CONTROL YOUR MARKET. If you cannot be in the top 3 in your market then you need to get out of it. Gates lead Microsoft with razor sharp focus and expected the best. He leveraged his strength to branch into other profitable software markets. He read the encyclopedia cover to cover by age 11. You cannot deny his intellect.

4. Consolidate a market - This strategy does create billions of dollars but you need to be careful because most market rollups end in disaster. Read Billion Dollar Lessons. When you do it right like Wayne Huizenga of Waste Management then you create Billion dollar companies and market capitalizations. The key here is if you have two average companies and meld them together then you have one big average. This is not the way to do it. You have to execute and drive a culture of innovation to succeed with this method.

5. Buy Low - Warren Buffett, Carl Icahn, Lawrence Tisch and J. Paul Getty all used this strategy to amass fortune. Warren Buffet always wants to buy $1 and pay 50 cents. This is one secret to his magical fortune. When you dig in you will see he uses the right instruments to do this. He uses Insurance companies to buy whole or controlling interests in companies. This is brilliant because he can use the "Float" or OPM, the tax advantages of the entity and sound financial leverage. How can the little guy use these principles? I recommend checking out my summaries of Robert Kiyosaki's books. He talks about the same concepts but more in tune for the little guys.

6. Thrive on Deals - This is simply love of the game. You see this all the time when you study these billionaire magnets. The key is execution and the ones that are successful do not do deals for the deals sake. This is for all the other idiots that you can read about in the book summary Billion Dollar Lessons.

7. Out manage the competition - First and foremost, hire the right people. Be diligent at doing this. Microsoft used to take out ads that said - "We recruit the best and brightest only." They would give them difficult problems in the interview and tell them "Solve it". They ripped them to pieces before they hired them. This set the tone for the people that did get hired and they made no mistake about the culture. Sam Walton and Richard Branson also use positive reinforcement and entrusting people with a lot responsibility to out manage the competition.

These last two I will not spend any time on because for the other 95% of us we cannot do this and it clouds the game regardless.

How to be a billionaire is a simple road map to how the titans of business use certain strategies to amass fortunes. There is nothing better than investing a couple of hours and sucking out the knowledge of 300 man years of billionaire knowledge. This is, in my humble opinion, the best way to use leverage. That is OPE - leverage other people's expertise and use it for your own gain and to better society.

I hope you have found this short video summary useful. The key to any new idea is to work it into your daily routine until it becomes habit. Habits form in as little as 21 days.
One thing you can take away from this book is to buy low. This is probably the easiest thing to do. Invest the same way you buy groceries and good things will happen. One really good deal can have big effects.

I was really lucky in my business; we merged with a company that was going to be dissolved by a much bigger entity. We picked up the company for pennies and added to our team 3 professionals that will enhance us 10 fold. Be patient and keep your eyes open. "Luck favors the prepared mind."

Joe Mosed invites you to subscribe to http://www.successprogress.com to receive free video book summaries. Our vision at Success Progress is to provide relevant & meaningful content to our user community. To view the video summary of this article please visit http://www.successprogress.com/videos/billionaire

(c) Copyright - Joe Mosed / Success Progress All Rights Reserved Worldwide.
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7 Ways to Unleash Your Financial genius

2011-08-21T04:51:00.000-07:00

1) Obey the law of reciprocity. You are not going to get something for nothing. You must sacrifice something to gain something. If your customers are more than happy, you will be more than happy to be able to sell even more. Rewriting 3 eBooks and flinging them on an affiliate program expecting huge results is not obeying the law of reciprocity.

2) Be highly adaptable. People who survive and the people who reap the big windfalls noticed changes in their environments and acted in time. Adaptable people are likely to change their tactics and objectives when their boundary spanning and forecasting says "trouble on the horizon" or "big potential ahead." There is a slight chance you could adapt the needs and wants of consumers to what you are selling. You need to figure out how likely which business or investment has the best chance of success.

3) Begin with the end user in mind. Google serves the end user. Google's end users seem pretty satisfied. From the beginning, you must aim to satisfy your end users. If you do not, you are out of business. Test products and test customer service. Survey your customers to see if they like what they bought from you. Use Google alerts and monitor reviews of your product and your competitor's product.

4) Do as much of the important work yourself, if you can. No one cares about the success of your business as much as you. You cannot afford to hire incompetent workers, dishonest workers, or workers who do not really care. If you need to hire a specialized worker and need awesome results for your startup, copy Jeff Bezos of Amazon and make your programmer a part owner of your company.

5) Form a Master Mind group. There is synergy in a Master Mind. Sounding boards are useful. It is very, very beneficial to have an experienced entrepreneur in your Master Mind member who can steer you clear of errors and any sort of trap or con. Don't mooch off your Master Mind, bring something to the table.

6) Pretend its do or die. I have a guy in my Master Mind who is an alternative health expert. He tells people to pretend they have a month to live. He then tells them to get a juicer, quit smoking, and a bunch of other stuff. What I will say is: you know in 30 days your job is history. If you don't have money to retire with the comfort you want, what will you do? Then begin your research, planning, saving, and finding your own work.

7) Use self hypnosis and custom subliminal MP3's to alter your thinking, beliefs about yourself and your behavior. Listening when you wake up in the morning is best. Use your imagination. Tell yourself you can do it. Tell yourself you are capable. Succinctly tell yourself why you are capable. Focus on the most important few things.

If you choose to use self hypnosis and mind programming, whatever you do, DO NOT say "I am a billionaire." Stick with stuff that is attainable. You can learn faster, be motivated, not procrastinate, and be more confident. Those statements will likely get results. Too many wealth affirmations make you chant, "I want to get rich" which is a useless affirmation.

David K Drews is an author, investor, Internet marketer, MBA, and ex politcal hack. David runs http://www.renegadeuniversity.net - at this site you will find help with self hypnosis and subliminals, David's book about Master Mind groups, a list of 170 money saving ideas, the best books and sites for unleashing your financial genius.

Why stay in the school of hard knocks? Get ahead of the game today.

Article Source: http://EzineArticles.com/?expert=David_Drews Article Source: http://EzineArticles.com/6501182

My Current Investing Strategy: Tech, Leveraged ETFs and Other Countries

2011-08-17T11:57:00.000-07:00

Right now, I am buying and holding (a few) companies that are developing cutting edge technologies. For example, nanotechnology (I own shares of IBM). Tech companies are a good buy now.

During the panic last week, I took profits on FAZ, and AGQ. I took those profits and bought shares of AGD. (IBM did well last week.)

Its good to spread your money around. Its good to have some etfs, including short and leveraged etf s (I think so). Its good to have some cash on the sidelines for puts an/or short funds, or to buy a discounted stock. You can't do that without any cash.

I am becoming more of a believer in taking profits and playing with the houses money.

Poverty Quote

2011-07-31T08:43:00.000-07:00

"Money doesn’t buy happiness. But complaining about being broke doesn’t pay the rent or make you any happier either, dammit!" -- Karen Salmansohn

How About these Ideas ??

2011-07-18T06:26:00.000-07:00

The Terminator in the Matrix.

Gordon Gekko on NZT.

Only You can Decide what is Right for You

2011-07-13T07:53:00.001-07:00

Ultimately you are the one who decides you path.

Society, the news media, government employees, and anyone else you can think of should not attempt to place you in an extremely humble little cubby hole.

You decide what is right for you.

When I was young, I had malcontents at church and school yell at me:
- "stay down bro"
- "go with the flow"
- "don't even try"
- "pray for bad things to happen"

Ultimately I rejected their advice. I listened to the gurus of our day and I found a mentor.

The going can be pretty rough when you go against the church-government-media complex.

The self procliamed elites, who had nothing to do, came around and criticized and bitched. But I refused to listen. Today, I still refuse to listen to the libtards, even the ones who call themselves pastors. If its to be, its up to me.

The other side will trick you into screwing up. Maybe they will try to get you to pin your hopes on them doing something. Nope, the elites, the libtards will never help you. You cannot want wealth without their approval.

Tune out the media-church-government complex. Associate with people that are genuine. Associate with achievers. The libs don't want you to remember the lies they told you years ago. But you need to.

The first things you need to do are to save as much money as possible, learn to invest, learn to run a business, and maybe move to a place where there are less sheeple per capita.

Only dead fish go with the flow.

Do not ask permission to follow your dreams.

Get What You Want

2011-07-13T07:41:00.000-07:00

First, be sure you are thinking big enough. Also, make sure you will happy after you have gotten what you want.

Do not talk to your detractors. Detractors do not help others get what you want.

Do some sort of meditation and/or affirmations before you sleep and when you begin your day.
Say to yourself "prosper, prosper, prosper." Tell yourself to search or to work for the thing you want.

Talk to people who have similar goals. There is synergy in cooperating and collaborating with others. Read Think and Grow Rich. Napoleon Hill (the author of TAGR) wrote a lot about the Master Mind and getting others to help you.

Start to research, plan, experiment, save, make the contacts, learn the skills, and prepare yourself for your undertaking. Spend much less time watching TV or socializing or being idle.

Remind yourself that failure is not an option.

An Idea for Mastermind Groups, Forum Moderators, Political Committess, etc.

2011-07-06T02:52:00.000-07:00

Get the pedestrians out of the fast lane!

They are dangerous!

What are they trying to do? Wash windshields? Score a lawsuit?

Weed out pedestrians.

Why Did they ask my Date of Birth ?

2011-07-06T02:44:00.000-07:00

Maybe its becuse they need to know your sign.

Horoscopes and astrology are not just for finding a compatible partner. I have seen people use astrology and make decisions using astrology in academia, business, church, and politics.

Passive Income Ideas for 2011

2011-07-06T02:35:00.000-07:00

Were you aware that passive income is the best type of income? Passive income is income you receive without actually doing any work. You can become wealthy while relaxing in the comfort of your own home! It sounds amazing doesn't it?! The only problem is that the best passive revenue streams come from initially investing a lot of hard work or investing a good amount of money. Eventually though, that hard work begins to provide a steady stream of income independently. Here are a few excellent passive income ideas to consider for 2011 and beyond.

1. Parking Lots Parking can be big business. Have you ever been to a large event before and paid for parking? Parking can cost between $5-$25+ for each car at a major event. All that you need to enter the parking business is a paved piece of land and an employee you pay $10-$15/hour. If you have the right piece of property, it may be an excellent investment opportunity with the land appreciating in value itself. Once you purchase the land and find a loyal employee, parking can be an easy way to make income for the rest of your life.

2. Real Estate The real estate market is currently down which could make housing an excellent discounted market to enter. All you need to do is purchase a home and rent it out. This may require you to search for rentors every few years and provide occasional maintenance. For a fee, a company will find rentors and provide maintenance for you. A friend of mine has actually never resold a home despite multiple moves. He purchases a new home with each company transfer and rents out the previous home through a property management service. He now owns multiple homes that provide a nice monthly income.

3. Starting a business This may require the most up-front work out of all the passive income ideas, but it can also be the most profitable. If you do not want to spend years developing a company, consider purchasing a franchise. Some franchises are turnkey operations with proven results.

4. Invent something Are you a creative person? If you can develop a unique niche product that sells well, you could make millions. All that is required is creativity and a business partner to help get your product to market. Could you have imagine inventing the "Snuggie"? Something that silly could allow you to retire early.

5. Stock Market The stock market is currently down which may make it a great time to purchase dividend stocks. Buy up solid companies with high dividends, and you could have a steady quarterly income of cash through dividends. The stock market isn't foolproof, so be sure to diversify your investments to minimize risk.

6. Write a Book Everyone has unique talents to share with the world. What are your yours? Craft your experiences into a fun read, and you could end up with royalty checks from a publisher for the rest of your life. All you need is your creativity and a computer. Now that we are in the age of the internet, consider writing an e-book as well.

7. Create a Website The internet is all about creating a valuable product and marketing well. Websites require a lot of upfront development, but they can be quite financially rewarding if you can bring in enough traffic. Some websites are just pages filled with ads while others like dating service sites bring in a monthly fee from users. I do not consider blogs as passive income because they require your attention on a routine basis.

8. Provide loans The loan business is no longer reserved for large companies. There are peer to peer lending services like Lending Club and Prosper that provide you with clients that will borrow your money for a fee. These companies frequently provide lower rates than banks, and pay investors much higher rates than saving accounts. Only borrowers with high credit scores can participate, and you can choose who receives your money. This can be a risky business with the possibility of defaults, so you will need to diversify amongst many clients to minimize your risk. A friend of mine also loans money to friends and relatives that are in a strong position to repay the loan in the future. Loaning money to loved ones can be a touchy business, but you will have the most dedicated of customers. Just be sure to include a contract.

9. Storage Units Moving is a nightmare, but almost everyone moves eventually. Often this requires temporary downsizing while you search for a new home, and often times a new home will be smaller than the last. Downsizing is especially common come retirement, but few people are ready to part with their extra stuff in a hurry. This is why the storage business is so profitable. Each unit can bring in a steady monthly income.

10. Machines This is my least favorite form of passive income, but it works very well for some people. You can invest in ATM machines, vending machines, movie machines, or even coin exchange machines. Coin machines exchange coins for bills and keep a percentage of each exchange as high as 9%. All you need is a prime location to make this work.

My name is Jared Heathman MD, and I am a finance author/physician. I want to help you maximize your wealth for free. Visit me and learn more at http://www.RichAsChocolate.com

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How to Make Money from Money

2011-06-29T00:06:00.000-07:00

What is the best way to make money from money? There is that old adage, "It takes money to make money," and to all appearances that is very often true.

Let us say that money is conceived as tied up in capital investment and social values such as building walls, transportation, education and on-the-job training, inventory, research and development, time spent networking, civic infrastructure, work ethic, optimism, health, and so on as well as currency and liquid asset. How does one make money in the absence of these things? Or more narrowly, how does one make money without currency and material things?

No can do.

So again, what is the best way to make money from money? Various principles come to mind.

1) Find out what other people will buy. Someone has suggested that the customer is the best marketing expert. The temptation, of course, is to get this backwards. I buy what I like. I invest in what I like. I go all romantic on the business opportunity, the "can't lose" investment, the golden product... and only afterwards do I think about what other people like. And what they will buy.

Even when we are aware of the principle, getting it backwards is easy to do. And you may indeed like what others like. But you get the idea. "The fool and his money are soon parted," but the wise find out what people will buy before they find a way to give it to them. Bet on the horse running downhill, not the one puffing uphill.

2) Look before you leap. Do your research. Test small before going all the way. Yeah, this is like the first point, but broader. We may not have a crystal ball, but we can look at history. Company reputation. Demograpghics. Trends. Traps. Financial fundamentals.

If you want to make money from money, it does not have to be a glamorous process. It just has to work. And you have to make it work. Research first.

3) Of course if you have money, you can pay someone to do such research for you, to find the markets and the opportunities. But at some point you need to sail familiar waters, even if it is knowing who and what to trust. Would you rather make money in an area you know or fly blind?

A lot of faces can look beautiful at a distance. Up close, you see the pimples and wrinkles. Don't marry an opportunity at a distance. Prefer the business you know.

4) Invest in what you enjoy. I know. This sounds like a contradiction to the above. Hang on.
A dog-demon gives cartoon character Dilbert a choice: (1) Work for a charity and do all kinds of good, but live in poverty or (2) Make all kinds of money, but see your labors burned to ashes at the end of each day.

A lot of us don't like our work. We tolerate it in order to make more money than doing something we like. And there is something to be said for disciplining our hedonism and narcissism.

But we tend to last longer, be healthier, and succeed more fully when we find at least some enjoyment in what we do to make money. Invest in what you are good at. You are often good at what you enjoy.

5) When making money from money, do not focus on making money. There is nothing wrong with profit per se. We all need it to survive. And the best way to make money from money is to work at it. Even passive income is the result of years of some kind of labor for somebody.
But what I mean is that we are on this earth to do good for others. To love our neighbor as ourself, to do for others what we would have them do for us. Focus on the value you bring to the table, the thing you do for others, directly or indirectly.

The best way to make money from money is to use money for the benefit of people.
Next, to create a profit system online, sign up for the email series. The author has been working his own business full time online since October 2008.

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Be Bold if You Care About Your Future - No one else does

2011-06-27T07:25:00.000-07:00

Forget the rules some of the Wall Street gurus have for you: bearish funds, options, and specialized funds do not make you un-American, nor will they land you in eternal hell. Going long in a fund that charges 2% a year in fees does not make you popular or smart. Be flexible. You are in a world of unlimited possibilities.

You are responsible. You do not really want someone responsible for you. No one cares more about your future than you.

In my MBA program, there was a guy in an entrepreneurship class who proposed the government provide us peons with more entitlements. Where was that guy the last ten years? The US is facing the downgrade of its credit rating. A third round of QE may be necessary. The world isn’t fantasy land. You shouldn’t buy things you can’t afford.

Tea Party supporters reading this are thinking of the coming election, where the bums are thrown out. Well I have news for you. I have learned the hard way that most politicians and their staffers are on their own side. Many progressives are not afraid of economic collapse. They seem to think they will come out strong after a real meltdown or collapse.

Too many people, even in the GOP, attack easy targets, like Howard Stern and other entertainers. They do not go far enough in resisting Obama, Napolitano, and our “dumb them down” educators. Too many republicans are way too dependent on government, and many are too mentally lazy to go to LI, read, or even contemplate strategy, read financial books, or do something besides farm and look at porn. There is still too much of a "you can't fight city hall attitude." Lib teachers and pastors agree.

Christians should not hang their heads. If the lib at church makes you feel that you should hang your head all the time, tune into something different. Stand up for yourself.

You need to be your own bailout. You must do things that “they” do not approve of. You need to ask yourself the tough questions. You need to approve of yourself and make an honest attempt at achieving your heart’s desires.

Pretend nothing is off limits. Explore your options. Do math. Attempt a business venture that sells what the marketplace demands. Listen to your customers and attempt to outperform your competition. Cut yourself off from the perhaps well intentioned people who say, “You can’t do that!” Read a lot. Look at things that your superiors say are not suitable for your class, demographic, or personality type.

Be bold!

More Bailouts?

2011-06-25T14:14:00.000-07:00

MJ DeMarco said in The Fastlane to Millions,

"You are your own bailout."

I agree, thats the way to look at it.

Schools should teach this. The U.S. needs a government that believes this.

How to Become a Millionaire by the age of 30

2011-06-24T18:49:00.000-07:00

(This is a great article by Sean Adams. Kudos to him!)

In today's current economy, young people are struggling to find jobs, racking up insanely large amounts of debt from trying the traditional method of going to college, and just over all learning the hard way that what supposedly worked for their parents is not going to work for them. They may be aware that they need to do something different, but they are struggling to find people who know another way. Their parents and teachers are stuck in the old mindset and therefore cannot help. That is why this article exists, to help give young people the basic tools they need to create and thrive in a new economy.

Tip #1: Avoid the trap of going into debt

Far too many young people are sold the false bill of goods that going into debt to get a degree from an institution of higher education is the right path to take. As a former higher education administrator and faculty member I am here to tell you that this is a false bill of goods and should be avoided. You do not and should not go into debt to pursue a degree. There is nothing wrong with getting a degree, but you absolutely should not go into debt for it. That is the single biggest mistake you can make if you want to be a millionaire by the age of 30. Debt will just be a wait hold you back for a very long time. Avoid it in all cases at all costs.

Tip #2: Follow your passion

We are all born with interests and talents that we love and know we have a natural talent for. Things that make our heart sing when we are doing it. The problem we often face is that these passions are not always socially acceptable and the adults in our lives do not support our pursuit of these "dreams". Too bad for them, pursue your dreams and focus on your passion and the things you are good at. Becoming a millionaire takes time and effort, and the only way you will be willing to put in the needed time and energy is if you love what you are doing. This love comes from following our passion.

Tip #3: Stop focusing on trying to improve your weaknesses

It is my experience that all of organized education is designed to teach us that we are supposed to focus on improving at the things that we are not naturally skilled at. This is a waste of time and will only hold you back from your success. We were given natural talents and we should work on improving those natural talents instead of focusing on and wasting time on improving our weaknesses. There are plenty of people out there that are skilled at areas you are not, so outsource to them, pay then to do the things you do not like to do so you can spend more time focusing on and improving on those areas you love to do and are good at.

Tip #4: Manage your money well

One of the things that all millionaires have in common is that they know how to effectively manage their money. This means that they know how to invest money for the long term, how to focus on education, how to have fun, etc all while not going into debt. My personal suggestion is simple, divide all income you receive into different categories and only spend the money from these categories if you have enough. The simple way of dividing up your money is: 50% for necessities, 10% for long term savings for spending, 10% for your financial freedom( your golden nest egg), 10% for play to be used monthly to act like a millionaire and 10% for give. If you are smart and manage your money in this manner from the start you will be amazed at how quickly it can grow.

Tip #5: Use the power of the internet

Odds are that you have forgotten ore about computers that your parents have ever known. The internet is THE business opportunity that is making more millionaires than anything else right now. Real Estate is upside down, investing is volatile, but the internet had millions of new participants on a regular basis and billions of dollars a year are spent there. All you have to do is learn the right way to monetize the web and you will be successful. Just take the time to be focused and learn the right way and you will be able to use the power of the internet for your financial success.

Becoming a Millionaire by the age of 30 will take time, effort and passion, but it can be done. Focus on what you love, manage your money well and use the power of the internet for your success. This is not about madly pursuing get rich quick schemes, it is about building a lasting long term business or businesses based on your passion that will change your life. Be in service to others, give wisdom and be passionate and the money will follow.
Sean is an internet entrepreneur who specializes in helping people to identify their passion and find a way to turn that passion into a monetized website that makes sustainable passive income. To learn more about how to learn the basics check out http://www.MillionaireMindForFree.com/

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Snap Out of Your Trance

2011-06-24T18:13:00.000-07:00

Snap out of your trance. Maybe you should forget what your teachers, politicians, and gurus have been telling you. Life is not a dream. You should not be hypnotized. Imagination is good, but you have to make your imagination work for YOU.

So, snap out of it. Life is not chance, life is cause and effect. Start causing good things to happen to you. You do reap what you sow. Sow the seeds of financial independence. Don't show interest - show committment. If its to be, then its up to me!! Thats what you have to tell yourself.

Take control of your destiny.

You decide! Not the "they" Napoleon Hill warned us about.

Form a mastermind group (Master Mind) with people you know who agree.

Imagination - The Workshop of the Mind

2011-06-24T17:26:00.000-07:00

Napoleon Hill called imagination the workshop of the mind.

It is important to see your imaginative powers as good. When we hit Jr. high or so, we start using our left brains more. We are scolded for daydreaming and imagining. So see your imagination as good and productive.

If you are going to create a product, you must first imagine it. Get in touch with your right brain. Exercise your right brain and spend some time brainstorming outside the box. Think of products you can create. How can you improve your creations or the creations of others?

Ask yourself if you are thinking big enough. Can you have a whole line of products? Is the price of the product high enough you can have decent profits? Can you sell a million of your product for at least $1 each? How will you reach people? Be prepared to market and sell your product, its not real easy.

Some Random Ideas on How to Become a Billionaire

2011-06-23T16:05:00.000-07:00

Many of the billionaires created wealth by consolidating their industry. For the rest of us, we can attempt to dominate niches and sub niches.

Look at new businesses in your niche and ask yourself what is new about this business? What is different about the product? What need does the product satisfy? What does the business you are observing do differently?

Building a list of customers (and other references, contacts, supporters, etc.) to sell to through your web site is essential. Some of your best customers and supporters may form a tribe or a cult for your business.

Entertainment is one budding entrepreneurs often over look. There are some billionaire entertainers and some that are able to live like rockstars (lol). If you can entertain, you could have a shot at a billion.

If you really want to be a billionaire, stay up and start researching keywords, your competitors, IM techniques, study the demographics (who are your customers?) and etc. Do some testing and see how well your pages and articles rank in search engines. If people contact you and ask buying questions, that is probably a good sign.

Even if you fail or decide not to launch your venture you have not wasted your time! The things you learn while doing your research, testing, and marketing is valuable sought after information. You can apply the same lessons over and over, usually.

In the early stages of your business, you want to shut out negative influences. Don't watch TV, listen to any negative people, and keep your idea under wraps until you are ready to launch.

Being in a Master Mind group is a great idea. With a Master Mind, you can get feedback, support, and advisers that hold you accountable.

If you are successful in your venture, or if you want to try another venture, keep researching.
Also, go to conferences and seminars and learn the how to's, ask questions, meet people, and see where your industry is going.

Affirmations for Mind Power

2011-06-10T19:04:00.000-07:00

http://www.renegadeuniversity.net/Mind_Power_Affirmations.html

Take a look at the link above for some good affirmations. (I will add more later.)

For $20, I can record, mix and email an excellent customized subliminal for you.
Maybe I can get you going in the right direction to reach your ideal lifestyle.

I have been thinking about college, self help, business books, Tony Robbins, Tim Ferriss, life lessons, learning, and the like a lot lately. I thin you will like these affirmations.

Does the Truth really Hurt? It Shouldn't, Because You DO NOT Have to Retire Poor!

2011-06-05T15:56:00.000-07:00

You do not have to retire poor. You do not have to retire when you are old.

You can (for the most part) cut yourself off from things and people that cause poverty, ill health, and negative emotions.

You have to forget what "they" say. Forget what your broke coworker says. Forget what the guy on TV says. Forget what the 40 year old High School Student Leader says.

When you get the time or feel inclined, come down to www.renegadeuniversity.net
You will find assistance in planning to retire early or to have the money to live the life YOU really want.

The info at the site above took years of the school of hard knocks to learn. The ideas there are tested and effective. But be forewarned, "they" will not approve.

How to Not Be a Sheeple

2011-06-05T15:45:00.000-07:00

1) Don't let people waste your time.

2) Admit to yourself and maybe your Master Mind and trusted relatives what you really want.
Go after it. Do not ask permission or approval. Do not decide if "they" agree. Don't talk yourself out of a BHAG (Big Hairy Audacious Goal).

3) Don't be afraid to speak up for yourself.

4) Think for yourself.

5) Analyze every so often where your decisions and the people who influence your decisions have led you. Are you happy with it?

6) Follow your bliss. Follow your passions.

7) Let no one decide for you.

8) Be your own role model. Be a role model for others. Walk your talk. Do things worth writing about.

Investment Ideas for Food and Water Shortage and Nanotechnology

2011-06-05T06:47:00.000-07:00

Considering that food and water are in short supply in much of the world, it seems like food and water etf's may be a good investment. MOO could prove to be a good purchase, as could FIW, CGW, and PHO.

Nanotechnology investing is something I have been interested in for a long time. As I have typed here, IBM has the most nano patents. But Nikon is starting to catch up. IBM only lost 30% of the price of its stock in 2008. I think that company should stand the test of time.

( I am long IBM. I may add MOO and NKN in the next 2 weeks.)

The Real Business of the 21st Century

2011-05-15T11:40:00.000-07:00

Considering sky high college tuition costs, high unemployment and underemployment, edutainment may be ready to take off. Edutainment = education + entertainment.

People are reading and looking at the web sites of Robert T Kiyosaki, You Tube, sites with free lectures and tutorials, the CBOE's web site and others. People buy books and dvds to be educated and entertained.

I predict the self help (self education) industry will really grow. There could be viable alternatives to traditional schools and colleges for some subjects in the near future. Edutainment and self help are excellent for entrepreneurs and investors who want to hone their skills. Schools don't really teach financial skills.

People are taking on $100,000 or more in student loans, and living with their parents in order to pay the debt. The debt could have been paid into a Roth IRA or funding a small business instead.

Get Your Master Mind Group Moving

2011-05-15T00:20:00.000-07:00

If your Master Mind group is not functioning at the level you would like it to be, read on.

These days, you need to be a one man think tank to really succeed. Think about that for a second.

The news media is awash with pure 100% unadulterated bullshit about success, news, money, etc.

The sheeple obey. The guys who reach the Forbes 400 are different. They make the rules. They change the rules. They don't necessarily obey the talking heads.

How did they succeed? By questioning the assumptions of others and their own. They took risks. Calculated risks. They did math. They spend their time reading, learning skills, researching, talking to people, and figuring out their target customers.

They didn't worry about what some sophomoric ass said on TV. They followed their bliss.

So there you have it. Recruit "One Man Think Tanks" to your Master Mind and get to work.

More about this in the Black Book of the Master Mind part 2. Coming soon.

Continue Your Education - For Free

2011-05-13T17:09:00.000-07:00

There are a lot of excellent web sites that offer free education for investors and entrepreneurs.
You can see videos that teach finance and statistics. You can learn to trade options. And more.
The page at my site below is really worth looking at if you want financial independence.

http://www.renegadeuniversity.net/Links.html

Financial Independence: Things Have Changed

2011-05-13T16:29:00.000-07:00

In the old economy, you could work and invest in mutual funds for 40 years and have a great chance to be financially independent by age 60. Today, the situation is very different. In this article, I will attempt to explain why and what to do about it.

Technology is changing rapidly. Today's entrepreneurs and workers need more technical skills than ever. Technological change will continue rapidly. You can't learn everything, but determine what skills will help you the most. What skills do employers need in your area? What you need to do now is assess where your skills are and get the classes or books that will help you.

If you have the opportunity, consider learning about nanotechnology. Nanotechnology will likely be as devastating to traditional companies as the Internet.

Lots of people are in college these days. But are they really learning to program computers really well? Are they encouraged to start a business while they are in school? Is tuition going to really hurt them financially after they graduate? Are students really being made as competitive in the workplace as they should be?

In the old days, getting business loans or love money for your business was relatively easy. These days, more people are broke and loans are expensive. My suggestion is that you bootstrap your business and improve it as you make sales. If you cannot make any sales, then you don't really have a business.

Knowing the markets and how to invest will help a great deal in raising capital for a business or the account you intend to live off of until your untimely demise. So, spend some of your free time reading investing books, and newsletters. Following the market and a watch list will help you learn too. Being able to trade is important, because, buying and holding mutual funds for the last ten years did not result in major gains, like in the past.

Do the work necessary and learn to invest. Sure, some of the books are expensive and the market opens pretty early. But I urge you to do it. Having others invest for you means to pay considerable fees and you have no control.

What did Napoleon Hill say during the Great Depression? He said, "Don't worry about what THEY say." This statement is still very true. Pursue your dreams and leave the sheeple behind you. Have the masses or the talking heads leaded you to wealth? Probably not, so shut them out and busy yourself with the pursuit of financial independence.

If you are interested, proceed to my site, http://www.renegadeuniversity.net and read more. Don't waste time or make huge mistakes in your finances, visit http://www.renegadeuniversity.net.

Thank you,

David K Drews

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Don't Worry About what "They" Say...

2011-05-07T01:51:00.000-07:00

...worry about what Napoleon Hill says.

Use your differences. Be different from the sheeple. Connect with like-minded people.

Plan your future. Plan in as much detail as possible, every major part of your life, including health goals.

Know you are good. Know your phony friends and the toxic "they" are just that, toxic.
Instead, feel good about yourself. Know you are worthy of your goals.

Feed your body and mind the best diet possible, every day.

Check in with your Master Mind group from time to time.

Mastermind Your Internet Business

2011-05-03T13:48:00.001-07:00

Many people involved in internet marketing are looking for innovative ways to get things done. However, not all are able to make their mark in the arena of the internet marketing because many individuals do not get the right guidance and education or they fall for the get rich fast schemes.

No matter if you want to earn money on the internet or if you have other goals, you can accomplish more with the help of mastermind groups, either in a face to face setting or in a group which meets on-line.

Mastermind groups are trusted groups through which you can share ideas, troubleshoot obstacles and brainstorm. They act to strengthen your sphere of influence, keeping you and your group motivated, and energized.

How do mastermind groups function?

Most masterminds takes place through telephone, online messages or personal meetings. The one-on-one meetings generally take place at least once in a month however some people will meet once a quarter. The nature of these groups requires your commitment to help others, as well as help yourself.

Master mind groups are small think-tanks for people to share their experiences and methods in business and ways to earn more money on the Internet. As the Internet keeps on changing g on a daily basis, it is important to keep pace with it. The only way to become an expert in this ever changing environment is to practice and learn daily. Mastermind groups help you to stay on top of the education and the methods being used. There are many groups ready to help you, the key lies in selecting the best one. Here are some tips that will help you do that:

Look for a mastermind-training group whose goals meet your goals.
Check the mastermind forum group is providing innovative Internet business marketing techniques, such as, social media, press releases, video marketing, social bookmarking, hub pages, keyword research list building and other relevant topics.

Benefits of joining a mastermind group

A mastermind group is a good source of quick and valuable information that help grow your online business.
By joining a mastermind group, you will be able to gain experience, develop techniques that are business strategic and will be able to gain tremendous confidence needed to survive in the field of Internet Marketing.
Your business will begin to take shape, increase in volume and the success will spread to your personal life.

Mastermind groups are for people who are genuine about their education and want to take their business to the next level.

ABOUT DAN STOJADINOVIC: Dan is an immigrant from Serbia who arrived to the United States with only $400 in his pocket. He now teaches thousands of Entrepreneurs around the country the secrets of Internet Marketing and Joint Ventures. Dan's blog can be found at: http://www.DanStojadinovic.Com

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The Power of Creating a Mastermind Group

2011-05-03T13:43:00.000-07:00

Who has not heard of Napoleon Hill? And indeed, who has not heard of his classic Think and Grow Rich? The book, published in 1937, contains great ideas that have made their impact upon the whole world all through these years and are relevant even today. Masterminding is two or more individuals coming together to accomplish more than either could alone. The thought is working together creates harmony and purposeful relationships. This group helps to bring out your creative genius and expand your ideas into greatness.

The secret sauce is that each one knows that the ultimate aim is to reach your destination by brainstorming, supporting ideas that need support but at the same time offering constructive criticism. Each member should remember that it is the group to which the agenda belongs. All members are expected to participate in order to move the group to new heights. A sincere mastermind group offers experience to members. Your ability to grow and become a better individual in your personal and business life is highly likely. This is assuming that like minded people are coming together. The greatest asset that you have is a ready-made support network. Other benefits include: confidence builder, accountability partners, and feedback.

Who can create a successful mastermind group?

People who see themselves as:

interacting with people of similar interests and skills.
committed to a give and take relationship.
laser focused and goal oriented
passionate about taking their success to the next level
committed to the cause to help and be helped.

Your mastermind group does not have to be formal. Many of you are probably part of a powerful group but have not officially formed or titled your group. Examples: military groups, book clubs, mom or dad groups, other support groups. All of these groups can be formed into more powerful alliances at any given time. Initially, the ideal number of members should not be more than 6. New members can be admitted, provided they meet the quality standards that should be in place. It is recommended that new members have the approval of all the existing members. A membership fee can be imposed.

Questions to ask potential members of your mastermind group:

Are you committed to your own goals?
Are you willing to commit to helping others reach their goals?
Will you commit to weekly, bi-weekly or monthly meetings?
What skills have you developed that will benefit the group?
What skills can the group provide to you to assist in your endeavors?

Ways to meet:

Mastermind groups can meet in person, on the telephone, or by tele-conferencing. During the meeting, each member should update the group on what has happened since the last meeting, including new opportunities or obstacles. Have members ask for resources if needed at this time.

Great resource to create your own Mastermind Group:

http://www.thesuccessalliance.com/

Till next time...Live on Purpose and Make it Happen

Connect with me here - http://tammymcclureonline.com

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23 Common Characteristics of Successful People

2011-05-03T13:40:00.000-07:00

I have dedicated the last few years of my life to study some of the most successful entrepreneurs in history to gain an understanding of what it is that makes them different from ordinary people. Discovering how they have ability to easily create wealth and financial freedom, whilst so many others struggle.

Through research I have found many of these entrepreneurs implement their own unique traits within business.However, there are also a number of common characteristics that are shared by every successful entrepreneur.

I was surprised to discover these common traits due to realising there is nothing they possess that is beyond the reach of anyone who is prepared to learn, develop and put new skills into practice.

5 Common Misguided Beliefs about Successful People

There are some misguided beliefs and superstitions about successful people that I would like you to think about....

Successful people are Lucky- I will reveal why luck has absolutely nothing to do with becoming successful.

They are well educated - Of course there are many entrepreneurs who are very well educated but it is not the reason for their success.

Successful people are chosen OR there is a divine force behind their success- This is not true and in this report you will discover why and how anyone including yourself can experience the same success.

Success is Genetic- Having successful parents can make a difference, however, not for the reasons you may think. Success is not genetic or inherited; if your parents are successful this doesn't necessarily mean you will be too. In the same way there are many successful people whose parents were broke.

Successful people are bad, they must have done something illegal or unethical to become rich, they trick people into giving them money- People who do business like this very rarely sustain long term success.

They are Greedy- This is quite the contrary; successful people are actually very giving, that's why they are so successful.

They were given a huge amount of money to get started with - Many entrepreneurs start from nothing, some may even have debt.

If you have ever met someone who is successful, you may have noticed that there is nothing extraordinary about that person. For some unknown reason everything seems to just go right for them, opportunities seem to frequently arise and success seems effortless.

The reality is all human beings are genetically engineered for success, but there is a fundamental flaw most people develop. It is for that reason why the majority of the world's population will never experience success.

What is this flaw?

Well the truth, it is all in our minds - the only difference between successful people and unsuccessful people is the way in which they think.

Ordinary people still have the same desires as entrepreneurs, but cannot find a way to control the way they think. Consequently, their thinking takes control of them and their desires are overshadowed.

The beliefs we have are a direct result of our environment. We are influenced by the people in our lives. As we listen and learn from those around us we naturally start to acquire the same beliefs as them, hence our behaviours mirroring them too. Ordinary people tend to put themselves down and lack confidence in their own ability. Due to messages being reinforced throughout their childhood that train them to doubt, have fear, feel anxiety, and accept limitations, thus influencing their self belief

So, if we have been taught to believe that there are limits to what we are able to achieve, then we become blind to opportunities.

We do not notice this behaviour as its all sub-conscious; we go through a conditioning process as we get older and are influenced by different people and situations in our lives and start to develop habits. These habits become quite strong within us, but they do not determine who we are. We can very easily learn how to break these patterns and install new beliefs.

Successful people have a profoundly different approach to life. Their attitude is created from a framework of powerful beliefs and empowering thoughts. It's these powerful beliefs that make wealthy people different.

So what is it that makes successful entrepreneurs so successful? In this report I will be revealing 23 common characteristics of successful entrepreneurs and how you can model their behaviour to rapidly improve your business and create your own success story.

23 Common Characteristic's of an Entrepreneur

#1 - Entrepreneur's take responsible for their own destiny

Successful people do not blame other people or their circumstance for their current situation. They believe it is their responsibility to achieve what they desire. They do not wait for it to fall into their lap or rely on other people to make it happen for them. A lot of people sit and wait for their fortune to find them, hoping that they will win the lottery or a long lost relative will leave them a massive inheritance. Sadly the odds of this happening are very low.

#2 - Entrepreneur's conquer their fears

Facing your fear is a very important step on the path to success. Fear is the most common reason why people do not take the required action they need to take to achieve their goals. Don't let fear hold you back.

#3 - Entrepreneur's overcome any obstacles

"Obstacles are those frightful things you see when you take your eyes off your goals"- Sydney Smith

Having an obstacle is the same as having a problem that needs a solution. A successful person will see this as a challenge and look to find a solution to the problem in order to overcome the obstacle. Unsuccessful people will use the obstacle as an excuse as to why they haven't achieved anything.

#4 - Entrepreneur's know that there is unlimited opportunity

Unsuccessful people seem to complain about lack... lack of money and lack of opportunities. Successful people know that there is an abundance of money out there, and opportunities are constantly moving towards them. Unless we have the right state of mind we just ignore them because we can't see how they relate to us.

#5 - Entrepreneur's go against conventional wisdom

Successful people do not live by conventional wisdom; they know that if they follow the same system as the average person, they will produce the same results as the average person. If you go against the masses and follow the minority of people who are successful, you will achieve successful results.

#6 - Entrepreneur's understand how to leverage

Leverage is a very important concept that all successful entrepreneurs understand. What it actually means is that you can an create an income without trading your time for money, leveraging the skills of other people or technology to work for you so it frees up your time to create multiple streams of income.

#7 - Entrepreneur's do NOT need the approval of others to succeed

If you are always looking for others' approval in what you're doing then you will not get very far, and you will certainly not be self-empowered. Successful people follow their instincts EVEN when others are sceptical or do not agree with what they are doing.

#8 - Entrepreneur's are not scared of failure

Successful entrepreneurs do not fear failure because they know there is nothing wrong with failing. Most successful people fail their way to success, and this is because they learn from their mistakes and try again until they succeed. You can only fail if you give up.

#9 - Entrepreneur's do not fear Criticism

Criticism is not to be feared. Entrepreneurs use criticism that is of value, as feedback, to help them improve. If the criticism is not deserved, or is just someone trying to push their own limited belief onto them, then they will not value it, this way it cannot alter their confidence and motivation.

#10 - Entrepreneur's seek to find solutions

"You can have everything in life you want, if you will just help other people get what they want". - Zig Ziglar.

Entrepreneursare problem solvers. Whilst people complain about their problems, successful people seek to find solutions that will help them or can help others. When this is applied to business it is very powerful.

#11 - Entrepreneur's understand the concept of modelling

Entrepreneurs look to other people who have attained similar success that they desire. They then study these people until they discover how they achieved their success, so they are able to replicate what they do to achieve parallel results.

#12 - Entrepreneur's develop highly effective habits

By starting to believe you will become successful, you will develop behaviours that are alike to that of a successful person. Entrepreneurs are consistent in their behaviour and know that by consistently thinking and acting in a certain way they can develop useful habits. Therefore re conditioning their mind so that they act a certain way unconsciously - without even having to think about it.

#13 - Entrepreneur's take action

Entrepreneurs do not need permission to take action. Once you start to move towards an objective, the whole world will react to your movement, opening up new opportunities. If you don't ever start, nothing will ever happen, as everything around you will stay the same and that will suppress opportunity.

#14 - Entrepreneur's ability to focus

Another great commonality that entrepreneurs share is focus. Many successful people have the ability to block out everything else and focus on their goal. Some people call it tunnel vision or putting the blinkers on. If you want to achieve a certain goal you must not get distracted and lose focus on implementing your strategy, you need consistent action in order to progress.

#15 - Entrepreneur's have vision

If you visualize something enough it will soon become a belief, and having a strong sense of belief in something is the most powerful way of making a vision become a reality. This is because you start to notice every opportunity that is presented to you, this enables you to take action on it, to ensure your vision becomes your reality.

#16 - Entrepreneur's set goals

Entrepreneurs know the importance of goal setting. Something as simple as writing down your objective will dramatically improve your chance of achieving it. Have a defined goal, you need to be clear and specific on what you are going to achieve before you start working towards them. It's no good saying "I want to be rich", instead: write down exactly how much you want to earn per year, and then formulate a step by step plan that will enable you to achieve it.

#17 - Entrepreneur's are persistent

Persistence, Persistence, Persistence! This is a common attribute of an entrepreneur. Depending on whose history books you read... Thomas Edison had over 10,000 attempts at creating the working light bulb? Meaning he knew over 10,000 ways not to invent a light bulb before he found just one way. He is now revered by many as the greatest inventor of all time. Edison is a classic example of someone who (your missing a word here?)their way to success, many entrepreneurs are successful because they have persistence.

#18 - Entrepreneur's never stop learning

It is universally recognised by successful people that continually learning is a massive attribute to their success. Taking time and spending money on your own learning and personal development is the most valuable investment you can make, as it can never be taken away from you, you will always have it.

#19 - Entrepreneur's do not sell

Successful people do not have a problem with selling; this is because they look at selling very differently to everyone else. They see it as providing a solution to someone to help them solve a problem. People do not buy products or services; they buy solutions from people they trust, you don't need to sell anything- If you find a market that needs a solution and can gain their trust, they will buy the solutions you provide.

#20 - Entrepreneur's plan for success

Entrepreneurs plan for success, everything they do has a purpose of helping them progress towards their goals. They are specific about what they want to achieve and create a strategy that will enable them to get there. Sometimes they take action without a plan, and compile a strategy along the way, but every step is calculated and thought out.

#21 - Entrepreneur's Spend money on assets rather than liabilities

Entrepreneurs are investors; they invest their time and money in things that will help them achieve success. It does not mean to say they do not indulge in things that will cost money that they will not get back, like cars, holidays and TV'S. But a large proportion of the money they spend is invested into things that will help them earn more money.

#22- Entrepreneur's Do not have boundaries

Boundaries do not apply to entrepreneurs; they know that the only limits that exist are in their own minds. Napoleon Hill once said; "whatever the mind can conceive and believe, you can achieve". Too many people limit themselves to what they believe they can achieve. An entrepreneur knows that the world is full of infinite opportunity, and there is no such thing as impossible.

#23 - Entrepreneur's Surround themselves with successful people

The say that if you look at the five people you spend most of your time with; your level of wealth will probably be average of the five. Entrepreneurs surround themselves with like minded people, who they can learn from.

Billy Ryan is a Business and Marketing Consultant who helps entrepreneurs leverage power of the internet to automate their business and generate more sales.

Billy is a founding member of an elite community of entrepreneurs who use the internet to create rapid growth in their businesses. Discover how you could accelerate your business success by visiting the website below.

http://www.Billy-Ryan.com

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Quotable Warren Buffett

2011-04-07T18:53:00.000-07:00

"It's better to hang out with people better than you. Pick out associates whose behavior is better than yours, and you'll drift in that direction."
-- Warren Buffett

The Law of Effection

2011-04-02T10:02:00.000-07:00

"The more lives you affect in an entity you control in scale and/or magnitude, the richer you become."

-- MJ DeMarco

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From "The Millionaire Fastlane." Featured at right.

Five Keys to Sustainable Success

2011-03-19T00:22:00.000-07:00

Sustainable success starts with a vision. Read on to find out how these 5 simple steps can help you to make your dream a reality.

When you first set out to be a success you need to have some ideas about what that's going to look like when you get there. Imagine a military mission without a clear understanding of success and what you wind up with is a futile and dangerous exercise. In our 5P Planning Model, we call that "Commander's Intent." It's the vision of what the desired outcome should be.

Almost everyone has daydreams about what they "want to do" some day, and all too often that's where the exercise ends-as a daydream. Even if you are just dreaming about your own, personal future, you need to have a vision of what you want to accomplish. Once you have that, you need a plan to get there.

The reality is that very few people ever stop to think about how they are going to get from point A to point B. They fail to identify where they are now, and worse, have no plan in place to get to the point of success that they daydream about. That of course is a huge problem. You need to develop the foundation you're going to work from to achieve your success, you need a clear understanding of where you're going, and then you need a plan to get there. Otherwise, you're going to find yourself wandering aimlessly around the battlefields of business.

Between my years as a Marine officer and the owner of several successful businesses I've adapted some basic concepts of military planning to business operations. Based on these concepts, here are 5 keys to success that will help you to establish a solid foundation upon which to base ongoing business operations.

1. The Why - For whom, or for what, do you want to be successful? In other words, what is the purpose of your mission. Taking a hill for the purpose of taking a hill is pointless. And striving to occupy a corner office should be about a lot more than working in a corner. There's no fulfillment in that. Be honest with yourself here. If you dream of success, understand the reasons behind your dream, and then work to make them real. In my case I have a few core "whys." I made myself a success so I could support my family. I also focus on helping others excel in their chosen professions and in raising money for charity.

2. The Courage - Fear isn't a sign of failure, nor is it a sign of weakness. In fact, going into combat without at least some sense of fear is idiocy. You need to respect what you're facing. But being paralyzed by fear is something else entirely. And the tool you need to stare down your fear if courage. Developing courage allows you to do whatever it takes in order to achieve your goals and successfully complete your missions. In business, just like in combat, it takes courage to move forward-and win. The more you learn to proceed-especially when you're afraid-the more successful you're going to be in business and in your life.

3. The Knowledge - In the both the military and in business, knowledge is truly power. Whether it's an understanding of what the enemy is doing at a given time, or the skills necessary to fire your weapon, knowledge is the key. The same principles apply to business. The more you know about how your business works, and the more skills you acquire, the more successful you are likely to be. And the more you understand about your products and services, how they are received in the marketplace, what your competition is up to-the list goes on-again, the more success you'll experience. I see it this way: learning is a lifelong process - nothing bad ever comes from knowing more.

4. The Will - Your will is your fuel-it's what powers your courage. Will is nothing more than the determination to win, a trait that has been drilled into every Marine since the Corps was formed in 1775. I also believe that will represents discipline-the ability to see a task through to completion regardless of what it takes to complete it. In other words your will-your discipline-to do things that you might not necessarily enjoy but that are part of accomplishing your mission and achieving your goals is a critical and essential aspect of your success. A strong will enables you to do whatever it takes, to go the extra mile, to put forth the 110% effort necessary to win.

5. The Priorities - Prioritizing keeps you firmly focused on your "why." Knowing what's most important and focusing primarily on those critical elements is also an essential aspect of achieving success. You're going to run into a lot of potential distractions on your road to success. Pick your battles wisely, and win those you choose to fight. Evaluate each opportunity carefully to make sure it fits well with your overall goals. I also believe that setting priorities isn't a casual pursuit. Spend the necessary time to evaluate all that is in front of you before you set off on any given mission.

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3 Quotes About Money That Will Change Your Life

2011-03-19T00:13:00.000-07:00

"All riches have their origin in mind. Wealth is in ideas - not money." - Robert Collier

Robert Collier is a self-help book author from the 20th century. He wrote a lot about success and how it's strongly correlated to ideas. People like Steve Jobs or Bill Gates are not rich because of an inheritance but because they had a vision. Lawrence Page and Sergey Brin came up with an idea to rank page betters and made billions thanks to that single idea.

Maybe you don't have A Ph.D. in computer science like the founders of Google or Steve Wozniak but you still have ideas with massive value. Think about Twitter. The idea is very simple. However, the company now worth billions.

To become rich you just need one original idea.

"Many folks think they aren't good at earning money, when what they don't know is how to use it." Frank Howard Clark

I have a friend earning 4000-5000 dollars a month. Not the best paid job in the world, but more than enough to live comfortably, at least in her town. However, she always has money problem and she's often complaining about it. That's because she doesn't even know the meaning of saving. She has an iPod, an iPad, computers. I don't blame here for loving technology but when I think she should have priorities. Saving money is more important than having the last smart phone. If she had invested half of the money she spent on gadget, she could be a millionaire by now.

To become rich learn how to use money. Read books and articles about personal finance. It doesn't matter how much money you have right now. A lot of lottery winners are broke after a couple years. They bought a 3 million dollar mansion and then failed to pay the yearly expenses. In the other hand, people who are making 5000 dollars a month become millionaire after a few years because they know how to invest and use their money.

"A man with money is no match against a man on a mission". Doyle Brunson

Doyle Brunson is one of the most famous poker players in the world. His skills allowed him to make millions of dollars on the tables. He also has an online poker room called Doyle's room. His biography is very interesting. He comes from a little town in Texas called Fisher County. With a lot of will, he managed to become one of the best college basketball player in the country. Unfortunately, a serious injury prevented him from realising his dream to play in the NBA. But, even after such a disappointing event, he knew he was a "man on a mission". He knew that being laser focus was far more important than being born rich. That's the reason why he decided to become a poker player. He knew that was really difficult at them time because gambling was prohibited in most states. But he also knew that he had enough skill to have massive success. That's exactly what he did. After enough winning sessions, he finally settled to Las Vegas and became a poker legend.

What's important in Doyle Brunson's story is that poker is a lot like life. People with enough passion will always find a way to earn money. So what counts is not the amount money you have right now but rather your will.

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Getting Started Towards Financial Independence Is Tough...

2011-03-01T18:27:00.000-08:00

...but I make it a little easier.

You could be in a negative environment where it seems people don't really want you to succeed.

You friends and family could hate your ideas. You need to find a supportive network of friends.

What you need to do is spend some time at http://www.renegadeuniversity.net/ and then start building a master mind group.

The attitude to have about your master mind group is that you bring something to the table.

Find new ideas and discuss what works among your master mind.

Check out the book at your right, The Black Book of the Master Mind. That book will help you and your master mind a lot.

The Mind Control Manual - By Dantalion Jones

2011-02-25T16:34:00.000-08:00

I have read about half of Dantalion Jones' new book, The Mind Control Manual.

The Manual is broken into three sections. The first is a few pages describing different meditations. I found these meditations to be useful.

One technique I loved, was to ask yourself an empowering question. Like, "why is my life so awesome?"

The second section is on self esteem. Much of this chapter made me think of things I was taught in school and in youth group.

I left off at chapter 3 - Charisma. Charisma is a great topic and an obvious topic for people who want to start or recruit for a cult.

Beat the Money Game and Retire Early - Part 2

2011-02-25T16:25:00.001-08:00

Gen X and Y could (and should) mobilize and ask Congress for:

- Lowered capital gains tax.
- Cuts in frivolous spending by colleges & universities (to reduce tuition).
- Further cuts to the payroll tax.
- Reform of regulations for mutual funds (I.e. number of stocks in the fund, use of options, etc.)
- Reduction in taxes for the 401K and 403B. A significant cut would encourage people to retire, resulting in job openings.
- Enforce existing fraud laws and repeal Sarbannes Oxley.

What are your ideas for "working the system" and retiring early?

Reasons to Become Financially Independent

2011-01-28T13:35:00.000-08:00

Have you ever noticed that frequently fellow employees will want to turn your company into a concentration camp? I think things will get worse before they get better when it comes to concentration camps.

What reasons drive you to escape the rat race? Remind yourself of your specific reasons to escape the rat race. Your real reasons to become financially independence drive you. What are they?

Escape the Rat Race: Tips for Joining the Power Elite

2011-01-21T08:44:00.000-08:00

Living from paycheck to paycheck. Running the children to school, getting to work, taking the children to practice, picking them up, getting dinner, going home, catch up on work from the office, go to bed, and then wake up the next morning to do it all over again. It's called the rat race by some, living hell by others, but many people find common ground when they say that they want out.

Reasons for the rat race

It doesn't really matter why things are the way they are to those who don't really want to change the way things are. People who are content to run the rat race day-in and day-out might be satisfied to complain or use cute sayings like "another day, another dollar," or - better yet - "another day, another doughnut." For many, however, that just isn't acceptable. The rat race is like history: those who do not know it, understand it, and learn from it are doomed to repeat it.

Supply and demand

A universal law exists that suggests that people demand things that are of insufficient supply. For example, no one would want gold if it was as plenteous as ordinary dirt because it would be like dirt to us. It would be worthless to us and we would not be special for having it. Gold is rare, however, meaning that people want it to enrich themselves and show themselves ant the world that they are special.

Inevitably, things that are in short supply come at a higher cost. An ounce of gold costs more than $1,000 for an ounce, but twenty pounds of dirt can sell for $5 or less. Imagine if there were as many 84" high definition television sets as there are aluminum cans. If this were the case, the TVs would cost about five cents and no one would feel special if they had one.

The excess demand for things that are in short supply makes prices high which in turn makes those things hard to get. There just isn't enough of everything good for everyone to have everything they want. That's why there is a rat race.

Human nature

Supply and demand is a direct result of human nature. People want good things. They want better things than they now have, and they tend to want them now. The problem is that a supply of a key ingredient of life is also in short supply: money.

The time/money continuum

Whoever made up the saying, "Time is money," was incredibly wise and succinct. To get more things, people need more money. To get more money, people need more time. Because of this we find workaholics who practically work around the clock trying to make more and more money. Of course the problem with that type of person is that they do not have the time they need to enjoy their money and the things they can get with it.

The Power Elite

The rat race gets even more complicated because of the existence of a group of people in the country and in the world called the Power Elite. These are a small group of people who have the enviable position of having more money than they know what to do with and can therefore enjoy life without any of the burdens associated with the rat race.

Unfortunately, the existence of the Power Elite makes the rat race more difficult and more commonplace for everyone else. This is because of supply and demand.

A small piece of the pie

The Power Elite are the 10% of American families that control more than 68% of American wealth. This means that 90% of American families are fighting each other for less than one-third of American resources. This means that - by the time those who can have all that they want actually get all that they want; there is only a tiny piece of the pie left for everyone else.

Getting out of the rat race

Politicians (who are almost all part of the Power Elite class) enjoy pitting the "rich" against the "poor" in order to build their power and to distract people from understanding one thing: the Power Elite do not want everyone to be as wealthy as they are and they will not yield their wealth or their power to anyone that is not in their class. This is why no matter how much politicians claim to raise taxes on the rich; the number of rich people never decreases and the rat race becomes more intense for most people.

This is because of supply and demand: if everyone had as much money and power as the Power Elite class has, than there would be nothing special about the Power Elite and they would neither have power nor be elite!

The answer is not to look to the government to "equalize" things because the Power Elite control the government and the "Power Elite" always look out for themselves first.

Although everyone cannot become part of the Power Elite class in either America or in the world, you can, but it's going to take a lot of hard work, a lot of cutting against the grain of society, and a lot of planning. If it were easy, everyone would be doing it.

A few tips to get started

The transformation from being a person chasing after the crumbs left behind by the Power Elite to enjoying the life of abundance that the Power Elite have is not simple, easy or fast, so it's important to get started now with some simple tips:

1. Understand your predicament. Assess your debt, your income. Consider your skills and your talents. Think about how much your employer is gaining from your work and find ways to become your own boss. Put your income in your hands, under your control, not under the control of someone else.

2. Make goals. The reason why many people do not accomplish anything is because they never aim for anything. You might be busy. You might be tired. The rat race may have gotten the best of you, but things will never change until you set some goals and make some plans for achieving them.

3. Stop spending so much. As you plan ways to increase your income, find ways to cut costs too. Remember: you are not the government. You must be responsible for and careful with everything you have.

4. Save money, become flexible. By building up some wealth of your own, you can minimize the impact emergencies have on your life. You also reduce the control other people have over what you do, putting control back in your life. As long as you depend on someone else for your livelihood, you will be in the rat race. Turn the tables, become the boss, and see how good life can be!

Get out of your comfort zone today. Escape the rat race through goal setting and planning. You will be surprised at how great life can be!

Bruce Tyson writes about financial planning and other topics at the TIW Blog.
http://word.truthintheword.org/

Article Source: http://EzineArticles.com/?expert=Bruce_Tyson

How to Become a Millionaire - 5 Tips

2011-01-21T08:41:00.001-08:00

Do you want to know how to become a millionaire? If your answer is yes, then the first thing you need to realize is that becoming a millionaire is an exact science. By this I mean that you can follow the path of other millionaires and achieve the exact same results. However, for most people, the formula to becoming a millionaire remains elusive mainly as a result of taking in too much information from too many sources and failing to act on it.

The formula to becoming a millionaire can be likened to a cake recipe. If you gave the same recipe to 10 different chefs around the world, they will come up with the exact same cake. To become a millionaire, you need to find the right recipe and follow it to the letter until you start seeing results.

Here are 5 tips to guide you along the way:

1. Get a Mentor

Getting a mentor who has already been there and done that will cut down your learning curve significantly. It will save you the trial and error which could lead you to make very costly mistakes that could wipe you out before you develop the momentum to bounce back. Note however that most self-made millionaires are very busy and guard their time jealously. Identify their current interests and find a way to attach yourself to their top priorities to get noticed.

2. Be solution oriented

To become a millionaire, you have to learn to be the kind of person that looks at the silver lining in every cloud. Be a problem solver and look for opportunity where others see obstacles. Learn to see with your mind and suddenly you will see so many money-making ideas around you. Start each day by asking yourself how you can create value for as many people as possible.

3. Start thinking about working for yourself or through others

If you think you can become rich working for someone else, think again. It is almost impossible to become a millionaire as an employee. This is mainly because you do not have control over the sustainability of your income. Furthermore, a millionaire mindset in most cases conflicts with that of an employee. However, when working for yourself, you have to learn to get work done through others which in turn will leverage your time and resources.

4. Picture your success

Clearly imagine that you already have what you hope for, and that you have already reached your goals. One proven way is to practice back to the future thinking. This is where you imagine yourself as being a millionaire, and outlining the steps you took to get your there. Work your way backwards until you arrive at where you are, and then take action. This will keep you motivated.

5. Face your fear and take action

If you believe that you cannot do become a millionaire, then you are right. You will never achieve anything in life if you so not believe in yourself. Money is attracted to great ideas but you need to overcome your fear of failure to be able to pursue these ideas to a point at which you start making money.

Ask yourself how much value you create for every hour you spend working. This will help keep you accountable for your time.

Remember, you are your wealth. The Money that flows to you is just a by-product of your non-financial resources. That is why most self-made millionaires can lose their entire fortunes and rebuild their empires in record time.

Looking for more wealth creation secrets? Visit http://www.secretformulaforwealth.com today and download a FREE eBook "7 Wealth Secrets of The Rich Finally Revealed!"

Article Source: http://EzineArticles.com/?expert=Augustine_Mwanje

People Ask for a Blueprint for a Billion

2011-01-15T21:52:00.000-08:00

Come on, there is no blueprint for a billion dollars.

You have to do the research, testing, the business plan and marketing plan. If you see a business where the guru provides a blueprint for a business that will make you a billionaire or millionaire, I would walk away.

Its great if you find a guru that will hold your hand. But if you want serious money, you are going to do the work and handle the risk yourself if you are going to make it big.

Next time you see a book or hear about a book that entrepreneurs rave about, give it a chance. Listen to what the writer has to say. You need to do your own lateral thinking, creative thinking, and gain the experience necessary to swing for the fences.

The books at your right and the books at www.renegadeuniversity.net will help you set a foundation. There is a lot of good free information posted at www.renegadeuniversity.net also.

If You're Still Living at Home

2011-01-15T20:14:00.000-08:00

If you're still living rent free with your parents, save as much money as possible.
If you are not spending $600+ on rent, put $600 plus a month into a brokerage account.

Let's say after you move out funds become very limited. At least you have $20K or so that will grow until you raise your income.

If you saved enough, there would come a point where saving more wouldn't move your net worth that much.

Take a look at www.renegadeuniversity.net and start applying the hard learned lessons I posted there.

Most young people wouldn't bother. But you should. And forget what "they" say.

You Have to Shut Out Negativity

2011-01-15T19:56:00.000-08:00

This year, begin shutting out negative people, news and talk from your life.
Focus on your goals. I know many of you want to start a side business or maybe you have grander schemes. Close your mind to negativity. Do the initial work you need to do. Starting a business is initially very tough and time consuming. You don't need naysayers around.

Start or join a master mind group for support and collaboration. It helps if you know people who have been where you are.

Money Follows the Leader

2011-01-14T21:34:00.000-08:00

Were you a leader in high school or college? You need to become a leader again. As Robert T Kiyosaki says, "Money flows to the leader."

You have a lot of options, unless your work makes life impossible. There are many different business organizations, political organizations, the Freemasons, civic groups, Toastmaster's, etc. You could start your own forum or your own business and wham, you're a leader.

Being a leader takes practice. If you are serious about becoming financially independent, leadership is essential.

Start a master mind group and get ideas, inspiration and strategy going.

Tasks You and Your Master Mind Should Do

2011-01-14T21:08:00.000-08:00

If you and the members of your master mind want to be rich or establish a new source of income, you should do these things:

Boundary spanning. What demographic, political, legal, social, or economic developments will affect your business in the future?

Test Unique Sales Propositions (USP's).

Evaluate Marketing plans.

Evaluate Business plans.

SWOT analysis. (Strengths, Weaknesses, Opportunities, Threats).

Pay your master mind if you need to.

Some of this is covered in the Black Book of the Master Mind. More will be written in BBOTMM part 2.

Financial Independence Quote

2011-01-08T00:44:00.000-08:00

"Vision without action is a daydream. Action without vision is a nightmare."
-- Japanese Proverb

Financial Independence - Just Take Action

2011-01-08T00:23:00.000-08:00

Last year I read the 4 Hour Work Week. Incredible book.
One take away was to take action on your biggest and most exciting goal.
Your exciting goals will motivate and drive you. What you should want, you might not really want.

What do you really want? What big challenging goal excites you?

Take action on it! Now!!

Financial Independence in the Wake of the Crisis

2011-01-08T00:16:00.000-08:00

I was listening to the audio of Why We Want You to Be Rich, but Trump and Kiyosaki.
It is strange that the progressives slammed that book when it first came out.
The book isn't bad at all.

The usual message from these guys was partially about social security and medicare costs skyrocketing after the Baby Boomers retire. Maybe the commies were and are just playing the delay game with us. Maybe they want a bigger crash so the kind of money that they have will buy even more shares, like many were able to do in 2008.

The price of a used copy of Why We Want You to be Rich is worth it.

Beat the Money Game and Retire Early

2011-01-06T09:02:00.000-08:00

You have probably heard the idea that you can beat the game or beat the system and enjoy the fruits of success while you are young. I have some ideas that can help you retire much earlier than at age 59 ½. These ideas will require a lot of initial effort, but I bet they will pan out.

First, the government should allow people to opt out of social security. What if each taxpayer could contribute an extra $100 or more every month towards their Roth IRA? We would be responsible to make good investments. But this idea is far better than the social security generation X and Y will get.

Second, end unemployment insurance. Your employer has to send the government a sizable percentage of your pay to the unemployment department. What if the unemployment plan were eliminated? What if the worker and employer split the money 50/50 and the worker could save and invest the difference? Again, you would be adding at least a few hundred dollars a month to your brokerage account.

Third, allow all citizens to invest in hedge funds and IPO's. Yes, these investments are more risky, but what if your broker or 401(k) administrator found you a great one? It could make all the difference.

Fourth, identify and thoroughly research and study your objective, whether it is a business or career, etc. It doesn't matter what your objective is, just thoroughly research it and make an organized plan for reaching this goal. Read the pertinent rules and regulations and look for any advantages and loopholes. Read books about or talk to the people involved in reaching this goal. This will help you uncover more facts that will help you. If your major business or career objectives lead to serious money, I would suggest serious research and work.

When you know enough of the facts you will have an easier time planning and doing the work involved in getting the money to retire early. You will also find that creative and lateral thinking are easier when you know what you are doing.

Fifth, join a master mind group and multiply your intelligence, your contacts, and mental resources. We don't know everything. This makes good master mind groups valuable. A guide in territory that is new to you is very advisable.

Now you have a few ideas that can help you retire early. To find more ideas for escaping the rat race see http://www.renegadeuniversity.net. Don't reinvent the wheel, visit this site.

Article Source: http://EzineArticles.com/?expert=David_Drews

Commit to Becoming a Billionaire in 2011

2011-01-05T08:49:00.000-08:00

First, resolve never to quit. Never, ever quit. Sleeping on a big decision is OK. Going to the beach for inspiration is an idea. But never quit your quest. Don't talk to people who tell you to give up on your goal. This is important. You cannot afford to have negative people drain you. Don't slack off on your goals. Slacking off is pretty much like quitting.

Second, go to places where there are millionaires and billionaires in the making. Here and there, you will have problems with dunces wasting your time. When this happens, cut your losses and move on. If you have to quit a lot of jobs, you have to quit a lot of jobs. Few jobs will really lead you to millions or billions of dollars. Focus on your side businesses or your side projects. Move if you need to.

Get around people who are going places and people who have similar goals.

Third, learn what you need to learn to do business, invest, create your product, and anything else you need to learn. Stay up 'til 2AM if you have to. If you need to learn HTML, then learn it. If you need to practice IRR calculations or something you learned in a class, do it.

Fourth, practice frugality. This one is unpopular. But I'll tell you what. If you can't get seed money together for a business, even a web based business, you are doomed to fail. If you want a billion dollars and are starting from scratch, you are really swinging for the fences. Swing for the fences with individual stocks. Get a good broker if you need help. Ultimately, you will have to learn to manage your finances. Anyway, you can't buy any growth stocks with no money.

Don't listen to people that tell you to part with all your capital. The guy saying, "Oh, we'll make 100K a month when we do this deal..." is probably full of it. Remember to associate with people who are going places and can do basic math.

Fifth, learn to think creatively. Whether you call it thinking outside the box, or lateral thinking, just do it. Be observant and use the assets you already have. Whatever you do, question. What behind what the guru says? Who pays him? Research and read the fine print. Look at news sources that aren't for sheeple.

That's enough for now. Stick with practicing these ideas for a few days and see if you can handle it. Be a one man, kick butt think tank. Then join forces with others much like you, in a closed master mind group. Your master mind needs to be completely closed to negativity and outside influences.

David K Drews runs http://www.renegadeuniversity.net. You can meet other people that are serious about becoming financially independent at RU. Check out the chat room and the forum. Be sure to take a look at the best financial books for you to read on this journey. One of the books available is The Black Book of the Master Mind, by David K Drews. David is an MBA candidate and has been an investor for 21 years.

Article Source: http://EzineArticles.com/?expert=David_Drews

In 2011, Let's...

2011-01-02T11:37:00.000-08:00

...go from either or to both and.

Just like Tim Ferris says.

I will release a new book (Black Book of the Master Mind Part 2) and at least one subliminal MP3 (Lateral Thinking) early this year.

2 articles will be posted this week.

Cheers!

How to Create Multimillion Dollar Ideas

2010-12-15T13:02:00.000-08:00

Zig Ziglar, master salesman and motivational speaker said "you can have whatever you want in life if only you can help others get what they need."

For those who have a mind set that is 'me', 'myself' and 'I', this statement from Ziglar makes but little sense. But look all around you at those who have made immense wealth in life GENUINELY. All they've done is simply solve people's problems.

Let me give you concrete examples to buttress my point. Henry Ford, with very little formal education helped solve the problem of motor car affordability by mass-producing his Ford model T car at an affordable cost to majority of his people. He made immense wealth in the process.

Orville and Wilbur Wright, two virtually unknown brothers of little education solved the problem of long distance travel within a shorter time period through air travel and also created a fortune in the process.

McDonald's was created to provide fast food to America's busy working population and that idea produced and continues to produce fortunes for their owners.

Thomas Edison, who had only three months of formal schooling and had to be sent away because no one except his mother had faith in him and his abilities, solved people's problems through several inventions like the Edison Dictating Machine, the incandescent bulb and so on. He equally made a fortune in the process.

Need I go on? In modern times, we have Bill Gates, a Harvard Business School drop out and owner of Microsoft, who has solved several human problems of information and communication through creation of several softwares and hardwares and is one of the world's wealthiest men.

The Google search engine on the internet, created by two college graduate students Larry Page and Sergey Brin to solve the problem of information retrieval on the internet in a faster way has turned its owners into billionaires.

So what's the common thing about all these names mentioned above? They simply looked at human problems and ways of doing things at the time and proffered a solution and made fortunes in the process.Notice also that I deliberately mentioned the fact that most of the men named had but little formal education. What they had was the ability to look at human problems and create ways of solving them. It's that simple.

Napoleon Hill said "whatever the human mind can conceive and believe is achievable." It means these men conceived their ideas and believed it was achievable. So it is with just anyone on this earth.

You equally have the same ability, if you would just put your mind to work and conceive ways of solving human problems. It could be in anything you want. Human beings have several problems that plague them on a daily basis.

The problems between those who achieve and those who do not is that while achievers come up with ways of solving those problems by thought and belief and making fortunes in the process, non-achievers spend time complaining about those same problems.

Take a hard look at your environment with the eyes of a problem solver. There is a problem or a current way of doing things that could be done faster. It could be in just about anything - transportation, accommodation, internet, clothing, software, hardware, telecommunications, toys, etc, etc.

Come up with an idea that solves the problem or makes the process faster. Believe it is achievable and you are well on your way to making millions.

(c) copyright Gabriel Ama

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About the Author:

Gabriel Ama recommends top home business opportunities at his website http://www.ObtainWealthOnline.com where he reviews popular home business ideas and opportunities.
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Article Source: http://EzineArticles.com/?expert=Gabriel_Ama

Know How to Get Rich - The Considerations You Have to Look Into in Order to Build Wealth

2010-12-01T14:06:00.000-08:00

If you want to know how to build wealth, you have to understand that it is not an easy undertaking. While a lot of people are thinking that they will get rich, only a few of those who have this line of thinking are actually able to create wealth. The reason for this is simple. It is that while a lot of individuals have the traits to help them build wealth substantially, they fail to recognize several considerations that will allow them to get there.

What are the things that you have to be mindful of in order to learn how to build wealth? Here are some of the considerations that you may want to look into in order to get rich.

1. What are the things that you like doing?

If you will disregard the things that you like to do, you may be missing out on the opportunity to perform well and succeed in every aspect of the job. It will be better to look for things that you are interested in and pursue these possibilities knowing that you can do them well. You will be able to get the financial stability that you wish to have with a career that fulfills you as well as supports you.

2. What are the things you can do well?

It is also a must to look on your personal capabilities before creating a detailed plan on how to create wealth. You will be able to use your innate skills in accomplishing your objectives and will find ease in earning a living with the knowledge that you are somewhat good in whatever it is that you have to do.

3. What are the careers that pay more than the others?

As you consider the things that you are passionate and interested about, you also have to look for a relevant career that pays well. This is of utmost importance because you simply can't expect to build wealth without a steady source of income. You also have to make sure that the job you will be relying on will give you the ability to provide for your various necessities.

4. What are the requirements that will help you get there?

There will be requisites that you will need to have before you will be qualified for the career that you want to pursue. Because of this, you have to learn more about these qualifications to ensure that you will be taken in for the opportunity.

Once you have identified the things that will help you in your quest towards building wealth, you will have a clearer outlook on how to achieve your aspirations. You will also realize that creating wealth can be done without compromising your personal happiness and that you can get rich using your own talents and capabilities. This will enable you to look more positively in the things that you have to do. This will drive you to be motivated to pursue the getting rich part with the appropriate mindset and the right tools.

With a proper way of seeing the numerous considerations you have to take into account on how to build wealth, you will be able to reach your goals and get rich. By looking at the things that are your strengths in pursuing a comfortable life, you will be able to make the right decisions and follow your success in the best way that you can.

You can learn all about how to build businesses, make money, get rid of debt and turn money worries into infinite sources of cash but its all a waste of time unless you get the real secrets of how to get it done. Get his famous introductory 20 FREE lessons eCourse about Making Money that over 179,000 people have studied and applied at: www.the-richest-man-in-babylon.com

Article Source: http://EzineArticles.com/?expert=Dan_Cavalli

The Keys to Becoming a Millionaire

2010-12-01T14:02:00.000-08:00

How do you become a millionaire? The first thing is to remove yourself from those broke millionaire thoughts. The notion behind these thoughts is a hypothesis that if you were to take one hundred individuals of all mixed backgrounds and education levels, then hand them an exact design. A step by step approach to earn a million dollars or more, only about 3% would accomplish the job. I know that you might be scratching your head wondering why? However the answer really is quite simple, nobody said it was o.k. Most people were told finish high school, then go to a university and maybe then you will get a good job. The key component to the story was the thousands of dollars in student loans, and then the chance of finding a really good job is all pot luck. What you must thoroughly comprehend is that people are creatures of habit, we follow along and conform to what everyone else is doing.

Here are a few of the reasons I believe this happens:

1.) We were never taught that you could be a millionaire, that you could be successful. So despite having a blueprint to achieve something, many people simply conform to what the majority are doing. It's a lot easier to work at McDonald's then it is to build a financial empire.

2.) Probably the most discouraging of all the reasons are family, friends, and people you are suppose to trust. They for whatever intention rather see you not make the grade. Now it's not a malicious attack on your quest for greatness, however the haters and nay-sayers will convince you that it's too hard. "You can't do it", "You're wasting your time", "That won't work", "It sounds like a rip-off, nobody can get rich" and the list goes on and on. Some people will be supportive, but with limitations. People really do genuinely want you to reach your goals & dreams, however for some it's hard to accept the fact that you will be better than they ever were.

3.) This isn't something instant like buying a scratch off lottery ticket, million dollar organizations don't just pop up out of nowhere, things take time. So in essence what happens is people give up. They quit to soon, because they've developed a "Got to have it now attitude". Being patient and accepting that just because your horse wasn't out of the gate first, doesn't mean that you can't win the race. Plain and simple empires aren't built in a day. Running a business and more specifically a network marketing business is no lottery ticket to Donald Trump status.

What steps do you take if you want to be a millionaire? This is a concept of something that plagues most people, and most don't even know it. What the mind believes it really can achieve. However remaining focused and keeping your eyes on the big prize is completely a different matter. You have to be willing to roll your sleeves up and get it done at all cost. Think, believe and focus your actions on money making activities and watch the transformation begin. I have a quote that I'd like to share with you:

"It's not the size of the dog in the fight; it's the size of the fight in the dog!"

I obviously cannot make any promises that you or anyone who reads this article will become rich or a millionaire. But what I can guarantee, that if your life is on a downward spiral, conforming to the masses like ants, nothing will ever change! Envision yourself as a millionaire right now, what would change about you? Other than material things. Everything! Your walk, your talk, charisma, style, millionaires aren't sheep, and they're herders. It is already within you to be great and succeed, changing your mindset to believe that you can is the only way to make it happen though.

Being able to persevere and overcome all obstacles is the determining factor between being on the winning team (7-Figure Income Earner) and losing team (Broke Millionaire). Fear of failure should never be an option, it's not like you only have one chance to get it right. I can help you avoid the Broke Millionaire Complex and put you on the fast track to achieving wealth. Clicking on the link is the first step, following up with action is the next

Article Source: http://EzineArticles.com/?expert=John_Reynolds_Jr

http://johnreynoldsonline.com/blog/cashflow-system

If You Need Free Traffic Immediately

2010-12-01T12:30:00.000-08:00

http://www.renegadeuniversity.net/TrafficBuilding.html
If you need free traffic right away, click the link above.

Be wary of scams.

You can also use Pay per Click, through Google, Yahoo, and BING. But that costs money.

How to Become Rich Fast - Tips and Techniques to Attract Wealth

2010-12-01T08:01:00.000-08:00

Probably the fastest way to becoming rich is to have rich parents or grandparents, but if you don't have one and you are aiming to become a billionaire, then you might want to start from scratch if you want to learn how to become rich fast.

Indeed, you can work on becoming rich and if you want to and if you need a guide to so this, here are a few tips and ideas that you might find useful.

- Discover yourself, your talents as well as your strengths. The more you know yourself, the more you can assess which opportunities are right for you. Grabbing the right opportunities at the right time can be one great opportunity to reach your goals when it comes to becoming rich. Know your talents and know what you can do. Knowing these can truly help you in choosing what you want to do to attain your goals.

- Set goals, both long-term and short-term. If you just want to learn how to become rich fast but you do not have concrete goals in mind, you may not have a good direction in life. In setting up your goals, it is also important that you make realistic and attainable goals, or else, you will just be frustrated of not going somewhere.

- Learn to work with risks and uncertainties. You can never go to where you want to go if you cannot learn how to face and deal with risks. Opportunities in life are not all bed of roses. You have to take risks but it is important to assess what types of risks can you handle and what kinds of risks and uncertainties are you comfortable facing with. Sometimes you need to gamble and face risks to attain success.

- Always plan and use time wisely to make better and wiser decisions. Good time management skills are important if you want to learn how to become rich fast. This means, avoiding hasty and desperate decisions. Desperation often attracts failure and for sure, you don't want that to happen as well.

- Start your own business. Having your own business is also one way to help you get rich. Of course, you can start any business that you want. Start looking for business opportunities in your passion and interests. You can also look at your expertise to find some business opportunities. You can actually find businesses in many aspects in life. From providing cleaning services to home staging to real estate - you can actually find money in many things. Work hard to make your business grow. You can also sell your business later to make more money and invest on another.

Of course, you also need to help yourself by managing your money well. Good money management is indeed one of the important things that you also need to be able to achieve your financial goals and your goals on how to become rich fast.

Carolyn Anderson has been managing a successful online business for years now. To uncover some of the secrets to become rich fast, visit Think and Grow Rich Secrets. Also check out Goals On Track to get the best insider tips on the best techniques and strategies to reach for your goals in life.

www.dp-db.com
Article Source: http://EzineArticles.com/?expert=Carolyn_Anderson

Some Tips for Achieving Goals About Financial Independence

2010-11-02T16:19:00.000-07:00

We know that being financial independent is not merely about being rich, but having freedom to afford the lifestyle a person desires without having to work.

If you are like most of people, who put the goal of being financial independence near the top of your long-term-goals list, you'll have a long way to go. There is a lot of financial advice that you can hear about in your daily life. You can seek advice through the personal financial books, or from your financial planner. It seems that every person can offer the most professional advice, but they will confuse people who only want to accept all of them, because everyone has their own opinion on where to put the money, how to spend it, and how to make their money grow.

However, there are some simple truths that can apply to the advice that you can find. Let's see what they are.

1. Spend less than you earn, i.e. use credit card carefully.
This is basic and pretty obvious but a lot of people don't pay enough attention to it. It is the only way that helps you to get out of debt or make advancement on your savings. You can set up a rate that you will put into the saving account instead of spending all the money you get.

It is more likely that people using credit card can buy things they want in advance, but it is also an easiest way for them to load with debts. Learn to use credit card wisely.

2. Use cash rather than cards.
People will think more when they are using physical cash than a plastic card. If you have set a daily budget that you have $20 to spend on entertainment this week, you are more likely to think twice about spending all of them on movie rentals tonight when you have other plans for the weekend.

But if you use a credit card, you are less aware about how much money you are spending. And it seems an $8 and a $20 product doesn't seem like a look unless you see the total amount in the bill. Those small single purchases can add up to a lot.

3. Nobody will care as much about your money as you do, so do take more control of your money.
There are many people in the market who seem more professional than you because they have training, experience or fancy job titles that make you think they are best for you when it comes to your money. But actually nobody will care that much about your money as you do. So if you want to achieve your goal of being financial independent, even though you can seek help from the fund managers, investors or bankers, you should also be active to take control of your money. Knowing where your money is and being able to make informed decisions.

4. Budget.
Make your budget realistic rather than difficult. A budget allows you to see through the who situation and help you to know where your money is going, and where you can reduce your spending to improve your financial situations.

The budget you make should accurately reflect your spending habits and expenses, otherwise it won't be a useful tool at all, from which you cannot get closer to realize your financial goals.

5. Pay yourself first.
It doesn't mean that you should go shopping and buy something, no matter a new computer, phone, or anything like that, not mention things that will overspend the budget. It means put an amount of money into savings. Many personal financial books will contain this clue. They recommend that you should pay yourself first such as putting some money into the saving account or other investing accounts, instead of credit card bill or other bills, except the due day.

The money you put into saving can be a very small amount but that's ok. At least you have started. But I think at the beginning, you can only put a fixed proportion of your income into the saving account. Then when you can, increase the amount you are saving to 10%, 15%, or more of your income.

6. Separate needs from wants.
Actually there are very few things we really need. A person who earns $300,000 a year doesn't necessarily live better life than a person who earns $50,000 a year. That's because the person who earns less has put much more attention to things he needs. He may do the purchases that really work for him, and try his best to improve his quality of life without spending too much money.

So every time when you want to buy something, you can ask yourself some questions like this.

Is it a need or a want?
Can I delay this purchase to see if it's really what I want?
Can I get this cheaper or somewhere else rather than buying a whole new one?

So, if you want to accomplish your financial goals, the first step is that you should get out of debt, which means you may have to reexamine your way of spending and see what you can do to speed up our financial goals.

Coach outlet store online provides discount coach bags. Those coach handbags sell well among women who love chasing fashion styles. Finding the latest fashion accessories in the coach outlets are what most women like to do.

Article Source: http://EzineArticles.com/?expert=Sharon_Clara

The 3 Most Common Mistakes Every Entrepreneur Makes

2010-11-02T15:51:00.000-07:00

Maybe it is because entrepreneurs tend to be optimistic. Maybe it is because entrepreneurs are willing to take risks. Or maybe it is because many entrepreneurs are just plain dumb, but there are some mistakes that almost every entrepreneur will make at one point in their career. These are the three things that you should never say when pitching your company to a potential investor or banker:

No Competition - At one point or another every entrepreneur will say it. "I have no competition." This is typically during the pre-revenue stages of business because once you begin to offer your product or service you will quickly realize that every business has competition. You might be the only one in the world that manufactures your product, but that does not mean you have no competition. Whether you have direct competitors or not you are always competing for dollars with someone or something else. If you have no competition then everyone in the world should buy your product, and if they don't then what is it that is keeping them from purchasing your product? That is your competition. It could be a child's college savings account, a date night with the spouse, or the mortgage payment. These are all competition because they consume dollars that are not available for your product or service.

1% of the Market - The second biggest mistake that almost every entrepreneur will make is believing that capturing 1% of their market is a conservative estimate. Just because 1% sounds like a small number does not mean any joe blow can steal 1% of a market from the competition. Entrepreneurs must have this urge to pretend that they are conservative, when in reality almost every entrepreneur has some bit of optimist in them. Rather than just assuming you can capture 1% market share out of a $100 billion market, you need to build bottom up, data driven projections. Your market potential is defined by your geographic location, your capacity to fulfill sales, and your ability to secure financing to name a few. Take these things into consideration when making claims about your market potential.

Return on Investment - The third biggest mistake that all entrepreneurs make when talking to potential investors is claiming that the investor will make some specific return on their money. For instance, entrepreneurs will come in and say that you can double your money in 2 years with their business model and their projections. Any investor that has been around for any length of time will immediately know that you are ignorant in this subject. As an entrepreneur you don't know what might happen tomorrow let alone 2 years from now. You don't need to convince an investor that they will make any level of return. They understand the game and then know that 9 our of 10 of their investments will fail or only break even, but that 1 single business that hits it big makes all the difference. Spend your time on showing these investors how you are going to hit it big, not how you are a safe investment, because you aren't safe.

These are the 3 mistakes that you must avoid like the plague as an investor seeking angel investment funding or a bank loan.

I am the Founder & CEO of http://www.theexecutiveplan.com, which offers entrepreneurs extensive guides, templates and articles to help create more powerful, effective, and memorable business plan executive summaries.

Article Source: http://EzineArticles.com/?expert=Adam_Hoeksema

Financial Independence Course

2010-10-28T17:30:00.000-07:00

I reorganized www.renegadeuniversity.com to be more streamlined and more like a course on financial independence.

Drop by and see how I can help you get seed money for a business or for investments.

Use the Master Mind and chat sections to meet up with finance guys and gals that can help you reach your goals.

90% of people that I know that visit my site tell me its very motivational. So what are you waiting for?

www.renegadeuniversity.net

24/7 Live Finance Chat

2010-10-28T17:26:00.000-07:00

If you miss the old Yahoo and other smaller chat rooms, where people used to chat about investing, visit:

http://www.renegadeuniversity.net/Chat.html

Free University Education

2010-08-31T14:10:00.000-07:00

If you think it would be great to drop in college seminars and classes, I have an idea for you. Drop in www.renegadeuniversity.net and take a look around.

At the site above, you can learn hard won lessons about personal finance, investing, and success. Unless you buy a life changing book, you will spend nothing.

Renegade U will be overhauled soon with new templates and an entrepreneurship section.

Take a look!

Step One to Becoming a Millionaire

2010-08-21T07:33:00.000-07:00

The first step you need to take in becoming a millionaire is TO TAKE A STEP. Act. Do SOMETHING. Nothing will happen if you just sit there. Nothing will happen if you just read articles.

Begin some study program, sign up for a conference or seminar, email a millionaire and ask for advice (only if you are willing to take it), get some books from the library. Spend some time learning, but then jump in and DO something.

Maybe build (or get) a website. Partner with someone. Write a business plan.

You do not need to know everything, to have it all down perfectly before you begin. But beginning is KEY. Here are the steps I took in beginning, yours might be the same, they might be different (these are not in exact order):

• I attended a Millionaire Mind Intensive seminar.

• I attended a few other seminars.

• I got a website (I got help building it and setting it up).

• I joined Toastmasters to assist my speaking career.

• I bought a fantastic memory course and speed reading course (and DID it).

• I designed and printed business cards.

• I wrote down my goals and a time line for them

The trick here is that if you begin, if you are moving, in ANY direction, you are on your way. If you are moving in the wrong direction or sideways, adjust your course. It is easier to steer a moving ship than one sitting still.

Remember the old saying, "Look before you leap"? Well, yes DO look before you leap, that is simply being prudent. But you still have to leap! Do not just sit on the sidelines looking.

Being wrong will happen. You just keep moving, adapt, learn from and correct your errors. Mistakes will not make you any worse off than you were, and if you are wise, you will be better for the knowledge gained from them.

You may be thinking to yourself, that is really stupid. All he is saying is to do something. No, it is not STUPID, it is SIMPLE. Let me ask you a question: Are you a millionaire? If you answered yes, then I KNOW you took action. EVERY millionaire has (and continues to do so).

The specifics matter, which particular action you take, but they matter much much less than TAKING action. My original plan was to patent an idea I had, and develop and manufacture a product. I may still do that sometime, but have changed direction in my quest.

Every one who is NOT a millionaire has NOT taken action. Like I said, simple. If you take an action and it does not lead you where you want to go (where you want to go is another article itself), then change your action, take another, a different action.

Most of becoming a millionaire is NOT some special formulas or key undisclosed method. It is applying basic, simple principles, working and reworking them to achieve your goal. Learn them (even imperfectly), APPLY them (even imperfectly), and you will be on your way.

So, let me encourage you to meet me in person at the upcoming (Oct 15-17) Millionaire Mind Intensive in Minneapolis. Personally think it is a GREAT action to take! I am Peter Szymanski, the 18 year old TeenageMillionaireExtraordinarie ©, in the making. http://www.teenagemillionaireextraordinaire.com.

Article Source: http://EzineArticles.com/?expert=Peter_Szymanski

Passive Income Article

2010-08-01T22:02:00.000-07:00

We are formally trained to generate active income at a job, however it is difficult to truly generate wealth unless one begins to generate passive income. Most of us think of going to work at our jobs every day. Day after day we labor for our boss or business for payment. This is active pay since it is income that goes away if we do not regularly contribute something in return for pay. To maximize wealth, a person needs to train yourself to make passive income instead of actively earning income.

Some examples of passive income would be if you owned stock in a company that pays a dividend, if you owned rental property that was managed by someone else, or if you owned a business that was managed by someone else. In each of these instances, you, as the owner of the stock, rental property, or business could have no daily, weekly, or monthly interaction in the daily operation of the business and still earn money. In other words these are passive income streams that earn money regardless of your actions.

To become wealthy, you need to begin to think of different sources of passive income that you can use to generate income. The most common passive income which requires no interaction except filing taxes on a yearly basis is owning stock. It is possible to become rich doing this, however this requires twenty to thirty years of pouring large portions of your income into these companies. If you want to accelerate this process, you will need to closely buy and sell different companies. The problem with doing this is that the process then becomes an active process and not a passive process. Some people do this task of buying and selling their stocks daily and we call them day traders since they basically do this day in and day out.

Some better Passive Income ideas that will generate larger quantities of money with little starting capital are the ones you should pursue. Of course coming up with these ideas is easier said than done. Starting a business that others can operate for you is probably the ultimate goal for passive income, however this is a difficult process. Usually this requires you actively start the business by yourself and grow it until it can support the employees to run it on your own. If you eventually can free up your time to think about more passive income ideas, you will begin to get ahead of the game.

http://richdadpoordad.us/18/passive-income/

Increase Your Net Worth by Using the Velocity of Money

2010-07-21T22:49:00.000-07:00

"Velocity of Money" is one of the key concepts that many wealthy people utilize in building their net worth.Yet many investors don't know about, and therefore don't follow, this proven wealth building technique. Read below to change that...

Once you learn and understand the magnitude of how this investment concept can influence your financial future, you can capitalize on it to increase your net worth rapidly and safely.

How fast you can invest your money in your financial portfolio is a very important element of managing your wealth.

The faster you can turn over your assets from one investment to another is a key to building wealth. By managing your portfolio with the "Velocity of Money" mindset,you can create hundreds of thousands of dollars more over time.When you are in this mindset,you will look at every dollar you have as a soldier and every soldier's job is to make you more and more wealth as fast as possible.Using all of your soldiers to, maximize your resources (money) at a rapid rate equates to "Velocity of Money" - the speed of money.

When we talk about your initial investment capital, we are really saying there are four kinds of available funds that you need to know about and understand to maximize and accelerate your investing strategy.

Four kinds of funds professional investors use to maximize their wealth:

1) Your own money - You likely have funds you are not even aware of...be sure to see if you have untapped "Lazy Assets".
2) The bank's money.
3) The tax man's money (IRS/government).
4) Other people's money (OPM).

A professional investor knows how to maximize their financial position through leveraging their available funds. The main objective is to use other sources of capital(#2- #4), not your own money (#1).Concentrate on using the bank's or the tax man's capital through entities, depreciation and OPM (other people's money).When you start using these sources of money together (synergy), you will be amazed how fast your own true wealth (#1) will grow!.

Using different funds to simultaneously grow your own wealth and having the ability to rapidly move those funds from investment to investment is what we call the "Velocity of Money".Professional investors rely heavily on OPM and rapid turnaround to accelerate their wealth.In fact, the most successful investors will tell you the objective is to use OPM whenever possible.

Summary, The theory of "Velocity of Money":

1. Invest your available funds into an investment you are familiar with.
2. Stabilize and keep control of the investment through good management.
3. Get your funds out of the investment as soon as possible by refinancing your property (tax free).
4. Put your funds into another investment as soon as possible.
5. Repeat the process.

By implementing the "Velocity of Money" concept, you will be fully leveraging your available funds and rapidly realizing profits.Why not mimic what the rich and wealthy do to accelerate your wealth? As years pass you will be amazed to see how fast your own money will grow.Financial freedom is just around the corner!

Ed Barriskill is a true real estate professional and one of the founders of 37parallel properties. He has been in real estate since graduating from college in 1973. As a real estate agent and broker Ed has closed over 1400 residential real estate transactions. As a real estate investor, Ed has bought and sold several investment properties and currently manages a real estate portfolio valued at over $65 Million.

Article Source: http://EzineArticles.com/?expert=Ed_Barriskill

A Crash Course in Networking

2010-07-15T19:46:00.000-07:00

Networking for the purpose of finding a job, or finding a founding team for a start up, or to find specialists to know for any purpose is a great idea.

But how do you start? First, think about what experience, skills and knowledge you offer and develop an elevator pitch. Then, go to networking events and meet people. Business newspapers and newspaper web sites will announce networking events, go to some. You can also attend seminars, workshops and meetings of organizations like small business associations, specialized business associations, associations for women or minorities. You can also try out local Rich Dad clubs, investment clubs, alumni groups, etc.

If you can give people you meet a 30 second presentation (elevator pitch), about your skills, knowledge, and objective, it will be easier to for others to connect you to people that you need to meet. It is good to have a business card too. You may not find good contacts at every event, but you should persistently try. Allow the people you meet to ask you questions about your skills and experience. Be prepared to answer questions.

If done right, networking can lead to referrals, job offers, positions on new ventures, and almost any sort of contact you require. You could also join a mastermind group or invite someone to your mastermind group.

I would also look around at online forums and web sites where people discuss small business, online business, or specialized business.

Online or offline, just meeting people in your field or in the field you want to get into can be a help to you. Be sure to be courteous and listen to your new acquaintance.

David K Drews is the web master of http://www.renegadeuniversity.net a site that will help you make a realistic plan to escape the rat race. David is an MBA candidate, investor, and published author. Watch for the 2nd edition of The Black Book of the Mastermind.

Article Source: http://EzineArticles.com/?expert=David_Drews

How to Design Your Debt Reduction Plan

2010-06-09T23:57:00.000-07:00

Let us see what all aspects you need to take and follow to achieve significant results.
You should plan debt reduction determining the value of your income and make systematic frames regarding on it. Best way to gain control over you expenditure is preparing a spread sheet or using good budgetary software in your personal computer. Here, you may feed your total income and spending details and compares them and reviews every month end. Feed all details of your bank accounts transactions and pay checks.

Prepare a debt reduction journal. Write down each and every debt that you owe on the journal and make budgetary solutions to tackle them with its help. You may feel like it will not benefit you on first one or two months but later on, you will realize that it was best decision you took to be free from debts that offers you hard times. Read and update journalâ€™s contents and make out whether you are strictly following the words you wrote on it.

Credit cards become villains more often. Careless and naughty swiping using your credit cards will lead you fall in big digs of debts. So, use your credit cards wisely thinking twice before you buying expensive luxury stuffs. If you like to buy groceries and cloths showing your credits in cards, you are highly recommended to learn your expenses every week. All credit cards have online banking accounts; log in to it and learn how you utilized your valuable pennies and be determined to cut down your unwanted expenses.

Strong determination to reduce your daily expenses only can give you remarkable debt reductions. Once you odd to debts, it is very difficult to go back to easy life. Make your own ideas to cut cost and implement them successfully. End of the day, you will win.

If You Really Want to Retire Early

2010-06-09T14:07:00.000-07:00

If you really want to retire early, consider that 1/2 of US households earn $44,000 a year or less. That makes the going pretty tough for 1/2 of the US population.

But if you were to start right now, you would be improving your odds a great deal.

If retiring early is for you, check out www.renegadeuniversity.net

There is a lot of free info at the site. You won't need to hunt for days looking for all the information and hard won lessons. Its all right there.

There is a lot of BS on the Internet about retiring early, but none of it is at the site above.

Targeted Traffic Building - 8 Key Ways to Make More Profit With Traffic Building

2010-06-02T23:17:00.000-07:00

Targeted traffic building can be the key to the success of your Internet business. This article will provide you with an overview of the eight key ways to make more profit through your Internet business with targeted traffic building. Armed with this information, you'll be on your way to increasing your revenues today and well into the future.

1. You need to keep in mind, as the first key way to make more profit with targeted traffic building, that when it comes to traffic to your website though really issue is not so much quantity as it is quality traffic to your site. You want people who will be interested in the products and services you have to offer.

2. Your targeted traffic building plan needs to be part of a comprehensive marketing agenda. You can not engage in traffic building in isolation.

3. When it comes to targeted traffic building, you might want to consult with or engage the services of an expert. You do not need to go it alone.

4. Targeted traffic building depends to a large degree on the SCO efforts you may catch your website itself. This includes ensuring that you have copy on your site that is keyword enriched.

5. The domain name that you select for your website will also be an important element of your overall targeted traffic building plan

6. Link building should be included on your agenda when it comes to targeted traffic building. Again you might want to consult with an expert in this regard.

7. You will want to continually revise your targeted traffic building efforts to make sure that they continue to be effective.

8. Finally, when it comes to targeted traffic building, you will want to consider entering into strategic alliances with other individuals who own businesses that are compatible to your own. While this is not necessarily a recommendation for a reciprocal link building program, there are ways in which you can develop strategic alliances with other individuals and businesses that will benefit your company over the long run.

Do you want to learn more about how I do it? I have just completed my brand new guide to article writing success, 'Your Article Writing and Promotion Guide'

Download it free here: Secrets of Article Writing

Do you want to learn how to build a big online subscriber list fast? Click here: Secrets of List Building

Sean Mize is a full time internet marketer who has written over 9034 articles in print and 14 published ebooks.

Article Source: http://EzineArticles.com/?expert=Sean_R_Mize

Getting Website Traffic That Buys Your Stuff - How to Get 1,000 Visitors a Day and Make a Profit

2010-06-02T23:08:00.001-07:00

It is one thing to get 1,000 visitors a day to your site and it is a totally other thing to actually get those 1,000 visitors to make you a profit! In this article I want to show you how you can get 1,000 visitors a day or more to your site and actually make a profit in the process.

You Have To Make Sure You Do It Backwards First...

If you are going to get a massive amount of traffic to your site on a daily basis you are going to have to make sure you have the right strategy in place to make it happen so you can sustain your momentum and success.

That means you are going to have to do the opposite of what everyone else does online. What most people will do is they will go out and find a traffic source in their market that will send them 1,000 visitors a day and start trying to make it happen.

You have to realize that if you do this you are going to end up wasting a lot of time and money. You might think that you are being smart by trying to get all these visitors to your site, but in the end you will likely be broke and frustrated with what you have done.

You need to realize that getting that many visitors a day to your site is not about getting more visitors! That may sound strange, but you have to realize that getting more visitors is the easiest thing you can do online! Anyone can buy them from AdWords or other sources online...

Here Is What You Need To Do:

First - You have to focus 80% of your time on maximizing your sales funnel so you can increase your profits from the visitors you have coming to your site or a small amount of new visitors you are going to start getting.

The reason that you need to do this is so you can focus your efforts on building the right product and system base for your business. You need to realize that this is the most important part of everything you do online.

Most people think that this is the easiest part and so they don't even worry about doing it! But you need to do it and make sure you focus about 80% of your time and efforts on it.

Second - You need to then focus on getting traffic to your site from one source.

That way you can stay focused and not have to worry about getting distracted with other sources in your market. The more you can focus on one source, the more likely you will be to make a lot of money doing what you are doing.

What if you can't get more website traffic? Here's a "secret snowball traffic system" that has generated over 1,175,000 visitors for my tiny websites. Click Here Now to get this free video that will show you how to make it happen for your sites. http://www.jasonnyback.com

Article Source: http://EzineArticles.com/?expert=Jason_Nyback

Be Your Own Success Story

2010-05-26T18:31:00.001-07:00

What will make you an invincible success? What is currently preventing you from enjoying the success you crave? What are the keys to success and how can you best begin to employ these today and throughout the year ahead until your success is so sure it becomes your reality forever?

The crucial key is your inner attitude. How did you feel about your life when you were seventeen? Invincible? Unsure? Were you sure of your success in the years ahead or were you uncertain of your destiny? How do you feel now? Have the years been kind to you or has disaster struck? Regardless of what has happened to you lately I want you to prime your inner attitude. Focus inward on your strengths and determine to fill yourself anew with purpose, enthusiasm, resolution, and become dominant, determined, bold, strong, calm, vital, steadfast, self reliant, and full of vigorous energy. You can!

"It is never too late to be what you might have been," claimed the English author George Eliot. How can you turn your present situation around for success? Many are life's downward paths which lead to failure, yet you have only to turn about and walk back up towards victory! Step by step you turn about: Benjamin Franklin advised "Little strokes fell big oaks."

Perception is reality. Whatever your current perception of your situation, your self, your ability, this is your experience now. First perceive, then receive. Work now on your inner attitude: dwell upon your strengths, your convictions, your beliefs - and constantly recall your past successes: see yourself as a sure success! Know you want to become completely successful in all you do, and believe you can be. Recharge your inner attitude with positive energy by taking a little time out to go for a walk somewhere peaceful in the clear air. Put your soul into it! Walk vigorously, clear your mind. Shoulders back and feel strong!

Build your perception of who you can be. What do you want? Focus daily on this: are you aimed in the right direction? Taking the necessary steps to achieve what you want? Build level by level: a small success this week at work before the big house and fast car! Telephone a prospect you have been putting off. Stand tall and speak with firmness in your tone. Expect yes, expect the big order. Receive the big order! Be dominant. Act as though you have every confidence, just as you expect the bigshots at your workplace to act and speak. Act it out and become. Simple truths work: just act upon this. Build yourself new habits of determined action today onwards.

Habits are cobwebs at first, iron cables at last.

Be aware of the little daily actions you take which in time pin you down to specific behavioral patterns: are all your actions, thoughts and mannerisms primed towards the greatest success?

Good news is, you can establish new habits within seven days: just do something new each day for a week and it becomes swiftly part of your reality. Much easier to create new habits than to discard old so don't try to give up chocolate, just make a new habit of eating a healthy three meal diet with no snacking daily. You can easily replace the snacks with a glass of water, a short brisk walk, a banana, a motivational quote! Do successful folk snack? Or are they too busy feeling the incredible buzz of being their own success story? Commit yourself to projects you know are surefire winners with a definite reward at the end. Reward yourself for every small success, each good step forwards.

And when you are not working switch off the entertainment for now and educate yourself. Ebooks are free all over the internet if you search for them: you can learn a lot now for no financial output so there is no excuse! Learn what you love, learn what the successful people in your field know, always learn more. Knowledge pays dividends and opens your mind to endless creativity. W.B.Yeats, the poet, declared: "Education is not the filling of a pail but the lighting of a fire."

Set your inner fire ablaze and get ready to accomplish great things. Learn all you can. Be specific and organized. Spend no time on unviable projects and put even your leisure hours to effective use. Create a blog so your colleagues and superiors can see you are keen to develop new skills. Write about what you learn and ideas you have for improving your results at work. If your present employer does not take notice you can be sure the head hunters of more progressive firms will notice you!

Promote your blog through social media and get yourself some ebooks on enhancing visitor numbers to your blog: get more traffic! Learn some basic search engine optimization. Get your message out there into the wide world: you never know who is looking in. Build yourself, your inner perception of your worth, build your knowledge and creativity levels and work on your fitness, appearance, conversation, listening ability, your ability to effectively analyse information and your sense of logic. Be fair and be generous. Give freely. Seek wisdom. Believe in yourself as a true success! Let others know you are keen to improve and go further in your field of work. Offer your time.

Know what needs to be done each day and each week and focus only on this until it is done, then if you have time turn your attention to other useful tasks or prepare a plan for the week ahead. See what else you can accomplish of purpose. Ask!

After two weeks of building your inner attitude anew analyze how you now feel: more vigor? More boldness? Be strong! Be ready to change when the opportunity comes your way.

It is never too late to be what you might have been. Ignite your inner fire. Expect success. Be ready to embrace success. Be generous with your time and your assistance. The world wants persons who are prepared to do a little more than asked, who take the time, who go about the workplace as if they owned the company and care about the results. The world has a way of exalting such persons to positions of responsibility. Success.

Success. Expect it. Prepare for it. Learn. Grow. Enjoy success! You deserve to give yourself every opportunity so start today: supercharge your energy, declutter your home and office, focus on what really counts for you and aim high: let nothing defeat you as you build your inner resolve to succeed in all you do.

I am an internet marketer who writes on Success Motivation. You can read more and download free ebooks and educational DVDs at http://adwellosalesbonusreviews.com

Article Source: http://EzineArticles.com/?expert=Ad_Wello

Planning for Financial Independence

2010-05-26T18:26:00.000-07:00

In order to have the proper mind set for financial independence (a millionaire mind set), you need to decide exactly what you want. This includes: total desired net worth, your desired income during retirement, the total cost of toys, hobbies, homes and amenities that you want to enjoy, the annual amounts you want to give to charity, and you will need to decide how big of an emergency fund you will need. Be honest with yourself in deciding and writing down what you really want. Write down your real desires, their cost and add up the total.

The next thing you need is a plan to reach your goal of financial independence. Your plan needs to include a budget, debt reduction (if you have debt), education goals, a business plan, a marketing plan, and any other plan you need to make before you can become financially independent. Again, be honest in your planning. Investigate and seek professional advice from lawyers, CPA's, etc, as needed. Another person should be able to read your plan and completely understand it and see it as workable. Plan in advance how to deal with the problems that will happen as you attempt each part of your plan. You may have to deal with a bad economy or scummy salespeople, etc.

It is a good idea to consult with your mastermind group. Your mastermind should be able to assist in planning and identifying obstacles.

After you have written your goals and plans, now is the time to take action. Now it is time to launch your plan. This means work, taking risk, and hopefully, launching a business of your own. Now it is time for motivational audios while you drive, powering through problems and cutting yourself off from imbeciles. After your business or career is up and running, you are selling, and doing even more research and promotion. You are after customers.

As soon as you are successful, immediately start saving at least 10% of your income. If you can't save money, the seeds of greatness are not in you, says W. Clement Stone.

Before you begin your days, in the beginning of your new plan, type up a page of your greatest accomplishments and read it to yourself. Start when you were young and progress to today. What were your best accomplishments? Write or type them. Doing this exercise focuses you on your own success. You probably don't want to charge into a meeting or presentation feeling like you are not capable.

If your career or venture does not start out as you planned, do what Tony Robbins says to do and change your approach. Don't quit the goal, change the approach. Again, be honest with yourself in the assessment of yourself and your team.

David K Drews is the web master of http://www.renegadeuniversity.net a site that will assist you in planning your escape from the rat race. David is also the author of "The Black Book of the Mastermind." David is studying for an MBA and has been an investor for 20 years.

Article Source: http://EzineArticles.com/?expert=David_Drews

How to Get Rich by Generating a Passive Income

2010-05-26T18:24:00.000-07:00

There are a lot of different ways to get rich but one thing is for certain, in order to get rich you need to generate a passive income. Not many people have been able to generate enough passive income to be financially free. That is until now. This article holds the information you need to become financially free and rich.

In the past becoming rich was only possible for the elite few. This is because generating a passive income required either a lot of business and investment knowledge or a lot of money. Now with the invention of the internet anyone with a computer can generate a passive income with little or no money or experience.

Imagine if you had enough passive income that you didn't have to work in a job you hated ever again? That would give you a lot of time to spend with friends and family doing the things you love wouldn't it? It would also give you a lot of time to spend making yourself rich. Instead of spending the best part of your week working to make someone else rich you could be working to make yourself rich.

There are a lot of different ways to make money online, but none of them are as effective as email marketing. Instead of needing to draw thousands of visitors to your website you can go directly to them with your products and offers.

90% of people who use the internet use it to access their email accounts. All you need to do is get people to sign up for your email newsletter and you can market to them whatever you want.

Using email marketing tools you can send out emails on autopilot. This is how you can generate a passive income online. You write the emails once, then whenever someone signs up for you email newsletter the emails are sent out in sequence automatically.

All you need to do is set up a squeeze page and drive traffic to it. One of the best ways to drive traffic to your squeeze page is through article marketing. All you need to do is write articles and submit them to sites like EzineArticles.com. Include a link to your squeeze page in your email newsletter.

If you want to become rich then your first (and most important) step is to become financially free by generating a passive income. There are a lot of ways to generate a passive income, but most are slow going and require a lot of money, a lot of time or a lot of education to create. I suggest email marketing as it is easy and anyone can do it. So why don't you give it a go?

It took me years to work out how to generate a passive income online. But I finally cracked the code and I want to share my secrets with you. I have created a 14 day course that will teach you how to generate a passive income online. I usually charge $197 for this course, but you can have it completely free of charge.

All you need to do to access this $197 course for free is go to http://richacademy.com/aweber and enter your first name and email address to sign up for the course. This has the potential to dramatically change your financial situation and make you financially free. So hurry and sign up today because this offer is limited.

Article Source: http://EzineArticles.com/?expert=Ryan_Mclean

How to Generate a Passive Income Online

2010-05-20T20:30:00.000-07:00

If you want to be rich then you need to start generating some passive income. Passive income is income that you don't have to work for. If you want to be rich then you need to generate a passive income that is greater than your expenses and today I want to show you how you can do that.

First things first. Many people define being 'rich' differently. Some people want one million dollars in the bank, some people want to live in a mansion, some people want to travel the world. But whatever your definition is of the word 'rich' one thing is for sure...In order to become rich you need to generate passive income.

Passive income will fund your lifestyle. It will help you afford the nice things you want, it will help you pay for the mansion and the food and the entertainment that you want. Most importantly, it will fund your lifestyle so you don't have to work for your money, but rather you can have money work for you.

So how do you generate a passive income? Well there are three ways to do it:

Real Estate
You can generate an income that is passive by investing in positive cash flow real estate. That is, real estate that makes more money in rental income than it pays in expenses. For example, you might be receiving $1,000 per month rental income and all your expenses including mortgage is $800 per month. You are then making $200 per month in passive income.

The problem with property is that you need to have a lot of money to get started. You also need to assume a lot of debt in order to buy a property. This makes it difficult for the average person who does not have a huge amount of money saved to invest, and who would find it difficult to get the large loan required for property.

Stock Market
The stock market is another way you can generate an income that you don't have to work for. Stocks can generate an income through dividends that are paid out to shareholders. With stocks you need even more starting money that property to start generating a passive income.

Most people invest in stocks for their retirement. This is probably because it is the easiest way to invest. But that doesn't mean it is the best way to invest. Sometimes the returns on stocks are so poor you need millions before you can generate enough passive income to retire. The stock market is also volatile and you can lose a lot of money very quickly in a stock market crash.

Business
The third way to generate a passive income is through business. There are many business owners who OWN business, but who don't work in their businesses. One of the richest men in Australia, Rupert Murdoch, owns hundreds of businesses, but hardly works in most of them. They just generate him an income and make him very rich.

The setback with business is that it can be expensive to start, unless you start it online. Did you know that a McDonald's franchise in Australia costs over $1 million to start? I don't know about you, but most people don't have a lazy $1 million to invest in a business.

That is why online businesses are so good. You can start them for pennies. They can create an incredible passive income for you and there is very little risk in starting them. If the business doesn't work out you might lose a couple of bucks, not a thousands of dollars. So why not look at starting a business online today and start generating a passive income immediately.

It took me years to work out how to generate a passive income online. But I finally cracked the code and I want to share my secrets with you. I have created a 14 day course that will teach you how to generate a passive income online. I usually charge $197 for this course, but you can have it completely free of charge.

All you need to do to access this $197 course for free is go to http://richacademy.com/aweber and enter your first name and email address to sign up for the course. This has the potential to dramatically change your financial situation and make you financially free. So hurry and sign up today because this offer is limited.

Article Source: http://EzineArticles.com/?expert=Ryan_Mclean

Secrets to Getting More Website Traffic - How to Get Visitors From Other Sites in Your Market

2010-05-20T14:17:00.000-07:00

If you want to get a lot of visitors to your site you have to realize that one of the easiest ways to get those visitors is to actually go out and get them from other sites in your market. In this article I want to show you exactly how you can do this in your market so you can get massive amounts of automated visitors coming to your site.

Why This Strategy Works So Well...

You have to realize that if you are going to learn how to use every traffic strategy in your market, it could take you years to figure them all out and get visitors to your site with them.

But that is the strategy most people use when they are trying to grow their online business! You have to realize that doing this is just crazy as you will never experience the success you should experience in your market.

But if you get your visitors from other sites, you can leverage all the work that they are doing to get visitors!

You can put your ads on other sites in your market and get a percentage of the visitors that they are generating through the search engines or other sources in your market.

Using this strategy allows you to go out into your market and get a percentage of all the traffic that every other site is generating. It is a great way to scale up your business and grow your traffic.

Here Is How You Can Make This Happen:

#1 - The best way is to simply go out and get your ads directly on other related sites in your market.

The reason that this works so well is because most other sites in your market are looking for ways to make extra money and in most cases they are going to be more than willing to give you space on their site in exchange for a monthly fee.

#2 - You can get them to become your affiliate and promote your site for you.

The great thing about this strategy is you can contact other site owners and get them to put an ad on their pages that promotes your site. Then what you do is work out an arrangement where you pay them a percentage of all the sales that they generate for you.

When you use this strategy you have no risk they have no risk as well. So it is a great strategy that works for both of you that can help you make a lot of extra money in your market.

So make sure you start using these strategies right away so you can start getting more visitors to your site the easy way and take advantage of all the traffic that other sites are getting in your market.

What if you can't get more website traffic? Here's a "secret snowball traffic system" that has generated over 1,175,000 visitors for my tiny websites. Click Here Now to get this free video that will show you how to make it happen for your sites. http://www.jasonnyback.com

Article Source: http://EzineArticles.com/?expert=Jason_Nyback

Escape the Rat Race

2010-05-20T13:08:00.000-07:00

If you want to get petty power trippin' individuals out of your life and drive a Ferrari across your country, I can help you.

Psychopaths at work are no fun. Driving a Ferrari and sight seeing is fun.

Follow the plan at www.renegadeuniversity.net and read my book:
"The Black Book of the Mastermind" and get going.

Start sowing the seeds of financial success today!

There is no sense in learning lessons the hard way.

Visit my site.

Retire Early: Tips on Budgeting

2010-05-15T11:19:00.000-07:00

During my previous post I talked over how much money you are going to need to save in order to have a wonderful retirement

. From the chart listed below, you can notice that you should need about $40,000 a year or about $800,000 to live quite comfortably for twenty years. It offers space for amusement, traveling, and the everyday things you expect in your life right now. Read on to discover additional tips on budgeting and methods for how to manage money so that you can expedite your retirement date. Keep in mind these figures look at the average couple.

Monthly Break Down:

Utilities/Home Taxes.......... $800

Food............................. $500

Auto insurance..................... $125

Property Insurance................ $ 75

T.V/Phone/Internet............. $150

MISC..................................... $750

Holiday................................... $400

Car........................................ $200

MONTHLY TOTAL............. $3000

YEARLY TOTAL............. $36,000

YEARLY TOTAL............. $36,000***

***I rounded everything to $40,000 per year

How Is It Possible To Save $800,000?

Let's assume that the average rate of return is close to 10% on your retirement contributions. Here's a simple chart of how much you'd need to save monthly so you and your better half can retire with $800,000 by the age of 60.

If you start to invest at age:

20 you need to contribute $125 per month

30 you need to contribute $350 per month

40 you need to contribute $1044 per month

45 you need to contribute $1915 per month

What if you wish to retire sooner? Say age 55!

If you start to invest at age:

20 you need to contribute $209 per month

30 you need to contribute $598 per month

40 you need to contribute $1915 per month

These amounts really aren't that tough to achieve. If you have two dependable incomes, the contributions you have to make would barely put a dent into your existing life-style. If you're married at age 30 tucking away $10 daily is simply worthwhile for your future.

I'm going to mention it once again! You and your other half only have to contribute $10 daily, each, (total of $20) to have the $800,000 needed to retire comfortably! Isn't that one of the best tips on budgeting you could follow?

You'll find lots of methods to make your retirement dreams! Obviously the faster you start the more likely you are to achieve those goals. The reality is the longer you procrastinate the more difficult it is going to be, to be completely comfortable after age 60. Begin immediately and be free later on. Please check out more of my blog for more how to manage money tips. If you sign up you'll also get the free E-Book, free budget spreadsheet, free calculators, several tips on budgeting and links to all kinds of tools. We also have a few leaked videos that help with your finances.

DID YOU LIKE THIS ARTICLE? SHARE IT WITH FRIENDS!

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You can pay off your debts and save money at the same time! Say goodbye to your boss forever! A blog that will show you the secrets of the wealthy: http://www.howtomanagemoneytips.com Get a free budget sheet, net worth calculator, tools and more: http://www.howtomanagemoneytips.com/social.html

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How to Design Your Debt Reduction Plan

2010-05-13T01:53:00.000-07:00

The word "debt" can be the most used word in these recession affected economic world. People all over the world have been addicted to debt when economic slow down hit consumer markets and individuals. To stay afloat in these rough times, you need to make an exclusive budgetary plan to meet your debt reduction plan and leave your life easy way. Proper money management and most disciplined life only can lead you to imperative debt reduction.

Let us see what all aspects you need to take and follow to achieve significant results.
You should plan http://www.debtconsolidationcare.com/debtreduction.html
http://www.debtconsolidationcare.com/debtreduction.html debt reduction determining the value of your income and make systematic frames regarding on it. Best way to gain control over you expenditure is preparing a spread sheet or using good budgetary software in your personal computer. Here, you may feed your total income and spending details and compares them and reviews every month end. Feed all details of your bank accounts transactions and pay checks.

Prepare a debt reduction journal. Write down each and every debt that you owe on the journal and make budgetary solutions to tackle them with its help. You may feel like it will not benefit you on first one or two months but later on, you will realize that it was best decision you took to be free from debts that offers you hard times. Read and update journalâ€™s contents and make out whether you are strictly following the words you wrote on it.

Credit cards become villains more often. Careless and naughty swiping using your credit cards will lead you fall in big digs of debts. So, use your credit cards wisely thinking twice before you buying expensive luxury stuffs. If you like to buy groceries and cloths showing your credits in cards, you are highly recommended to learn your expenses every week. All credit cards have online banking accounts; log in to it and learn how you utilized your valuable pennies and be determined to cut down your unwanted expenses.

Strong determination to reduce your daily expenses only can give you remarkable debt reductions. Once you odd to debts, it is very difficult to go back to easy life. Make your own ideas to cut cost and implement them successfully. End of the day, you will win.http://www.debtconsolidationcare.com/debtreduction.html">http://www.debtconsolidationcare.com/debtreduction.html

The Black Book of the Mastermind

2010-05-01T11:57:00.000-07:00

I just released a book called The Black Book of the Mastermind, through amazon.

This book will help you get the most of your mastermind, whether your mastermind exists for personal, business, or financial reasons.

I cover recruiting, the beginning of my mastermind, and I share what works best for mastermind groups.

Click the link below to and use the password zeta486 to enter and see a description, etc.

https://www.createspace.com/3448936

Thank you

Take Charge of Your Financial Freedom

2010-04-22T21:40:00.000-07:00

What is financial freedom? There are many definitions of financial freedom or financial independence. The one that I embrace says that you are financially independent when your monthly passive income is over and above your total monthly expenses.

Hmmm, where does that leave us? Do we have passive income?

Sounds like a tall order and it seems so distant and far...

Well, if you are ready to suspend your judgment, if you are willing to challenge your limiting beliefs and embrace abundance, read on.

The first step to reaching any goals, dreams or desire is the openness to explore and the willingness to suspend judgment and cynicism. Only then will you be open to consider the different options you have for reaching your ultimate dream. You do not want to limit yourselves at the outset. However, do keep your sharp and analytical mind as you evaluate the information presented to you.

Before we become millionaires overnight, a few things need to take place. Before we experience abundance of any sort, there needs to be awareness, learning and implementation, monitoring, realignment and practice, practice, and more practice. This is the sure and steady way to success.

The first thing you need to do is to be aware of why you want that financial freedom. And why that is important to you.

Then you need to get some education and training on your financial literacy.

It is no good depending on some other people's advice - even if he is your accountant or good friend. Ultimately, you want to be responsible for your own decisions.

How do you get the financial training?

1 - You can read books, and there are lots of great books around and you just need to visit the bookstore. However, this will only give you a basic understanding as you are not able to clarify your interpretation of what is written. And books do get outdated too.

2 - Join in the conversation in groups and forums. Ask your questions, articulate your queries and listen to different responses given. This process will get you into clarifying your thoughts and queries.

You get to ask practical and implementation questions here. But whether or not you get the answer is another question. Also you will want to keep a clear mind and not believe everything you hear. Double check it with second opinions or literature.

3 - Join in previews to workshops or the actual custom made workshops and learn from the experts. Those who have made it, been there done that and are willing to share their strategies with you.

In this information age, a lot of information within your reach. It is advisable to get your training from a trusted and reliable source, and learn those who have a proven system and a set of process that work.

The other thing about workshop is that you will have the opportunity to get your hands dirty. Attending a 2 or 3-day workshop will not make you an expert, but at least you will be learning from the gurus.

So whether you can achieve abundance or not is determined by your success mindset. You can take charge, do something about your dreams or you can lament and hope for the economy to change (or for an inheritance or a fluke of luck).

Nothing happens until you want it badly enough that you take action. "Life happens at the level of events, not of words". Alfred Adler. Small deeds done are better than great deeds planned.

If you want to take your current state to the next level, to live in freedom and abundance, then go out and explore, read up, join some workshops and get your hands dirty.

And if you are looking for some free and online preview calls that will give you some head start in the kinds of investment strategies that you can consider, sign up here. This is a live call which will be recorded. When you leave your name here, you will be given access to the discussion on strategies and tips that you can use from an expert with proven track recprd.

Louisa Chan is a Certified Professional Coach who will work with you to co-create your success by empowering you.

If you like to have similar articles delivered to your inbox just leave your details here.

Article Source: http://EzineArticles.com/?expert=Louisa_Chan

Retire By Age 30

2010-04-21T10:28:00.000-07:00

You could retire by age 30. If you are in High School or College or in the military, you should read this.

I have gathered all the financial lessons I have learned (some were hard learned lessons) since I was about 18 or so and comiled them at my web site. I have lists of things you must do to build wealth, how to save more money than you probably think is possible. Affirmations, how to choose stocks, and more is at www.renegadeuniversity.net

With a good plan, you can retire early. Go for it.

Take an hour a day for a week and review the info at my site. Its a lot of stuff.

Bring any questions here.

Unlock the Secrets - How To Become a Millionaire & Creating Ultimate Wealth in Life

2010-04-21T09:45:00.000-07:00

Becoming a millionaire and creating wealth requires change of mindset. Wealth management is unfortunately not taught in schools. For this following steps shall be useful:

1. Education: educate yourself to succeed. It is important to know that a small percentage of population is wealthy, because they have taught themselves that to become wealthy it is better to have their own business rather than to work for others. The education can be through attending seminars, reading success stories of wealthy people, observing and following how and what way wealthy people think and act etc.

2. By aligning with successful/wealthy people: this shall give you enough opportunities to know how they create wealth. Most successful people haven't become successful without finding a mentor. True millionaire live below their means. They do not believe in show business, and do not display unduly high social status. Millionaire motto is "You are not what you drive"

3. Adopt the habit of regular savings. Spending more than you earn can never take you to level of millionaire. A small amount being saved every month over a long period can grow to fabulous sum.

4. Invest in assets and review the return on these periodically. An asset must start giving some good return over a reasonable period. Earning residual income from the assets must be the ultimate goal.

5. Enhance you capability to earn more. This can be done by improving skills, education and exploring new business areas to invest.

6. Learn to evaluate the return on your every investment. Investing requires more wisdom and unless you are sure to get due return on investment, think deeply the need to invest. Just for the sake of having something, whether needed or not, is not a good approach. The need and then use must be well established.

7. For success in any business or profession remember the Word "KASH"
Where K stands for knowledge,
A stands for aptitude
S stands for skill
And H stands for good habits

8. Teach your children how to fish rather than to eat fish: The wealthy people do not pass on their wealth easily to their sons. They rather believe and teach their children how to earn and grow wealth.

9. Know more about taxes and its laws. Lot of income is parted off though paying off taxes. Many people do not spend time and do not acquire the adequate knowledge of saving taxes through legal means, and hence end up paying unduly high taxes. Hiring a good tax adviser, is a very good idea. The amount of fee to such expert shall be worth as it may save you much more taxes.

10. Healthy food habits: Know more about your body and be careful in eating. Wrong food habits can make you unduly sick and can make your life paralyzed, thereby reducing your earning/working capability drastically. Hiring the services of a good doctor/dietitian may also be considered.

11. Keep adequate health insurance: it is essential to have sufficient wealth for medical care in case of illness/accidents etc. For this, sufficient health insurance always be there, failing which, one may come down from wealthy person to a poor one.

12. Spend some time to exercise regularly to keep physically fit. Out of 24 hours, at least 1 hour must be spent on maintaining good health. Devote time to physical exercise/jogging, brisk walking/Gym going etc; and preferably under the supervision of a health expert.

Good health is the biggest asset of a person, without which, any amount of wealth generated, shall be of little use to the person.

13. Do donate some part of your wealth to charitable institutions periodically as per your capacity; Believe it or not, the wealth donated to charitable institutions, gives lot of happiness and more meaning to one's life. The wealth of the person doing so, gets increased by the blessings of the God.

14. Learn newer and latest technologies and adopt the same either yourself or through experts. More the latest technologies you adopt, more becomes your productivity and efficiency. In lesser time, you can produce more, and hence, can generate more wealth.

15. Maintain good working relations with all concerned. This is essential, as you shall need the help and support of concerned persons in building wealth. Try to help the concerned persons and in return you shall get the needed help. A single enemy can be more dangerous than many friends.

Learn my life-changing Free training to create ultimate wealth & time freedom in your life at my Website

To Your Massive Success
Devendra Patel - Internet Marketer & Coach
http://devendrapatel.net

Article Source: http://EzineArticles.com/?expert=Dev_Patel

The On Sure Wealth Creating Strategy

2010-04-21T09:42:00.000-07:00

Like many young people, I started my career planning to become the CEO of a very large company and make a lot of money. There are many people who climb the corporate ladder to significant success. However, as you climb that ladder you begin to realize there is significant and increasing risk to those positions as the course of business events including changing bosses, changing economic conditions, and other business impacting events can bring your plans to screeching halt. Unless you have the right global personal financial and wealth building plan in place behind such a plan your best goals can run into brick walls. Let's get to the plan.

First, what is a plan?

A plan is:

A series of steps that if followed should lead to the result we intend to reach.
A plan should not allow for activities that create additional risk and undermine the goals intended.
A well designed planned will have self prophesizing activities included that are synergistic to the main objectives of the plan.

I am a student of history. Study of the most successful business persons in our nation's history all reflect these facts. Benjamin Franklin, George Washington, John D. Rockefeller, The Morgans, Warren Buffet and Bill Gates all demonstrated the following key attributes:

They selected their business focus and steadfastly kept to that focus.
They invested and reinvested their time and assets into these items.
They avoided debt and built equity.
They lived within their means (not always but from the point their success began to grow)

One of my favorite subjects on this single minded focused plan is Warren Buffet. His biography - Snowball does a tremendous job capturing the larger plan. So, what is the ONE secret to creating the personal wealth, security, and fulfillment that is your goal?

Choose a path, stick to the path, invest time and cautiously capital, stay within your means, strictly limit debt or hold no debt, and achieve steady consistent gains. This should apply to your jobs, your outside activities, and your investments. Warren Buffet says a diversified portfolio is a sign of ignorance of your investment area. Avoid ignorance and as Rich Dad Poor Dad suggests increase your financial IQ and knowledge in your focus area.

Consider that if you could save $500 per month for 25 years with no appreciation you would accumulate $150,000. Now consider that even if you only make 6% annually on those investments you will accumulate several hundred thousand dollars. Additionally, in the same time frame you will likely purchase and pay off your home. Considering that the markets normally average an inflation adjusted 8.5%.

The point this is, that while this plan doesn't promise millions the plan offers almost no downside risk, assures a very positive upside result. Once this is in place, over the course of a career or even if you are having to make a fresh start in your 40s or even 50s, a very significant financial success is within your reach and with work you will eventually improve your results over the base plan. One step at a time, one action at a time, create wealth, secure your future, and build a foundation for the future.

Blake Ratcliff has raised millions in equity capital, bought and operated 10s of millions of assets. He is a former Marine Officer, a United States Naval Academy Graduate, a father of 4, an avid reader, and starting all over again. Let's walk the journey together.

http://thejourneytogreatliving.wordpress.com/

Article Source: http://EzineArticles.com/?expert=Blake_Dale_Ratcliff